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Home > Banking Bonuses > Simmons Bank: $50 Consumer Checking Bonus, $100 Business Checking Offer & $50 Referral Rewards (AR, KS, MO, OK, TN, TX)

Simmons Bank: $50 Consumer Checking Bonus, $100 Business Checking Offer & $50 Referral Rewards (AR, KS, MO, OK, TN, TX)

August 7, 2025 | Leave a Comment

Through the Simmons Bank Refer-A-Friend Program, new customers can get a $50 bonus for opening a Simmons Bank Consumer Checking Account, a $100 bonus for opening a Simmons Bank Business Checking Account, and up to $500 per calendar year for referring new clients to Simmons Bank.

To qualify for the $50 Simmons Bank Consumer Checking Account bonus, you must have at least 7 debit card transactions (excluding ATM and other cash withdrawal transactions) post to the account within 30 days of account opening, and have at least 1 ACH transfer of at least $100 deposited into the account within 60 days of account opening.

For the $100 Simmons Bank Business Checking Account bonus, you must have at least $2,000 in cumulative deposits made into the account and have at least 10 transactions post to the account within 60 days of account opening.

Additionally, once you are a Simmons Bank customer, you can start referring new clients to earn a $50 Visa Virtual Reward Card for each new consumer and business checking customer who opens an account and meets the requirements for up to $500 per calendar year.

In order to open an account with Simmons Bank, you must be a resident of Arkansas, Kansas, Missouri, Oklahoma, Tennessee, or Texas.

If you are a current Simmons Bank customer, please feel free to share your contact information and/or your referral links in the below comments section in order to exchange referrals with potential new customers, so that everyone can take advantage of the Simmons Bank Referral Program bonuses.

$50 Simmons Bank Consumer Checking Promotion

1. To be eligible, you must receive a referral email (or referral link) from a current client of Simmons Bank, and follow the registration instructions and offer requirements.

2. After completing the referral registration, open a Simmons Bank Consumer Checking Account, including Affordable Advantage, Classic Checking, Interest Checking, Coin Checking, Prosper Checking, or Simply Checking.

3. Have at least 7 debit card transactions (excluding ATM and other cash withdrawal transactions) post to the account within 30 days of account opening.

4. Have at least 1 ACH of at least $100 deposited into the account within 60 days of account opening.

5. Receive a $50 Visa Virtual Reward Card via email within 2-3 weeks after meeting all qualifying activities.

$100 Simmons Bank Business Checking Promotion

1. To be eligible, you must receive a referral email (or referral link) from a current client of Simmons Bank, and follow the registration instructions and offer requirements.

2. After completing the referral registration, open a Simmons Bank Business Checking Account, including IOLTA Business, Non-Profit Checking, Business Core Checking, Business Plus Checking, Business Pro Checking, Treasury Management Lite, or Commercial Checking.

3. Have at least $2,000 in cumulative deposits made into the account within 60 days of account opening.

4. Have at least 10 transactions post to the account within 60 days of account opening.

5. Receive a $100 Visa Virtual Reward Card via email within 2-3 weeks after meeting all qualifying activities.

$50 Simmons Bank Referral Promotion

If you are a current Simmons Bank customer, you can register for the Simmons Bank Referral Program to earn a $50 Visa Virtual Reward Card for each new consumer or business checking customer that you refer who meets the qualifications for up to $500 per calendar year.

When referring your friends and family, you must provide contact information and a valid email address, and your referrals will receive an email notification containing registration instructions and offer requirements.

After you register for the referral program, you will also receive your own unique personal referral link, which you can share directly with your friends and family, who must then register via the referral link.

For each qualifying referral, you will receive a $50 Visa Virtual Reward Card via email within 2-3 weeks after your referral has completed all qualifying activities.

Participate in the Simmons Bank Refer-A-Friend Program to earn extra bonuses when you open a consumer or business checking account, plus earn up to $500 per year for referring your friends and family to open checking accounts with Simmons Bank.

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