BMO Harris Bank Credit Cards: Earn $200 Cash Back Bonus for Limited Time

BMO Harris Bank provides several credit card options for personal or business use that offer cash rewards or bonus points for new applicants as well as a variety of other benefits and features.

If you are a new BMO Harris Bank customer, you may apply for a BMO Harris Bank credit card if you live in Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, or Wisconsin by visiting your local branch to apply in person.

If you are already a BMO Harris Bank customer, then you can apply online by logging in to your online banking account (and you should be able to apply in any state if you are already a customer).

BMO Harris Bank Cash Back MasterCard – $200 Bonus

Check out the BMO Harris Bank Cash Back Credit Card to earn a $200 cash back bonus.

• $200 cash back bonus when you spend $2,000 in the first 3 months of account opening.
• 2% cash back on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchases.
• 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening.
• No annual fee.

BMO Harris Bank Platinum Rewards MasterCard – 25,000 Bonus Points

Check out the BMO Harris Bank Platinum Credit Card to earn 25,000 bonus points.

• 25,000 bonus points when you spend $2,000 in first 3 months of account opening.
• 2 points per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases.
• 10% anniversary point bonus every year.
• BMO Harris Rewards points don’t expire and can be redeemed for travel, name-brand merchandise, gift cards, or statement credits.
• 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening.
• No annual fee.

BMO Harris Bank Premium Rewards MasterCard – 35,000 Bonus Points

Check out the BMO Harris Bank Premium Credit Card to earn 35,000 bonus points.

• 35,000 bonus points when you spend $5,000 in first 3 months of account opening.
• 3 points per $1 spent on dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases.
• 15% anniversary point bonus every year.
• Rewards can be redeemed for airfare, hotels, gift cards, merchandise, or cash back in form of statement credit.
• Complimentary Priority Pass Select membership and 2 free visits per year.
• No Foreign Transaction Fees.
• 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening.
• $79 annual fee – waived first year.

BMO Harris Bank Business Platinum Rewards MasterCard – 25,000 Bonus Points

Check out the BMO Harris Bank Business Platinum Credit Card to earn 25,000 bonus points.

• 25,000 bonus points after you spend $6,000 in net qualifying purchases in the first 3 months.
• 1 point for every $1 spent
• Rewards can be redeemed for airfare, hotels, gift cards, merchandise, or cash back in form of statement credit.
• No points expiration or limits.
• 0% introductory APR on purchases for the first 9 months from the date of opening account.
• Balance transfers with 0% introductory APR for 9 months from date of first transfer made within first 90 days of opening your account.
• No annual fee.

BMO Harris Rewards Program

BMO Harris Rewards points can be redeemed for travel, name-brand merchandise, gift cards, or statement credits, and you can choose the rewards you want.

Travel Awards: Points can be redeemed for travel on multiple airlines for any travel class and with no blackout dates, or you can use your rewards for hotels, cruises, vacation packages, or other experiences.

Merchandise: Redeem your points for thousands of merchandise items from many of your favorite brands.

Gift Cards: Redeem your points for a variety of gift cards or eCertificates from your favorite retailers and restaurants.

Statement Credit: Redeem your points or cash back for a statement credit to be applied to your BMO Harris Rewards credit card.

You can view your available rewards points balance, see the full catalog of available awards, and redeem your points for cash back by visiting BMOHarrisRewards.com.

How To Apply for BMO Harris Bank Credit Cards

If you are a current BMO Harris Bank deposit account customer living in any state in the U.S.A., or if you are not a current customer but live in a qualifying state (AZ, FL, IL, IN, KS, MO, MN, and WI), then you qualify to open a BMO Harris Bank credit card account.

EXISTING BMO Harris Bank Customers: Apply for your new credit card online, in-branch, or by telephone at 1-888-340-2265.

If you are an existing customer of BMO Harris Bank, then you can live in any state in the U.S.A. and apply for a new BMO Harris Bank credit card account.

NEW BMO Harris Bank Customers: Apply for your new credit card in-branch or by telephone at 1-888-340-2265.

If you are a new customer of BMO Harris Bank, then you must live in a qualifying state to apply for a new BMO Harris Bank credit card account (unless you also open a deposit account).

Qualifying states with BMO Harris Bank branches include Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin.

BMO also offers this BMO Harris Bank Personal Checking Account Bonus on a regular basis, if you wish to take advantage of that deposit account offer as well as your new credit card bonus.

Take advantage of these BMO Harris Bank credit card promotions to earn cash rewards and bonus points for new applicants.