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Home > Banking Bonuses > St. Mary’s Bank (Credit Union): $300 Checking Bonus, $200 Savings Promotion & Up to $250 Referral Rewards (Open Nationwide Membership)

St. Mary’s Bank (Credit Union): $300 Checking Bonus, $200 Savings Promotion & Up to $250 Referral Rewards (Open Nationwide Membership)

August 8, 2025 | 2 Comments

St. Mary’s Bank, a member-owned credit union, is offering a $300 bonus when you open a new checking account and savings account at the same time and set up a recurring direct deposit totaling at least $1,000 within 90 days, and/or you can earn a $200 bonus when you fund a new savings account with at least $2,000, maintain the $2,000 balance for 6 months and add a $25 recurring monthly deposit to your savings account, plus both you and your friends can earn up to a $250 bonus each through the St. Mary’s Bank Refer-A-Friend Program.

Membership in St. Mary’s Bank is open to anyone with the purchase of 1 share of capital stock for $5 (share savings account deposit), and according to their customer service representative, there are no geographical restrictions or requirements to join any organizations, so anyone in the U.S.A. can freely join St. Mary’s Bank.

St. Mary’s Bank has branch locations throughout New Hampshire, and you can enjoy fee-free access at 30,000+ CO-OP and SUM ATMs nationwide, including locations at Costco, 7-Eleven and more, plus you can access over 800,000 ATMs globally via NYCE, Cirrus, Pulse, and Plus networks.

If you are a St. Mary’s Bank customer, please feel free to exchange your contact information in the below comments section in order to share referrals with other readers, so that everybody can take advantage of the referral bonuses for up to $250. Please note that the referral bonuses and other new account bonuses CANNOT be combined.

St. Mary’s Bank $300 New Checking Bonus

1. Visit this St. Mary’s Bank $500 Checking/Savings Promotional Page and open your accounts with Promo Code GET500 to get started.

2. Open both a new personal checking account ($10 minimum opening deposit) and a personal savings account ($10 minimum opening deposit for Beyond Savings) at the same time (excludes CDs and IRAs).

3. Add a recurring direct deposit (at least 2) totaling $1,000 or more posted to your checking account within 90 calendar days after the account opening date.

4. The $300 bonus will be deposited to the savings account within 30 days after qualifying actions are completed.

5. A direct deposit is recurring income electronically deposited into your St. Mary’s Bank checking account by an employer or other organization, including salary, pension, government benefits, or other eligible regular income.

6. This offer is available to individuals opening their first St. Mary’s Bank checking account. If you have been a primary or secondary (joint) holder of a St. Mary’s Bank checking account within the last 90 days, you are not eligible for this offer.

7. This $300 new checking bonus can be combined with the $200 new savings bonus below for $500 in total, or you can just complete either offer alone if you meet the qualifications.

St. Mary’s Bank $200 New Savings Bonus

1. You may combine this $200 new savings account bonus with the above $300 checking offer for $500 in total, or just complete the $200 savings account offer alone. However, to complete the $200 new savings account promotion, you must have an active St. Mary’s Bank checking account or open a new St. Mary’s Bank checking account.

2. Open a new personal savings account ($10 minimum opening deposit for Beyond Savings) with Promo Code GET500. This offer excludes CDs and IRAs.

3. Fund the new savings account with at least $2,000 in new money (funds not currently on deposit with St. Mary’s Bank) within 30 days of account opening.

4. Establish a monthly recurring deposit of at least $25 within 30 days of account opening and maintain for 6 consecutive months.

5. Maintain at least a $2,000 minimum average daily balance for 6 consecutive months.

6. The $200 bonus will be deposited to the savings account within 30 days after qualifying actions are completed.

7. There is a limit of 1 $300 and/or 1 $200 bonus per primary member regardless of the number of checking and/or savings accounts opened.

St. Mary’s Bank up to $250 New Checking Bonus (via Referral Program)

1. In order to be eligible for this offer, you must be referred to St. Mary’s Bank as a new member by a current member.

2. Open a new St. Mary’s Bank checking account as the primary owner, including Beyond Checking, 603 Account/Checking, Beyond Rewards Checking, or Beyond Interest Checking ($10 minimum opening deposit required).

3. Get a $50 bonus when you set up a $500 total recurring monthly direct deposit (2 or more occurrences) within 90 days of account opening.

4. Get an extra $200 bonus when you fund your new checking account with a minimum of $5,000 of new funds (funds not currently on deposit with St. Mary’s Bank) within 30 days of account opening and maintain a $2,000 minimum average daily balance for 6 consecutive months.

5. The $50 and $200 bonuses will be individually deposited within 30 days after the qualifications have been met.

6. These referral bonuses cannot be combined with any other offers outside of the referral promotion.

St. Mary’s Bank up to $250 Refer-A-Friend Promotion

Through the St. Mary’s Bank Referral Program, current members can refer new members, and both members can earn up to $250 in cash bonus rewards.

When a current member refers a new member who opens a new checking account and sets up a recurring monthly direct deposit totaling at least $500 within 90 days of account opening, both members will earn a $50 bonus.

If the new member deposits at least $5,000 in new-to-St. Mary’s Bank funds to the new checking account within 30 days of account opening and keeps the $5,000 minimum average daily balance for 6 months, both members will earn an extra $200 bonus for $250 in total.

There is no limit to the number of people that a current St. Mary’s Bank member can refer, but the referred individuals must be at least 18 years of age in order to participate.

Take advantage of these promotions from St. Mary’s Bank to earn extra bonus rewards for opening new checking and savings accounts as well as for referring your friends and family.

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Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.

Filed Under: Banking Bonuses

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Comments

  1. Liz says

    August 12, 2025 at 12:28 pm

    They say I’m not in their service area. Thought this was nationwide?

    Reply
    • jimmy says

      August 12, 2025 at 10:33 pm

      Same here, I am in MD.

      Reply

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