Community State Bank: $400 Edge Checking Account Bonus & $100 Refer-A-Friend Rewards (Iowa)

Community State Bank will give you a $400 bonus when you open a new CSB Edge Checking Account and meet the premium interest requirements during at least one statement cycle within the first 90 days of account opening, which requires 15 point-of-sale debit card transactions, at least 1 ACH direct deposit, and electronic statement enrollment.

With the CSB Edge Checking Account, you’ll earn a 4% APY on balances up to $25,000 when you meet the premium interest requirements each statement cycle, although you only have the meet these requirements within one statement cycle during the first 90 days of account opening to get the $400 bonus.

Additionally, through the Community State Bank Refer-A-Friend Program, you can earn unlimited $100 bonuses when you refer new customers who open new consumer checking accounts that remain open for a minimum of 90 calendar days.

In order for anyone to open an account with Community State Bank, you must be a resident of Iowa, and a minimum opening deposit of $100 is required for all qualifying consumer checking accounts, except for BankOn Checking, which requires a minimum opening deposit of $25.

Please note that the referral offer from Community State Bank only offers the referrer a $100 bonus, and not the referee, but you could always offer to split the $100 bonus with a friend, since the requirements are relatively easy and only require opening a consumer checking account for at least 90 days.

If you are a resident of Iowa who already has an account with Community State Bank, please feel free to exchange referrals and split bonuses in the below comments, so that everybody can take advantage of this $100 referral bonus offer. The referral bonus cannot be combined with other offers.

CSB $400 Edge Checking Bonus

1. Visit this CSB $400 Edge Checking Promotion to get started.

2. Open a new Edge Checking Account with a minimum opening deposit of $100.

3. This offer is not available to current CSB customers who currently have another type of consumer checking account, or to anyone who has had any type of CSB consumer checking account within the past 12 months.

4. Meet the Edge Checking premium interest requirements at least once during the first 90 calendar days of account opening date. All requirements must be met within the same statement cycle.

5. Edge Checking premium interest requirements include:

• Complete a minimum of 15 point-of-sale debit card transactions. ATM transactions do not count.
• Have at least 1 ACH direct deposit.
• Enroll in eStatements.

6. The $400 bonus will be deposited into your Edge Checking Account within 30 calendar days after the end of the 90-day qualifying period.

7. An early closing fee of $30 will be charged if your Edge Checking Account is closed within 90 calendar days of account opening, regardless of bonus qualification.

CSB $100 Refer-A-Friend Bonus

Through the CSB Referral Program, current consumer clients can earn unlimited $100 bonuses for referring your friends and family.

To qualify for the $100 bonus, you must refer a new client to open a consumer checking account for a minimum of 90 calendar days.

In order to be eligible, the new client must not have previously closed a CSB consumer checking account within the past 12 months.

At the end of the 90th calendar day, the new client’s account must have a balance greater than $0.

As the referrer, the $100 bonus will be applied as a credit to your account within 30 calendar days after the 90 calendar day qualifying period, providing both accounts remain open for the referrer and referee.

The referral bonus cannot be combined with any other offers, so that may mean that if you are a referee, then you cannot get the $400 Edge Checking bonus while your referrer also gets the $100 referral bonus, so you should not try both at the same time.

If you are a resident of Iowa, consider opening a Community State Bank Edge Checking Account to earn a $400 cash bonus, plus earn unlimited $100 rewards for referring your friends to bank with CSB.