Axos Bank: $20 Essential Checking Bonus + $20 Referrals + $100 Biz Checking (Available Nationwide)

Axos Bank offers a $20 bonus when you open an Essential Checking Account with no fees.

To earn a $20 bonus, apply online for this Axos $20 Essential Checking Bonus and receive at least $500 in direct deposit funding within 90 days.

Plus, you can earn unlimited $20 referral bonuses for sharing the Axos Essential Checking Account with your friends.

In addition, small business clients can get a $100 bonus when you open an Axis Basic Business Checking Account.

With nationwide availability, anybody in the U.S.A. can open an account online with Axos Bank.

$20 Axos Bank Essential Checking Bonus

1. Visit this Axos Bank $20 Referral Link to open your Essential Checking Account online.

2. Receive at least $500 in direct deposit funding within 90 days of opening your new Essential Checking Account.

3. The $20 bonus will be deposited into your new account within 7 business days of your statement cycle end if you meet the qualifications for that period.

4. Your account must remain open for 90 days, or an early closure fee of $20 may apply.

Axos Bank $20 Refer-A-Friend Rewards

Once you join Axos Bank, you can participate in their referral program to earn unlimited $20 rewards.

When you refer a new Axos Bank customer who opens an Essential Checking Account and meets the above qualifications, you will both earn a $20 bonus.

To refer your friends to Axos Bank, just log in to your online account or the app and access your unique referral link.

Once your referral receives at least $500 in direct deposit funding within 90 days of opening a new Essential Checking Account, Axos will deposit $20 into both your accounts.

There is no limit to how much money you can earn for referring new Essential Checking Account customers to Axos Bank.

This current Axos Bank Refer-A-Friend Program is ongoing with no set expiration date.

Please note that after you first open your Axos Bank account and log in to online banking, access to your referral link may not be immediately available.

Once available, you should see your referral option to the left of “My Dashboard” in your online account.

It may take 24 hours to appear in the Axos Bank web version, although you may get immediate access to your referral link in the Axos Bank App.

$100 Axos Basic Business Checking Bonus

If you incorporated your business after June 1, 2020, you can earn a $100 bonus when you open a new Basic Business Checking Account by December 31, 2021.

To qualify, you must use Promo Code NEWBIZ100 when you apply for your Axos $100 Basic Business Checking Bonus online.

In the first 2 months after account opening, the average daily balance of your account must be at least $2,500 in order to qualify for the $100 bonus.

The $2,500 that you deposit must be new funds, so they cannot originate from another Axos Bank brand account.

The $100 bonus will be deposited into your new account within 5 business days of your statement cycle date.

Your account must remain open for 180 days, or an early closure fee of $50 may apply.

Axos Bank Account Features

Check out these Axos Bank accounts to get access to better banking with no fees.

Essential Checking

• No monthly maintenance fees.
• No minimum monthly balance requirements.
• Unlimited domestic ATM fee reimbursements.
• No overdraft or non-sufficient funds fees.
• Direct Deposit Express.
• Free Visa Debit Card.
• Exclusive Visa offers and perks.
• Peer-to-Peer Payments.
• Biometric Authentication.

Rewards Checking

• Earn up to 1.25% APY.
• 0.4166% APY – Receive monthly direct deposits totaling $1,000 or more.
• 0.4166% APY – Use your Axis Visa Debit Card for a total of 10 transactions per month ($3 minimum per transaction).
• 0.4166% APY – Use your Axis Visa Debit Card 5 more times for a total of 15 transactions per month ($3 minimum per transaction).
• Earn 1.25% APY total when you complete all 3 requirements each month – or earn less based on the requirements you met that month.
• $50 minimum balance required to open account.
• No monthly maintenance fees.
• No minimum balance requirements – after initial $50 deposit.
• Unlimited domestic ATM fee reimbursements.
• No overdraft or non-sufficient funds fees.
• Direct Deposit Express.
• Free Visa Debit Card.
• Exclusive Visa offers and perks.
• Peer-to-Peer Payments.
• Biometric Authentication.

Basic Business Checking

• No monthly maintenance fees.
• $1,000 minimum opening deposit.
• Surcharge-free ATM network available nationwide.
• First set of 50 checks free.
• QuickBooks compatible.
• Up to 200 free items (debits, credits, or deposited items) per month, and $0.30 per item thereafter.
• Remove Deposit Anywhere.

Join Axos Bank to earn a $20 bonus when you open an Essential Checking Account, unlimited $20 referral bonuses, and $100 with a Basic Business Checking Account.