Maximizing Money

Stretching Your Money to its Maximum Potential

Home > Banking Bonuses > Chime Banking Service $170 Sign-Up Bonus and $100 Referral Bonuses

Chime Banking Service $170 Sign-Up Bonus and $100 Referral Bonuses

| 175 Comments

New $170 Chime Account Bonus through March 31, 2023: You can now earn a $170 cash bonus when you open a Chime account and receive a $200 minimum payroll direct deposit within 30 days of sign-up. Please note that 2 qualifying payroll direct deposits of more than $200 each are required to complete this special $170 bonus offer (only 1 direct deposit is required for the $100 standard offer below). To access this offer, open a Free Upromise Account, which is a cash back network similar to Rakuten, and then visit the “Offers” section to find Chime under the Features Offers. The $170 cash bonus will be credited to your Upromise account, which can be transferred directly to your checking/savings account. It’s free to join Upromise, and anybody can join (you don’t need to be a student), so this is a great opportunity to earn $170 for joining Chime. Please note that the $100 offer below is still valid if you prefer not to join Upromise, but you’ll earn an extra $5.29 bonus for verifying your email address with Upromise as well.

The Chime banking service has updated their referral program to provide new card members with a $100 sign-up bonus when you join via a current member’s referral, plus current members will earn a $100 referral bonus for each new member that you refer.

New Chime Card members can join via this Chime $100 Bonus Link (provided by reader Blaine in comments) to earn a $100 sign-up bonus when you receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened (you must also activate your physical Chime Visa Debit Card within 14 days of receiving a qualifying direct deposit).

Please see the fine print on the bottom of the promo link’s landing page for details about the $100 bonus offer.

About Chime Banking Service

Chime is an online-only bank with none of the typical banking fees that provides you with a Chime Visa Debit Card, a Spending Account, and an optional Savings Account that are all easily managed through their website and app.

There are no monthly service fees, no minimum balance requirement, no overdraft, no foreign transaction fees, no transfer fees, and over 30,000 fee-free MoneyPass ATMs where you can get cash.

When you join Chime, you are opening a Spending Account with a Visa Debit Card, which allows you to manage and spend your funds like a checking account.

If you opt to also open Chime’s Automatic Savings Account, you can set up an automatic savings plan to further grow your savings.

By downloading the Chime mobile app, you can access your account balances from anywhere, get transaction alerts, send money instantly to friends, and deposit paper checks.

Plus, you can earn a $100 bonus for each friend that you refer who opens a Chime banking account, and your friends will earn a $100 sign-up bonus when they join via your referral.

Chime Banking $100 Sign-Up Bonus for New Customers

New customers can sign up via this Chime $100 Referral Bonus Link to get a $100 bonus when you apply for the Chime Spending Account.

In order to qualify for the $100 bonus, you must enroll using the above referral link, successfully pass ID verification, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.

In addition, you must activate your physical Chime Visa Debit Card within 14 days of receiving your qualifying direct deposit.

When the new customer completes the above actions, both parties will qualify for the $100 rewards.

Please note that the above referral link is provided by a user that has access to the “$100 for $100 referral reward campaign,” which you can see within the fine print on the bottom of the referral landing page, and not all Chime users will have access to this same referral offer.

Chime Banking $100 Referral Bonus Program

The Chime Referral Program offers current members a $100 bonus for each new customer that you refer who signs up for a Chime account.

Plus, new customers will also receive a $100 bonus, so everybody benefits.

However, it’s important to note that Chime is currently offering multiple different versions of the referral program for customers right now, so check your account carefully to see which offer you have access to.

When you click through a referral link, you can also check the fine print on the bottom of the sign-up page to see for which offer you are qualifying.

Please feel free to share your Chime referral links in the comments below this article.

Referral Program Terms

In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $100 referral reward, the following conditions must be met:

  • The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.
  • The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.
  • The referred friend must activate their physical Chime Visa Debit Card within 14 days of receiving a qualifying direct deposit.
  • Referring Chime member must be part of the $100 for $100 referral reward campaign in order for both parties to be eligible for the $100 referral reward.
  • The referral reward is paid to both parties within 2 business days after qualifying funds are first deposited into the referred friend’s Spending Account.
  • Eligible referring Chime members can earn no more than $1,000 in referral rewards per calendar year (January 1 – December 31).

Chime Spending Account with Debit Card

When you open a Chime account online, you’ll get a Spending Account with the Chime Visa Debit Card.

There are no minimum balance requirements, no monthly service fees, no transfer fees, and no other hidden fees.

The Chime Spending Account makes managing your money easy from anywhere in the world via the Chime App.

If you set up a direct deposit to your Spending Account, you can get paid up to 2 days early.

You can use the Chime Visa Debit Card anywhere Visa debit cards are accepted around the world with no foreign transaction fees.

With Chime’s new SpotMe feature that provides fee-free overdrafts, you don’t have to worry about paying a large fee if you go a little over your budget.

All of your deposits are FDIC insured for up to $250,000 through The Bancorp Bank.

Chime Automatic Savings Account

The Chime Savings Account is a free automatic savings option that allows you to set money aside for any savings goals that you may have.

You simply enroll in Automatic Savings for free, and you’ll then save money automatically with every Chime debit card purchase that you make or when you direct deposit your paycheck.

Whenever you make a purchase with your Chime debit card, Chime will automatically round up each purchase to the nearest dollar and transfer the round-up amount from your Spending Account to your Savings Account.

You can also opt to automatically transfer 10% of every paycheck directly into your Savings Account, so that you can achieve your financial goals faster.

The Chime Savings Account is a free and optional account that you can activate once you open your Chime Spending Account with the Chime Visa Debit Card.

A special thank you goes out to Doctor of Credit for letting me know that the Chime referral program was perpetually extended each month.

Please feel free to share your Chime referral links in the comments below this article along with your user experiences, and start a referral conga line, so that everybody can get the $100 bonuses.

Top Deals: Check Out the 75 Best Cash Bonuses and Free Money Promotions for March 2023

Reader Interactions

Comments

  2. Lyzet Peralta says

    Hey guys please use my link I could really use the money for school as well for gas, on top of that I’m a single mom of 2 and struggling, we both get $100, it can’t get better than that

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/lyzetperalta

    Reply

  3. Tiana Cardenas says

    Hey all!!!! I love chine they have been the best bank by far! I have been dealing with ureter cancer since 2019 and these referral bonuses help me pay my medical bills copays and medicine. If you sign up now we both get 100 dollars when you make a direct deposit of at least 200 dollars! Thank you for clicking the link. We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/tianacardenas3

    Reply

  6. Tiana Cardenas says

    Hey you guys! I love Chime Bank and they have been amazing to work with and helped me when I had cancer Can you please click on my link been struggling from long Covid for the last year! It’s amazing and they do pay you.

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/tianacardenas3

    Reply

  7. YUMI says

    Dear all,

    Wellcome YOU AND your LOVELY friends to “GET BONUS $100. Give $100”
    You and your friend will each get $100 when they join Chime and receive a qualifying direct deposit of $200 or more within the first 45 days of enrolling!
    Please use my LINK below to sign up and we share more $$$ (^_^) . Good luck for all dear : member.chime.com/join/quynguyen6

    Reply

  8. Lyzet Peralta says

    Hey guys please use my link I could really use the money for school as well for gas, on top of that I’m a single mom of 2 and struggling, we both get $100, it can’t get better than that, also here’s my email lyzetp@gmail.com just incase you need it, because sometimes vhime will ask for it.

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/lyzetperalta

    Reply

  10. JDiB says

    Sign up process is very easy. Open an account, send money to your self via Zelle from another bank using your routing number and account number from Chime, money will arrive following day and we both get $100!

    member.chime.com/join/josephdibella9

    Reply

  16. Lyzet Peralta says

    Hey guys please use my link I could really use the money for school as well for gas, on top of that I’m a single mom of 2 and struggling, we both get $100, it can’t get better than that

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/lyzetperalta

    Reply

  19. Brett says

    Hi I followed the link for Blaine and now support is requesting the email address in order to get the bonus…. I’ve already made my direct deposit just need to hear from you!

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/brettswisher

    Reply

  20. John says

    $100 FREE!! 4-27-2022 link is live and active. Make another $1,000 FREE!! When you sign up your friends with your referral bonus link. Easiest $100 you’ll ever make. Just open a new Chime account with the link below. DD $200 or more within 45 days. And boom!! $100 FREE Thank you all!! -John

    member.chime.com/join/johnfrankfurt

    Reply

  23. Poojan says

    Use my Chime referral link to sign up and receive 100 dollars upon receiving a direct deposit. This is really easy! Free money! Please reply to my comment with any questions. I can answer all your questions to assure that you receive the 100 dollars!

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/poojanpatel1

    Reply

  24. Pandurang Savagur says

    Support a student

    member.chime.com/join/pandurangsavagur

    I can share 30$ with you as part of the referral bonus that I receive when you sign up

    Reply

    • ED says

      I tried using your referral link and it timed out and didn’t apply. Customer service said they would apply the bonus if I provided them with your name and email and link so we both can receive the $100

      Reply

  28. Lyzet Peralta says

    Hi guys please please use my code, we both get $100, you won’t regret it plus these mama of 2 daughters could really use the help, GOD BLESSED TO YOU ALL.

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/lyzetperalta

    Reply

  29. Catherine dahlstrom says

    I signed up made the qualifying deposit and got the $100 but the person that referred me did not get the $100 as stated in this promotion . Pls fix problem

    Reply

  32. Dylan McDonald says

    Come on, everyone! This is free money we’re talking about. It’s easy:

    1) Sign up using my link https://chime.com/r/dylanmcdonald14
    2) Do a direct deposit from your bank to Chime for at least $200.
    3) ???
    4) Profit!

    Just like that, we both get $100. Let’s literally start printing money!

    Reply

    • Rafael Contiero says

      Easy money during this never ending pandemic.

      1-Use my link
      chime.com/r/rafaelcontiero
      2-Deposit $200 to your new chime account. Easiest way is to set up an external transfer from using your existing bank account.
      3- Get $100 free.

      Reply

  33. Alex says

    As a college student, anything helps and you will be helping yourself at the same time!

    Please use my referral link to sign up:

    member.chime.com/join/alexanderkharpatin

    Then fund your new account with $200+ via an ACH PUSH. Once that push hits your new account, both of us will instantly receive $100.00 bonuses. Literally instantly.

    Any help would be appreciated – thank you very much!

    Reply

  34. jacob j krause says

    https://chime.com/r/jacobkrause2

    We’ll both earn $100 when you join Chime with my referral link and add $200 to your account from anywhere. It says you need direct deposit to do it, but you can just send $200 from another banking service you use to your Chime account. I simply sent $200 from my regular checking account and once it went through the $100 came soon after.

    ***Make sure you send the money FROM your bank account TO chime using your banks website or app, not using chime to complete the transfer.

    Reply

  35. Ian says

    We’ll both earn $100 when you join Chime with my referral link and add $200 to your account from anywhere. It says you need direct deposit to do it, but you can just send $200 from another banking service you use to your Chime account. I simply sent $200 from my SoFi and once it went through the $100 came soon after.
    https://chime.com/r/iansumpter

    Reply

  36. Bigdaddyskitz says

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/raymondortiz39
    Just fallow these steps:
    Open a new chime account and turn on your spot me booster to the “on” position
    Next within 45 days of opening your account get a qualifying 200 dollar direct deposit and we will both get 100 dollars free also you can even have a friend send you 200 bucks from there bank account and you hold it for 1 day and send it back to them and we will instantly get our 100 dollars come on guys let’s all make some money……….💰💰💰💰💰💰

    Reply

  38. Alex says

    Very Simple $100.00 Bonus – Pays Instantly Following Requirement

    I would like to make everyone aware of a VERY simple bonus promotion that is ongoing for a limited time from a financial institution known as Chime.

    All that has to be done is literally click on my referral link shown just below this paragraph, sign up for a Spending Account within a matter of 5 minutes or less, and have a $200.00 ACH Push post from an external account.

    https://bit.ly/3jKlYr6

    NOTE: The offer requirements state that you need a $200.00+ “direct deposit” post to your Spending Account, HOWEVER, that is not the case, as my relatives and I can attest to. After following the guidance of another referrer, we learned that a simple $200.00 ACH PUSH, (NOT PULL), from another financial institution will trigger the $100.00 bonus, which is paid INSTANTLY, (literally the second the ACH PUSH posts overnight).

    The account has absolutely no fees, so there is nothing to lose, only gain.

    I would highly recommend signing up using my referral link, as you will not only earn your $100.00 the moment the $200.00 ACH PUSH posts to the account, but you will be able to earn up to another $1,000.00 if you refer up to 10 other people and they follow suit by meeting the same requirement.

    Hope everyone finds this referral helpful, as I definitely have!

    Reply

  39. Michelle says

    I’ve been using Chime for two years now as a backup account, not as my main account. With no fees, the account does come in handy occasionally.

    The Direct Deposit “requirement” is very flexible as almost any ACH transfer from an external bank pushed into Chime triggers the bonus. The bonus posts quickly too. Thanks in advance if you choose to use my link.

    https://chime.com/r/michellebauman

    Reply

  40. Gadget says

    https://chime.com/r/jeffreyschwartz

    Get a $75 bonus for a direct deposit of $200 or more. Usually, a bank transfer sent from an external bank to your Chime account will work to trigger the bonus. The mobile app is not required, as you can access your account via a web browser. Signup only takes a minute, and no Chexsystems or EWS inquiry is done. Does not hurt your credit as no hard credit check or inquiry is done.

    Thanks in advance if you choose to use my link.

    Reply

    • MM Team says

      Hello Mike, thank you for sharing your Chime referral link. I’ve posted it in the above article for other readers to use. I appreciate your help.

      Reply

      • Mike says

        Bank-to-bank transfer… is the same as an external transfer, or ACH transfer. Each bank calls it something different. It’s when you setup the transfer at another bank using your Chime ACH routing number and account number, and “push” the money to Chime.

        Reply

    • CJ says

      Actually they’re not accepted. The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.

      Reply

      • Catalina Gonzalez says

        Chime says it’s not accepted, but I received my bonus after transferring from Varo Bank. Never set up direct deposit of my actual paycheck. Looks like most people are able to get the bonus that way as well. Worth a try!

        Reply

  43. Michael says

    I have had this account for a long time and have had no issues using it. I signed up before the referral program started, so I did not get a referral bonus, but I know that most banks work to trigger the $200 direct deposit requirement. Just make sure that you make the $200 deposit within 45 days of opening your new account. This is an easy $50 plus you get a free checking account that is easy to use with a debit card and everything. I would appreciate it if anyone would use my referral link to sign up below, thank you so much in advance.

    https://member.chime.com/join/michaellarue2

    Reply

  46. Jenny says

    Get $50 when you use this link and direct deposit $200 or more within the first 45 days of enrolling.

    Chime.com/r/jennyevans1

    Reply

  47. Danielle Anderson says

    Hey y’all!! Just wanted to leave a comment and let everyone know about my experience! I’ve been with Chime for about a month now and I LOVE it! I got my free $50 the SAME DAY I got my first direct deposit (which was 2 days earlier than normal!!) and I’m loving the optional feature they have to round up your purchases to deposit to your savings account (also free)! Use my updated referral link below so you can get your free $50 as well! Help spread love y’all!! Thank you and be safe!

    https://chime.com/r/danielleanderson74

    Reply

  49. Marv says

    Got my $50 as soon as my first $200 payroll deposit hit Two days early 😍
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/marvinhowell9

    Reply

    • Marv says

      Thanks!
      Got my $50 as soon as my first $200 payroll deposit hit Two days early 😍
      We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/marvinhowell9

      Reply

  51. VikB says

    You are welcome to use my link. You will have to follow the guideline to receive the $50 bonus. This means set up a direct deposit of $200 or more within the first 45 days of setting up your chime account. You must also be a new user. Thank you and God bless!
    https://chime.com/r/vikasbansal
    We’ll both get $50 when you open a Chime bank account and set up direct deposit!

    Reply

  52. Marv says

    Got my $50 as soon as my first $200 payroll deposit hit Two days early 😍
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/marvinhowell9

    Reply

  54. Krystle Heard says

    So yesterday evening around 6:30I received my $50 referral bonus because my kids dad used my link to sign up. Shortly after I txtd him and told him to check his card, he came home drunk and physically assaulted me in front of our children. The referral bonus was used to help get my children and I a room at a motel. I am currently trying to find houses for me and my children……anything will help Please use my linkWe’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/krystleheard
    Thank you I appreciate the help it is greatly needed

    Reply

  55. Krystle Heard says

    I am a single mother of 3 little girls…I work full time and go to school full time, I love Chime, they have helped feed my children or put gas in the car so I could make it to work more than once. They are truly a life saver. If you use my link we both would get $50. Let me tell you that would surely help out with the grocery bill, my kids eat like grown men🤣
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/krystleheard

    Reply

  56. KaraAnne says

    Hey guys! I have been so sick of paying extra fees through my bank for atm withdrawals, overdrafts, etc.. I finally signed up for Chime and am so thankful! Check it out for yourself and use my code! We can both get $50 extra dollars!

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/karasteiner

    Reply

  58. Tiana Cardenas says

    Hey guys, I had posted within the last year about my mother passing from cancer. Not even a year later I also was diagnosed with a cancer that is hereditary. It has moved into my lungs and I am no longer able to work. There is a 5 month waiting period for disabilty. This really works and you usually get your referral within a week. Please click on my link it would help quite a bit. Thank you. We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/tianacardenas1

    Reply

      • Rob says

        Just a reminder, you have 45 days from the opening of your account to get the referral bonus.

        Most electronic transfers will simulate a direct deposit into the account. Then we will both get the $50 bonus.

        Reply

  61. Vikas says

    https://chime.com/r/vikasbansal
    CHIME is wonderful in the sense it lets you manage your manage everything on your account using Mobile App.
    When you sign up using above link, we both will get $50 as a bonus once you finish $200 in direct deposit in CHIME account.
    I regularly donate food in the shelter, so anything helps.

    Reply

    • Cindy says

      Thanks, I signed up with your link and I deposited $200 using Cash App & Voila! I got my $50 bonus immediately.

      Have a great weekend.

      Reply

      • James says

        Hi Vikas, Thank you for sharing your referral link.
        I signed up and transferred $200 from my Discover Savings account to Chime and as soon as the transfer completed , I got $50 bonus from CHIME.

        Hurray!

        Reply

    • Katie says

      It turned out quite easy to do open the account using the link and then Direct depositing $200 into the account and CHIME sends me the bonus immediately.
      I love the way how CHIME mobile app alerts you whenever you receive the money.

      Thanks for sharing your link!

      Reply

  62. Tiana Cardenas says

    Hi guys! please click on my link! I am begging. I am just now recovering from stage 2 cancer and had to take off of work for an month and a half. My mother just passed away from the genetic mutation that I now have too. I have a 9 year old little girl that I love and want to make sure she has what she needs! please consider clicking on my link so we can both get 50 dollars! chime bank is the best! https://chime.com/r/tianacardenas1

    Reply

  63. Tracy says

    All I have to do is use someone’s referral link, create an account and set up a direct deposit and I’ll get my $50? Without out depositing 200?

    Reply

    • Rachel Thomas says

      No. You have to deposit $200. Some say that if you link certain banks and deposit money from them that it is the same as direct deposit. They want a direct deposit essentially.

      We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/rachelthomas49

      Reply

  66. Rachel Thomas says

    You are welcome to use my link. You will have to follow the guideline to receive the $50 bonus. This means set up a direct deposit of $200 or more within the first 45 days of setting up your chime account. You must also be a new user. Thank you and God bless!

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/rachelthomas49

    Reply

  67. Bansal says

    CHIME is wonderful in the sense it lets you manage your Budget and expenses using the Mobile App.
    When you sign up using below link, you will get $50 as a bonus once you finish $200 in direct deposit in CHIME account. There are many proven ways to trigger Direct Deposit besides Payroll.
    https://chime.com/r/vikasbansal
    You can initiate Transfer from any of the following banks to your Chime account and that would be considered a direct deposit.

    Ally
    Blue Bird
    Chase
    Circle Pay App
    Square Cash App
    Discover
    Hancock Whitney
    Huntington
    NWFCU
    PNC
    Serve
    TD Bank

    Reply

  68. Vikas says

    Wishing you all a very Happy New Year 2020!💐

    https://chime.com/r/vikasbansal

    Use this link to sign up and We’ll both get $50 when you open a Chime bank account and set up direct deposit!

    If you do ACH Transfer from one of the following banks of $200, it will trigger Direct Deposit in CHIME and you will receive your $50 bonus.

    Square CASH App,
    Ally
    Blue Bird
    Chase
    Circle Pay App
    Discover
    Hancock Whitney
    Huntington
    NWFCU
    PNC
    Serve
    TD Bank

    Reply

  69. Tiana Cardenas says

    Hey everyone! I am back here again to humbly ask you guys to click on my referral code. In January of last year I lost my mother to cancer. She had a hereditary cancer gene called lynch syndrome. There is a 50 percent chance that I could have inherited this gene and unfortunately in October I was diagnosed with High grade bladder cancer. I have been trying to work and undergo cancer treatment and it’s been extremely hard because I had to take a month and a half off of work. I am back to work but any one that would be willing to click my link I would be genuinely grateful. my only concern is taking care of my daughter and trying to beat this disease. I love chime bank and they are really great! We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/tianacardenas1

    Reply

  71. Maurice says

    I received my bonus as soon as my direct deposit went thru. If anyone wants a referral code just email me at
    workwithmauriceh@gmail.com.
    Request code and as a special thank you. I will send you free information on 7 ways to make $100 a day online.

    Reply

    • Eddie says

      Thanks, it was really quick. I deposited $200 to my newly open Chime account using CashApp and boom I received my $50 bonus.
      Hope you got ur referral bonus too as I used your link to sign up.

      Reply

  75. Shanna says

    I signed up for Chime 2 years ago and it’s still the best out of the banks and credit unions I’ve used over the years. Chime now offers spotme up to $45 as long as you have direct deposit (no fees!!) and on the one occasion there was an issue, I got $10 credited to my account just for the inconvenience. Super easy and good customer service. Also, if you sign up with my referral link we both get $50 after your first $200 direct deposit within 45 days of joining. I help take care of my mother so anything helps! Thank you and Merry Christmas!

    https://chime.com/r/shannaswindle

    Reply

  77. Vikas says

    https://chime.com/r/vikasbansal

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! (or ACH transfer from Discover Bank or transfer $200 from Cash App).

    To earn bonus, make sure to use referral link, and u can earn more if you refer your friends.

    I believe we both can enjoy this extra $50, considering Christmas is the time to buy gifts for kids.

    Big Thanks

    Reply

  79. D says

    Hi all, a few notes,

    Easy to apply, just as quick as any other simple checking account. You’ll need to download the app on your phone to complete the process. Payroll deposit is not actually necessary. Any ACH push from a normal checking account will do, as will cashout from Cash App/Venmo. Bonus posts very quickly, so an easy 50 bucks.

    The account is actually interesting: it’s like a checking account smashed into a Venmo account. Standard checkwriting, deposit, debit, etc. plus instant cash transfers.

    Please feel free to use my referral link if this was any help:
    https://www.chimebank.com/r/derickfong/

    Reply

  80. Sydney Phelps says

    Please help an aspiring nurse!!! I am trying to put myself through nursing school, and if you use my code we can both benefit!
    EARN $50 BONUS JUST FOR SIGNING UP!
    Set up direct deposit within 45 days of creating your account ($200 minimum direct deposit) and receive your $50 bonus within 2 business days. You don’t have to have the direct deposit sent from your employer. Here’s how you can do it:
    I used the Cash app. 1) Add $200 to the app (if your transfer fails, then just contact support, let them know that it failed, and they will tell you that they monitor it for your safety, then try the app again and it will work to add the cash). 2) Do a bank cashout (instead of instant) to your chime account. As soon as the transaction posted, I received the $50 bonus.
    If you would be so kind, please use the promo link below when signing up. Enjoy!
    member.chimebank.com/join/sydneyphelps

    Reply

  81. Caesar says

    Bonus received soon after making an ACH transfer from Discover Bank. If anyone needs a referral just feel free to use my link:
    member.chimebank.com/join/yuangao
    Thanks! Good luck!

    Reply

  83. K says

    Does anyone know if the referral bonus will be applied if a friend of mine has already opened a chime account, recurved there card but has not received there first deposit. If I give him my referral code now will it work or not? He forgot to ask me for mine and went ahead and opened everything got his card and then asked me. Please someone help me with this!! Also if anyone wants to do the referral program let me know:
    kcma8878@gmail.com email me and let me know.
    Have a wonderful day to all that clicks or answers my question. Thank u

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/kyleanderson30

    Reply

  88. Ren says

    I checked their twitter feed, and they seem to be having problems with their transaction system and their website. Yikes! Even debit card transactions are down. It seems like the problem has been going on for 10 hours. I guess I’ll wait and see if anything changes.
    https://twitter.com/Chime
    “Our processor is experiencing issues, resulting in our app + website being down. We’re aware and are working with them to get it up and running ASAP. We apologize for the inconvenience.”

    Reply

  89. Ren says

    I know this is an older bumped post. When I click on someone’s referral link, it brings me to the chime website to the person’s url, but then redirects to the main https://www.chimebank.com/ url. There is no language anywhere on the page about the referral bonus. Anyone else see this?

    Reply

  92. Dylan Moss says

    Add me to the top article please 😂 ! Me and my daughter could really use it. Signup with this link to get $50 bonus when you sign up and add direct deposit
    Chime.com/r/dylanmoss2

    Reply

    • MM Team says

      Hello JT,

      I’ve posted your referral link in the above article. If possible, please respond here once you reach your limit on referrals, so that I can switch it out with someone else’s link.

      Thank you and best of luck.

      Reply

  95. Daniel G says

    Would really appreciate if you could use my link to sign-up!
    Going through some hardships anything helps.

    Thank you in advance! Here is my link —
    member.chimebank.com/join/danielgonzalez131

    Reply

  96. Andre says

    You actually don’t need to do a “direct deposit” through your employer to get the bonus, you can simply deposit money from another bank and it can trigger the bonus, based on the bank you used. I was even able to get CASH APP to trigger it. Otherwise, you can do- American Express, Ally, Chase, Charles Schwab, Circle Pay App, Discover, TD Bank, Hancock Whitney, Wells Fargo, Huntington, PNC, Serve, SoFi, TD Bank, USAA, and U.S. Bank.

    If you are interested, I would be very grateful if you could use my referral code. https://chime.com/r/raymondruiu

    Reply

  98. Mrs.Race says

    Get $50 when you open a bank account with Chime and set up payroll direct deposit and deposit $200 within 45 days of account opening! Plus, you’ll get paid up to two days early when you get your paycheck deposited to your Chime account. You should try it out:
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out:
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/gwynrace

    Reply

  99. Toni Moxey says

    Thank you for the $50 ! For anyone else!l? It really does work until you reach a certain limit. I’ve posted it to my friends and made $150 so if anyone wants to use my link I will cash app you $15 back once your reward shows on my chime card! Email me so I can send it tonimoxey97@gmail.com for extra $15 on top of your $50 use my referral link !!
    https://chime.com/r/tonimoxey

    Reply

  100. Dinarte says

    I failed with Chase but was able to achieve the bonus via Cash App by cashing out $200 from the card. Please note that they require you to have the debit card active to remove the funds and will NOT award a bonus if you don’t go through a referral. Please feel free to use mine https://chime.com/r/christopherdinarte

    Reply

  101. K-Man says

    Chime Bank App $50 Signup Offer with $200 deposit http://member.chimebank.com/join/kawsarali

    Meet the direct deposit requirement simply by transferring in $200 from Cash App if you have.

    If you do not have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements : Ally, Chase, Circle Pay App, PNC, Schwab, Serve, TD Bank

    Reply

  102. Jay says

    I opened this account recently and was referred by a friend. I received the referral bonus the minute my direct deposit posted. I used schwab. We’ll both get $50 when you open a Chime bank account and set up direct deposit! of $200 using my link. Thanks in advance:)
    My link is chime.com/r/jiteshtuladhar

    Reply

  103. Kristi says

    Just joined 2 days ago. Waiting for my card in the mail, but I should get it by the time I need to receive my paycheck.

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/kristimolinari

    Reply

  105. Jim says

    Hey there MM Team anyway my link can be next? I’d love to max out the referrals!
    Please use my link to join if this info helps!
    member.chimebank.com/join/jamesdodson4
    Just loaded my new chime card with the CASH app. This worked for the payroll direct deposit! And I received my $50 bonus as soon as my deposit hit.
    step1 : I used the bank information that came with the card and linked it to the Cash app(referral for cash app for $5 cash.me/appLLDFRJH)
    step2: I transferred the $200 into the cash app via my linked debit card which was instant
    step3: I withdrew the cash from the app to the chime cards banking info (this took less than 2 business days)
    step4: The $50 bonus hit my account the same time as the deposit! I then withdrew the $250 FEE FREE from a moneypass ATM
    Enjoy the easy and free money

    Reply

  106. Katrina Griffin says

    I’m a single mom in need of the extra money. The kiddos will be starting school soon and could really use the help. Use my link for the referral bonus for you and me.
    Thank you

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/katrinagriffin4

    Reply

  107. Randy Meister says

    Me are my brother didn’t get our 50 dollars and we talked to 2 different people and provided them with all the correct information and they said sorry they couldn’t help even when we provided code numbers forward emails with confirmation numbers and didn’t help it’s a big scam

    Reply

  109. Sarah says

    I must admit I was a little hesitant about signing up for the card because there is not an actual bank to go to in person. I just received the card a couple weeks ago, and as soon as my direct deposit of $200 went in my friend and I both got $50 right away plus I got my check 2 days early! I love it and I love seeing my purchases rounded up so that my change goes in a savings account. Sign up today and use the link below-give it a try! You may need to just copy and paste it in your browser.

    member.chimebank.com/join/sarahcrain4

    Reply

  110. Melanie Salazar says

    ATT: ANIMAL LOVERS AND CARING PEOPLE
    Please use my personal referral link I am disabled and can use extra money. On top of that I would also like to donate animal food to my local animal shelter. So my Promise to you is for every bonus I receive I will purchase an 10-20 LB of dry dog or cat food and deliver it to thy animal shelter. A HUGE THANKS from myself and the Animals You will be help feeding Thanks again click on my link. member.chimebank.com/join/melaniesalazar

    Reply

    • MM Team says

      Alrighty, Melanie, I put your referral code in the above article. I hope you keep your promise for our furry friends at the animal shelter. Best wishes.

      Reply

      • Joel Torres says

        Melanie , I already received my direct deposit using your code but Chime is asking me for your email in order for us to get the bonus. I guess it’s some sort of way of them seeing if I didn’t just get a random code online (which I did lol )
        Email me your email please – joelswankk@gmail.com

        Reply

  111. Tiana Cardenas says

    HI GUYS! THANK YOU.
    I won’t say that I will add more money, because my daughter and I need all the help we can get. I lost my mom in January to stage 4 cancer and I have been trying to get back on my feet since then. I had been taking time I wasn’t paid for and it really hurt financially. If you click on my link, I would be so grateful. Even if you don’t I am so grateful you took time to read it. Just trying to generate some extra income.
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/tianacardenas1
    Chime bank is amazing!

    Reply

    • MM Team says

      Hello Tiana,

      Thank you for your comment. I’ve posted your referral link in the above article for others to use. Please let me know when you reach your maximum referrals, so that I can switch out the link with somebody else.

      Best of luck.

      Reply

  112. Chris says

    I failed with Chase but was able to achieve the bonus via Cash App by cashing out $200 from the card. Please note that they require you to have the debit card active to remove the funds and will NOT award a bonus if you don’t go through a referral. Please feel free to use mine https://chime.com/r/christopherdinarte

    Reply

  114. Tyler Alley says

    EARN $50 BONUS JUST FOR SIGNING UP!
    Sign up for Chime, the free and no fee online bank. It only takes a few minutes and you will have your account ready to go! Set up direct deposit within 45 days of creating your account ($200 minimum direct deposit) and receive your $50 bonus within 2 business days. It’s that eas! Just use the promo link below when signing up.

    https://chime.com/r/tyleralley

    Reply

  115. Jim says

    Hey there!
    Please use my link to join if this info helps!
    member.chimebank.com/join/jamesdodson4
    Just loaded my new chime card with the CASH app. This worked for the payroll direct deposit! And I received my $50 bonus as soon as my deposit hit.
    step1 : I used the bank information that came with the card and linked it to the Cash app(referral for cash app for $5 cash.me/appLLDFRJH)
    step2: I transferred the $200 into the cash app via my linked debit card which was instant
    step3: I withdrew the cash from the app to the chime cards banking info (this took less than 2 business days)
    step4: The $50 bonus hit my account the same time as the deposit! I then withdrew the $250 FEE FREE from a moneypass ATM
    Enjoy the easy and free money

    Reply

  116. Jamie Fletcher says

    I used a friends referral link to enroll, I received a direct deposit that was well over the $200 minimum exactly 45 days after opening the account. when I spoke to customer service about the $50 reward for my friend and I , I was told I didn’t qualify because I didn’t use the link, then I was told my deposit was made 47 days after opening the account. Neither of which was true.

    As requested from chime support I emailed chime and included a screenshot of the link my friend sent. Several days later I received a response stating that after looking into the matter the reason I didn’t get the referral bonus was because my friend already had an account with Chime. This is correct my friend was the one who referred me, of course he already had an account!. Like the previous reasons given as to why I didn’t receive the bonus it was not valid. Customer service is a joke I was lied to as well as called a liar. I wanted to like Chime but feel Chime is lacking in integrity and business ethics.

    Reply

  117. Gadget says

    Yes, sort of. It’s more of a P2P payment app with a touch of prepaid card, similar to Paypal, but better in a couple ways. You can ACH in, and out to your other banks. You can send money to friends or pay bills. You can mail a check to people or businesses to pay bills. You get a Visa Debit card with your name, without a chip so not sure what the upgrade plan is on that, or maybe I didn’t get one because I never use the card. Not sure what else it does or doesn’t do well, because honestly, I hardly use it. But, they haven’t kicked me out so I like it.

    If you feel I have helped you, please feel free to use my referral link on this page. Thank you.

    Reply

  119. Gadget says

    ACH transfers from many different banks have been found to trigger the Direct Deposit (DD) criteria. Reported as Working:

    Ally
    Blue Bird
    Chase
    Circle Pay App
    Discover
    Hancock Whitney
    Huntington
    NWFCU
    PNC
    Serve
    TD Bank

    Not working/mixed results:
    Schwab
    Square Cash App
    Wells Fargo

    Just set up a $200+ external transfer at the other bank and transfer into your new Chime account. Viola! Good luck!

    Reply

    • Gadget says

      Banks and bank products like this often have those terms saying govt benefit or payroll only, but those parameters usually aren’t well enforced. Bonuses are typically paid out automatically and the systems used typically see ACH as DD. I included data points of a list of banks on this page that have worked in the past for people. If you want to, please feel free to use my link on this page. Thanks and good luck!

      Reply

    • MM Team says

      Hello Kevin,

      I’ve posted your referral link in the above article.

      Please note that your referral link now offers $105 in bonuses, and the extra $5 bonus is limited to 20 referrals.

      If possible, please let us know here once you reach your limit, so that we can switch the link with someone else’s link.

      Thank you very much and best of luck.

      Reply

Leave a Reply

Your email address will not be published. Required fields are marked *