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Home > Banking Bonuses > Chime Banking Service $75 Sign-Up Bonus and $75 Referral Bonuses

Chime Banking Service $75 Sign-Up Bonus and $75 Referral Bonuses

November 6, 2020 | 151 Comments

The Chime banking service has updated their referral program to provide new card members with a $75 sign-up bonus when you join via a current member’s referral, plus current members will earn a $75 referral bonus for each new member that you refer.

New Chime Card members can join via this Chime $75 Bonus Link (provided by reader Mike in comments) to earn a $75 sign-up bonus when you receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.

Please see the fine print on the bottom of the promo link’s landing page for details about the $75 bonus offer.

About Chime Banking Service

Chime is an online-only bank with none of the typical banking fees that provides you with a Chime Visa Debit Card, a Spending Account, and an optional Savings Account that are all easily managed through their website and app.

There are no monthly service fees, no minimum balance requirement, no overdraft, no foreign transaction fees, no transfer fees, and over 30,000 fee-free MoneyPass ATMs where you can get cash.

When you join Chime, you are opening a Spending Account with a Visa Debit Card, which allows you to manage and spend your funds like a checking account.

If you opt to also open Chime’s Automatic Savings Account, you can set up an automatic savings plan to further grow your savings.

By downloading the Chime mobile app, you can access your account balances from anywhere, get transaction alerts, send money instantly to friends, and deposit paper checks.

Plus, you can earn a $75 bonus for each friend that you refer who opens a Chime banking account, and your friends will earn a $75 sign-up bonus when they join via your referral.

Chime Banking $75 Sign-Up Bonus for New Customers

New customers can sign up via this Chime $75 Referral Bonus Link to get a $75 bonus when you apply for the Chime Spending Account.

In order to qualify for the $75 bonus, you must enroll using the above referral link, successfully pass ID verification, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.

When the new customer completes the above actions, both parties will qualify for the $75 rewards.

Please note that the above referral link is provided by a user that has access to the “$75 for $75 referral reward campaign,” which you can see within the fine print on the bottom of the referral landing page, and not all Chime users will have access to this same referral offer.

Chime Banking $75 Referral Bonus Program

The Chime Referral Program offers current members a $75 bonus for each new customer that you refer who signs up for a Chime account.

Plus, new customers will also receive a $75 bonus, so everybody benefits.

However, it’s important to note that Chime is currently offering multiple different versions of the referral program for customers right now, so check your account carefully to see which offer you have access to.

When you click through a referral link, you can also check the fine print on the bottom of the sign-up page to see for which offer you are qualifying.

Please feel free to share your Chime referral links in the comments below this article.

Referral Program Terms

In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $75 referral reward, the following conditions must be met:

  • The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.
  • The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.
  • Referring Chime member must be part of the $75 for $75 referral reward campaign in order for both parties to be eligible for the $75 referral reward.
  • The referral reward is paid to both parties within 2 business days after qualifying funds are first deposited into the referred friend’s Spending Account.
  • Eligible referring Chime members can earn no more than $1,000 in referral rewards per calendar year (January 1 – December 31).

Chime Spending Account with Debit Card

When you open a Chime account online, you’ll get a Spending Account with the Chime Visa Debit Card.

There are no minimum balance requirements, no monthly service fees, no transfer fees, and no other hidden fees.

The Chime Spending Account makes managing your money easy from anywhere in the world via the Chime App.

If you set up a direct deposit to your Spending Account, you can get paid up to 2 days early.

You can use the Chime Visa Debit Card anywhere Visa debit cards are accepted around the world with no foreign transaction fees.

With Chime’s new SpotMe feature that provides fee-free overdrafts, you don’t have to worry about paying a large fee if you go a little over your budget.

All of your deposits are FDIC insured for up to $250,000 through The Bancorp Bank.

Chime Automatic Savings Account

The Chime Savings Account is a free automatic savings option that allows you to set money aside for any savings goals that you may have.

You simply enroll in Automatic Savings for free, and you’ll then save money automatically with every Chime debit card purchase that you make or when you direct deposit your paycheck.

Whenever you make a purchase with your Chime debit card, Chime will automatically round up each purchase to the nearest dollar and transfer the round-up amount from your Spending Account to your Savings Account.

You can also opt to automatically transfer 10% of every paycheck directly into your Savings Account, so that you can achieve your financial goals faster.

The Chime Savings Account is a free and optional account that you can activate once you open your Chime Spending Account with the Chime Visa Debit Card.

A special thank you goes out to Doctor of Credit for letting me know that the Chime referral program was perpetually extended each month.

Please feel free to share your Chime referral links in the comments below this article along with your user experiences, and start a referral conga line, so that everybody can get the $75 bonuses.

Filed Under: Banking Bonuses

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Comments

  1. AvatarNeva says

    January 18, 2021 at 11:31 pm

    $75 Bonus got extended to Jan 31st!

    Reply
  2. AvatarNeva says

    January 5, 2021 at 10:37 am

    2 DAYS LEFT for my bonus!!
    Both you and I will get $75 if you use my link to join Chime and receive a qualifying direct deposit of $200 or more within the first 45 days of enrolling!

    member.chime.com/join/nevasutrisno

    Thank you!

    Reply
    • AvatarJuan says

      January 7, 2021 at 9:14 am

      Can I still do it today on Jan 7th ? Does it have to be standard delivery or auto when I deposit into chime ?

      Reply
      • AvatarGadget says

        January 8, 2021 at 4:00 am

        Yes, as the promo has been extended. Says Jan 31st in the terms.

        Reply
    • AvatarBruce Holbert says

      January 8, 2021 at 10:48 am

      My chime app will not let me invite friends . it says canot start a conversation…..help

      Reply
    • AvatarEric says

      January 11, 2021 at 12:39 am

      Get $75 when you join Chime and receive a qualifying direct deposit of $200 or more within the first 45 days of enrolling!
      Offer extended until January 31, 2021

      member.chime.com/join/ericmarciniak

      Reply
    • AvatarApril Edgerton says

      January 12, 2021 at 4:58 pm

      I just signed up with chime try get u reward

      Reply
    • AvatarNeva says

      January 18, 2021 at 11:30 pm

      My $75 bonus got extended to Jan 31st!

      Both you and I will get $75 if you use my link to join Chime and receive a qualifying direct deposit of $200 or more within the first 45 days of enrolling!

      member.chime.com/join/nevasutrisno

      Thank you ❤️

      Reply
    • AvatarNeva says

      January 18, 2021 at 11:31 pm

      $75 Bonus got extended to Jan 31st!

      Reply
  3. AvatarNeva says

    November 27, 2020 at 4:04 pm

    Both you and I will get $75 if you use my link to join Chime and receive a qualifying direct deposit of $200 or more within the first 45 days of enrolling!

    member.chime.com/join/nevasutrisno

    Thank you and happy thanksgiving!

    Reply
  4. AvatarAshley says

    November 16, 2020 at 2:56 am

    We’ll both get $75 when you open a Chime bank account and set up direct deposit! https://chime.com/r/saeahramyoo

    Reply
    • AvatarTiffany R Richards says

      November 17, 2020 at 9:42 pm

      Gonna use your code.. lol merry Christmas!! Hopefully I do it right.. thanks love!

      Reply
  5. AvatarMike says

    November 6, 2020 at 4:15 am

    Chime bonuses are now $75 until the end of the year. Bank to bank transfers still works to trigger the direct deposit bonus! Best of luck!

    https://chime.com/r/michaelminer13

    Reply
    • MM TeamMM Team says

      November 6, 2020 at 1:44 pm

      Hello Mike, thank you for sharing your Chime referral link. I’ve posted it in the above article for other readers to use. I appreciate your help.

      Reply
      • AvatarHeather says

        December 10, 2020 at 7:39 pm

        So it does NOT have to be from some type of payroll as it states? A friend of mine can send the 200 from a bank account to my account and we will get the bonus?

        Reply
    • Avatarjean says

      November 12, 2020 at 1:33 am

      Mike what do you mean by bank to bank transfer?

      Reply
      • AvatarMike says

        November 28, 2020 at 9:04 pm

        Bank-to-bank transfer… is the same as an external transfer, or ACH transfer. Each bank calls it something different. It’s when you setup the transfer at another bank using your Chime ACH routing number and account number, and “push” the money to Chime.

        Reply
  6. AvatarTammy says

    October 9, 2020 at 3:02 pm

    Here is my referral link :
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/tammyowens40

    Reply
  7. AvatarCatalina Gonzalez says

    September 29, 2020 at 11:07 am

    Hi everyone! Please feel free to use my link below for your $50 bonus. Transfers from several banks count, including Chase and Varo Bank!

    https://chime.com/r/catalinagonzalez11

    Reply
    • AvatarCJ says

      October 30, 2020 at 12:34 am

      Actually they’re not accepted. The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.

      Reply
  8. AvatarKeionté Williams says

    September 29, 2020 at 12:12 am

    We’ll both get $50 when you open a Chime bank account and set up direct deposit!

    https://chime.com/r/keiontewilliams1

    Reply
  9. AvatarMichael says

    August 15, 2020 at 12:03 am

    I have had this account for a long time and have had no issues using it. I signed up before the referral program started, so I did not get a referral bonus, but I know that most banks work to trigger the $200 direct deposit requirement. Just make sure that you make the $200 deposit within 45 days of opening your new account. This is an easy $50 plus you get a free checking account that is easy to use with a debit card and everything. I would appreciate it if anyone would use my referral link to sign up below, thank you so much in advance.

    https://member.chime.com/join/michaellarue2

    Reply
  10. AvatarSedelia says

    August 11, 2020 at 1:53 pm

    Did it and never got my $50!

    Reply
    • AvatarRodney Richardson says

      September 11, 2020 at 7:40 pm

      I did it also and I never got mine

      Reply
  11. AvatarVikB says

    June 30, 2020 at 12:44 pm

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/vikasbansal

    Reply
    • AvatarJaye says

      July 7, 2020 at 2:32 pm

      So I can’t Jus add 200 it had to be a direct deposit?

      Reply
      • AvatarAlyssa says

        July 10, 2020 at 2:20 pm

        Hi Jaye,
        You can use Cash App or Paypal to credit $200 to ur account and that will be considered direct deposit.

        Reply
  12. AvatarJenny says

    June 28, 2020 at 12:04 am

    Get $50 when you use this link and direct deposit $200 or more within the first 45 days of enrolling.

    Chime.com/r/jennyevans1

    Reply
  13. AvatarDanielle Anderson says

    June 27, 2020 at 9:17 pm

    Hey y’all!! Just wanted to leave a comment and let everyone know about my experience! I’ve been with Chime for about a month now and I LOVE it! I got my free $50 the SAME DAY I got my first direct deposit (which was 2 days earlier than normal!!) and I’m loving the optional feature they have to round up your purchases to deposit to your savings account (also free)! Use my updated referral link below so you can get your free $50 as well! Help spread love y’all!! Thank you and be safe!

    https://chime.com/r/danielleanderson74

    Reply
  14. AvatarTera Farley says

    June 22, 2020 at 12:44 pm

    Would never use anyone else than chime now. Best experience ever.
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://www.chime.com/r/terafarley

    Reply
  15. AvatarMarv says

    June 12, 2020 at 11:28 pm

    Got my $50 as soon as my first $200 payroll deposit hit Two days early 😍
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/marvinhowell9

    Reply
  16. AvatarMatthew says

    May 30, 2020 at 2:02 am

    We’ll both get $50 when you open a Chime bank account and set up direct deposit!
    Will be very grateful if you use my link! Thank you
    https://chime.com/r/matthewtennant

    Reply
    • AvatarMarv says

      June 12, 2020 at 11:41 pm

      Thanks!
      Got my $50 as soon as my first $200 payroll deposit hit Two days early 😍
      We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/marvinhowell9

      Reply
  17. AvatarVikB says

    May 28, 2020 at 6:35 pm

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/vikasbansal

    Hurry Limited time promotion!

    Reply
  18. AvatarAdam says

    May 8, 2020 at 11:28 pm

    Thank You and God Bless! https://chime.com/r/adamwehunt

    Reply
  19. AvatarJC says

    May 5, 2020 at 9:29 pm

    Hello guys! I just opened my Chime account. Feel free to use my link https://www.chime.com/r/juanfeliciano12/ if you want to get $50 after you make a $200 or more direct deposit. Thanks!

    Reply
  20. AvatarEric says

    April 29, 2020 at 10:40 am

    Hi Everyone,
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/ericcastillo39

    Reply
  21. AvatarBlaine Womack says

    April 19, 2020 at 12:35 pm

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/blainewomack

    Reply
  22. AvatarRR says

    April 1, 2020 at 6:09 pm

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/randallcopeland1

    Reply
  23. AvatarVikB says

    March 29, 2020 at 11:16 am

    You are welcome to use my link. You will have to follow the guideline to receive the $50 bonus. This means set up a direct deposit of $200 or more within the first 45 days of setting up your chime account. You must also be a new user. Thank you and God bless!
    https://chime.com/r/vikasbansal
    We’ll both get $50 when you open a Chime bank account and set up direct deposit!

    Reply
    • AvatarJulie says

      April 13, 2020 at 7:10 am

      Thanks Vikas. I used your referral link and got my $50 bonus.

      Cheers,

      Reply
  24. AvatarMarv says

    March 23, 2020 at 12:21 pm

    Got my $50 as soon as my first $200 payroll deposit hit Two days early 😍
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/marvinhowell9

    Reply
    • AvatarJaime says

      April 7, 2020 at 9:27 pm

      I put in $100 out of rack check so total of 299 month.

      Is it supposed to be $200 per deposit or total of $200??

      Reply
      • AvatarMarv says

        June 12, 2020 at 11:33 pm

        I read it as $200 per deposit. Or at least the first deposit and then you can change it.

        Reply
  25. AvatarVikB says

    March 20, 2020 at 11:50 am

    When you sign up using above link, we both will get $50 as a bonus once you finish $200 in Direct Deposit in CHIME account.

    Let me know if you have any questions & I would be happy to help!

    https://chime.com/r/vikasbansal

    Reply
  26. AvatarKrystle Heard says

    March 12, 2020 at 3:32 pm

    So yesterday evening around 6:30I received my $50 referral bonus because my kids dad used my link to sign up. Shortly after I txtd him and told him to check his card, he came home drunk and physically assaulted me in front of our children. The referral bonus was used to help get my children and I a room at a motel. I am currently trying to find houses for me and my children……anything will help Please use my linkWe’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/krystleheard
    Thank you I appreciate the help it is greatly needed

    Reply
  27. AvatarKrystle Heard says

    March 11, 2020 at 12:15 pm

    I am a single mother of 3 little girls…I work full time and go to school full time, I love Chime, they have helped feed my children or put gas in the car so I could make it to work more than once. They are truly a life saver. If you use my link we both would get $50. Let me tell you that would surely help out with the grocery bill, my kids eat like grown men🤣
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/krystleheard

    Reply
  28. AvatarKaraAnne says

    March 9, 2020 at 10:10 pm

    Hey guys! I have been so sick of paying extra fees through my bank for atm withdrawals, overdrafts, etc.. I finally signed up for Chime and am so thankful! Check it out for yourself and use my code! We can both get $50 extra dollars!

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/karasteiner

    Reply
  29. AvatarLydia Brenneman says

    February 27, 2020 at 3:06 am

    Woot! Free money! Here’s my link for whoever needs it. Easiest $50 I’ve ever made. We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/lydiabrenneman

    Reply
  30. AvatarTiana Cardenas says

    February 24, 2020 at 7:38 am

    Hey guys, I had posted within the last year about my mother passing from cancer. Not even a year later I also was diagnosed with a cancer that is hereditary. It has moved into my lungs and I am no longer able to work. There is a 5 month waiting period for disabilty. This really works and you usually get your referral within a week. Please click on my link it would help quite a bit. Thank you. We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/tianacardenas1

    Reply
  31. AvatarWade Williams says

    February 20, 2020 at 11:36 am

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/wadewilliams23

    Reply
  32. AvatarVikB says

    February 4, 2020 at 3:17 pm

    https://chime.com/r/vikasbansal

    When you sign up using above link, we both will get $50 as a bonus once you finish $200 in Direct Deposit in CHIME account.

    Let me know if you have any questions & I would be happy to help!

    Reply
  33. AvatarRob says

    February 3, 2020 at 4:52 am

    Hi everyone! Please use my link below. Have a good day!

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/robertkotec

    Reply
    • AvatarMelquan Golden says

      February 11, 2020 at 1:07 pm

      So i have dailypay with my job.. if transfer 200$ to chime can i get the bounes ?

      Reply
      • AvatarRob says

        February 11, 2020 at 2:32 pm

        Only one way to find out. Try it out and we’ll see what happens.

        Thank you for using my link, btw ;)

        Reply
      • AvatarRob says

        February 13, 2020 at 9:56 am

        Just a reminder, you have 45 days from the opening of your account to get the referral bonus.

        Most electronic transfers will simulate a direct deposit into the account. Then we will both get the $50 bonus.

        Reply
  34. AvatarLori K. Seifert says

    January 28, 2020 at 9:47 pm

    Thank You for all the great advice and Hey, Use My Code and You and I BOTH will receive $50 BUCKS!!! Have a Great Day!!!
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/loriseifert

    Reply
  35. AvatarVikas says

    January 16, 2020 at 12:49 pm

    https://chime.com/r/vikasbansal
    CHIME is wonderful in the sense it lets you manage your manage everything on your account using Mobile App.
    When you sign up using above link, we both will get $50 as a bonus once you finish $200 in direct deposit in CHIME account.
    I regularly donate food in the shelter, so anything helps.

    Reply
    • AvatarCindy says

      January 16, 2020 at 2:47 pm

      Thanks, I signed up with your link and I deposited $200 using Cash App & Voila! I got my $50 bonus immediately.

      Have a great weekend.

      Reply
      • AvatarJames says

        January 17, 2020 at 10:39 am

        Hi Vikas, Thank you for sharing your referral link.
        I signed up and transferred $200 from my Discover Savings account to Chime and as soon as the transfer completed , I got $50 bonus from CHIME.

        Hurray!

        Reply
      • AvatarDavid Reyna says

        January 23, 2020 at 4:16 pm

        How can you tell if someone use your link to sign up

        Reply
    • AvatarKatie says

      January 22, 2020 at 12:19 am

      It turned out quite easy to do open the account using the link and then Direct depositing $200 into the account and CHIME sends me the bonus immediately.
      I love the way how CHIME mobile app alerts you whenever you receive the money.

      Thanks for sharing your link!

      Reply
  36. AvatarTiana Cardenas says

    January 15, 2020 at 8:59 pm

    Hi guys! please click on my link! I am begging. I am just now recovering from stage 2 cancer and had to take off of work for an month and a half. My mother just passed away from the genetic mutation that I now have too. I have a 9 year old little girl that I love and want to make sure she has what she needs! please consider clicking on my link so we can both get 50 dollars! chime bank is the best! https://chime.com/r/tianacardenas1

    Reply
  37. AvatarTracy says

    January 14, 2020 at 1:03 am

    All I have to do is use someone’s referral link, create an account and set up a direct deposit and I’ll get my $50? Without out depositing 200?

    Reply
    • AvatarRachel Thomas says

      January 14, 2020 at 9:50 am

      No. You have to deposit $200. Some say that if you link certain banks and deposit money from them that it is the same as direct deposit. They want a direct deposit essentially.

      We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/rachelthomas49

      Reply
  38. AvatarNorman says

    January 6, 2020 at 9:09 pm

    Been with Chime for a few years and honestly I dont have any complaints and I’m glad I signed up. If you’re interested in trying them out, here is my Chime link. You can get the $50 promo if you sign up through it. Happy Chime-ing!

    https://chime.com/r/normanellsworth

    Reply
  39. AvatarVB says

    January 6, 2020 at 12:03 am

    When you sign up using below link, you will get $50 as a bonus once you finish $200 in direct deposit in CHIME account. There are many proven ways to trigger Direct Deposit besides Payroll.
    https://chime.com/r/vikasbansal

    Reply
    • AvatarAnon says

      January 6, 2020 at 6:06 am

      We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/christopherford60

      Reply
    • AvatarJohny says

      January 6, 2020 at 1:19 pm

      Hi VB, Thanks for sharing your referral link with us.
      I was successfully able to sign up and received my $50 Bonus.
      Thanks,

      Reply
    • AvatarLily says

      January 9, 2020 at 9:35 am

      Thanks, woke up this morning with a notification from CHIME that $50 bonus has been credited to my account. What a great way to start the day!

      Cheers

      Reply
  40. AvatarKirby says

    January 4, 2020 at 12:20 pm

    Hi there! Use the following referral link please :)

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/kirbyingram

    Reply
  41. AvatarRachel Thomas says

    January 4, 2020 at 10:32 am

    You are welcome to use my link. You will have to follow the guideline to receive the $50 bonus. This means set up a direct deposit of $200 or more within the first 45 days of setting up your chime account. You must also be a new user. Thank you and God bless!

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/rachelthomas49

    Reply
  42. AvatarBansal says

    January 3, 2020 at 12:59 pm

    CHIME is wonderful in the sense it lets you manage your Budget and expenses using the Mobile App.
    When you sign up using below link, you will get $50 as a bonus once you finish $200 in direct deposit in CHIME account. There are many proven ways to trigger Direct Deposit besides Payroll.
    https://chime.com/r/vikasbansal
    You can initiate Transfer from any of the following banks to your Chime account and that would be considered a direct deposit.

    Ally
    Blue Bird
    Chase
    Circle Pay App
    Square Cash App
    Discover
    Hancock Whitney
    Huntington
    NWFCU
    PNC
    Serve
    TD Bank

    Reply
  43. AvatarVikas says

    December 30, 2019 at 1:10 am

    Wishing you all a very Happy New Year 2020!💐

    https://chime.com/r/vikasbansal

    Use this link to sign up and We’ll both get $50 when you open a Chime bank account and set up direct deposit!

    If you do ACH Transfer from one of the following banks of $200, it will trigger Direct Deposit in CHIME and you will receive your $50 bonus.

    Square CASH App,
    Ally
    Blue Bird
    Chase
    Circle Pay App
    Discover
    Hancock Whitney
    Huntington
    NWFCU
    PNC
    Serve
    TD Bank

    Reply
  44. AvatarTiana Cardenas says

    December 28, 2019 at 8:40 pm

    Hey everyone! I am back here again to humbly ask you guys to click on my referral code. In January of last year I lost my mother to cancer. She had a hereditary cancer gene called lynch syndrome. There is a 50 percent chance that I could have inherited this gene and unfortunately in October I was diagnosed with High grade bladder cancer. I have been trying to work and undergo cancer treatment and it’s been extremely hard because I had to take a month and a half off of work. I am back to work but any one that would be willing to click my link I would be genuinely grateful. my only concern is taking care of my daughter and trying to beat this disease. I love chime bank and they are really great! We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/tianacardenas1

    Reply
  45. AvatarVikas says

    December 24, 2019 at 3:02 am

    A Merry Christmas to everyone!

    https://chime.com/r/vikasbansal

    Use this link to sign up and We’ll both get $50 when you open a Chime bank account and set up direct deposit! (or ACH transfer from Discover Bank or transfer $200 from Cash App).

    Reply
  46. AvatarMaurice says

    December 21, 2019 at 8:29 am

    I received my bonus as soon as my direct deposit went thru. If anyone wants a referral code just email me at
    workwithmauriceh@gmail.com.
    Request code and as a special thank you. I will send you free information on 7 ways to make $100 a day online.

    Reply
  47. AvatarMike says

    December 19, 2019 at 9:45 pm

    https://chime.com/r/vikasbansal

    Use this link to sign up and We’ll both get $50 when you open a Chime bank account and set up direct deposit of $200 (or ACH transfer from Discover Bank or transfer of $200 from Cash App).

    Reply
    • AvatarJesus says

      December 20, 2019 at 3:18 am

      We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/jesuselizondo1

      Reply
  48. AvatarChurnboy says

    December 19, 2019 at 5:54 pm

    I have a referral code that I would greatly appreciate anyone using! Thank you & Happy Holidays !

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/erikamarincubillo

    Reply
  49. AvatarVB says

    December 16, 2019 at 2:43 pm

    Christmas Bonanza!!

    https://chime.com/r/vikasbansal

    Use this link to sign up and We’ll both get $50 when you open a Chime bank account and set up direct deposit! (or ACH transfer from Discover Bank or transfer $200 from Cash App).

    Reply
    • AvatarEddie says

      December 19, 2019 at 2:50 pm

      Thanks, it was really quick. I deposited $200 to my newly open Chime account using CashApp and boom I received my $50 bonus.
      Hope you got ur referral bonus too as I used your link to sign up.

      Reply
  50. AvatarShanna says

    December 16, 2019 at 1:55 pm

    I signed up for Chime 2 years ago and it’s still the best out of the banks and credit unions I’ve used over the years. Chime now offers spotme up to $45 as long as you have direct deposit (no fees!!) and on the one occasion there was an issue, I got $10 credited to my account just for the inconvenience. Super easy and good customer service. Also, if you sign up with my referral link we both get $50 after your first $200 direct deposit within 45 days of joining. I help take care of my mother so anything helps! Thank you and Merry Christmas!

    https://chime.com/r/shannaswindle

    Reply
  51. AvatarCheng says

    December 15, 2019 at 10:30 pm

    I got my 50$ bonus a few days after I opening my account. Ach from many banks work as dd.
    Here is my referral for 50$ to each of us
    https://chime.com/r/chengblanco
    Thank you!

    Reply
  52. AvatarVikas says

    December 13, 2019 at 9:57 pm

    https://chime.com/r/vikasbansal

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! (or ACH transfer from Discover Bank or transfer $200 from Cash App).

    To earn bonus, make sure to use referral link, and u can earn more if you refer your friends.

    I believe we both can enjoy this extra $50, considering Christmas is the time to buy gifts for kids.

    Big Thanks

    Reply
  53. AvatarKyle says

    December 3, 2019 at 10:54 am

    Anyone that wants 50 extra dollars today or tomorrow use my link direct deposit will post to my account 12 and 24 hours.

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/kyleanderson30

    Reply
  54. AvatarD says

    November 28, 2019 at 12:32 am

    Hi all, a few notes,

    Easy to apply, just as quick as any other simple checking account. You’ll need to download the app on your phone to complete the process. Payroll deposit is not actually necessary. Any ACH push from a normal checking account will do, as will cashout from Cash App/Venmo. Bonus posts very quickly, so an easy 50 bucks.

    The account is actually interesting: it’s like a checking account smashed into a Venmo account. Standard checkwriting, deposit, debit, etc. plus instant cash transfers.

    Please feel free to use my referral link if this was any help:
    https://www.chimebank.com/r/derickfong/

    Reply
  55. AvatarSydney Phelps says

    November 23, 2019 at 5:10 pm

    Please help an aspiring nurse!!! I am trying to put myself through nursing school, and if you use my code we can both benefit!
    EARN $50 BONUS JUST FOR SIGNING UP!
    Set up direct deposit within 45 days of creating your account ($200 minimum direct deposit) and receive your $50 bonus within 2 business days. You don’t have to have the direct deposit sent from your employer. Here’s how you can do it:
    I used the Cash app. 1) Add $200 to the app (if your transfer fails, then just contact support, let them know that it failed, and they will tell you that they monitor it for your safety, then try the app again and it will work to add the cash). 2) Do a bank cashout (instead of instant) to your chime account. As soon as the transaction posted, I received the $50 bonus.
    If you would be so kind, please use the promo link below when signing up. Enjoy!
    member.chimebank.com/join/sydneyphelps

    Reply
  56. AvatarAndre says

    November 21, 2019 at 12:20 pm

    Please use my referral code below and we will both receive $50!
    P.S. You will really enjoy Chime, I love it and they always pay two days in advance!

    member.chimebank.com/join/andremiller2

    Reply
  57. AvatarAlaina Rozmus says

    November 18, 2019 at 2:33 am

    Hey Everyone:
    Feel free to use my link to a free $50 when you sign up =) I am sure we can both can use an extra $50, especially due to the holiday season!
    https://chime.com/r/alainarozmus

    Reply
  58. AvatarBrooke hurless says

    November 12, 2019 at 12:41 pm

    I could really use the $50 for my kids Christmas I know you could too or for your family’s Christmas. Please use my link as a referral thanks y’all 😄😁

    Btw just click on my link for the $50 reward referral https://chrome.com/r/brookehurless1

    Reply
  59. AvatarRyan says

    November 10, 2019 at 3:04 pm

    Join chime with my referral link and dd $200 in $45 days and get $50. https://chime.com/r/ryanhawkins3

    Reply
  60. AvatarCaesar says

    November 4, 2019 at 7:50 pm

    Bonus received soon after making an ACH transfer from Discover Bank. If anyone needs a referral just feel free to use my link: member.chimebank.com/join/yuangao
    Thanks! Good luck!

    Reply
  61. AvatarCaesar says

    November 4, 2019 at 7:43 pm

    Bonus received soon after making an ACH transfer from Discover Bank. If anyone needs a referral just feel free to use my link:
    member.chimebank.com/join/yuangao
    Thanks! Good luck!

    Reply
  62. AvatarJustin says

    October 30, 2019 at 1:28 am

    Use my link, then direct deposit at least $200 into your new account to make $50! Easy! If that doesn’t work, you can also try transferring in over $200 with Cash App. I’ve heard that works, too.

    https://chime.com/r/justinlewis4

    Reply
  63. AvatarRachel says

    October 25, 2019 at 2:48 pm

    My link

    member.chimebank.com/join/rachelmontali

    Reply
  64. AvatarK says

    October 20, 2019 at 9:23 am

    Does anyone know if the referral bonus will be applied if a friend of mine has already opened a chime account, recurved there card but has not received there first deposit. If I give him my referral code now will it work or not? He forgot to ask me for mine and went ahead and opened everything got his card and then asked me. Please someone help me with this!! Also if anyone wants to do the referral program let me know:
    kcma8878@gmail.com email me and let me know.
    Have a wonderful day to all that clicks or answers my question. Thank u

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/kyleanderson30

    Reply
  65. AvatarDystanie Whitlock says

    October 19, 2019 at 12:10 pm

    Amazing way to bank!! Been using for a year now!!!! Get $50. Give $50.
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/dystaniewhitlock

    Reply
  66. AvatarCharnetta says

    October 18, 2019 at 8:10 pm

    Is it 45 days or 45 business days?

    Reply
  67. AvatarRen says

    October 17, 2019 at 10:41 pm

    Chime transactions are down again for the second day in a row, and people on their twitter page are pissed. https://twitter.com/Chime/status/1185013216008536064
    “We’re aware that card transactions are down, and are working on bringing it back up as soon as possible. We sincerely apologize for the inconvenience. For real-time updates, please refer to our status page: http://status.chimebank.com .
    7:02 PM – 17 Oct 2019

    Reply
  68. AvatarJosh says

    October 17, 2019 at 8:53 am

    Super easy $50. Any push from a bank should work. Add Chime direct deposit information to your bank account and then transfer any amount over $200 to Chime. $50 posts the day the transfer posts.

    https://chime.com/r/joshabreu

    Reply
  69. AvatarAmber says

    October 17, 2019 at 5:54 am

    Cash app $200 cash out worked for me for the $50 bonus last week. Just had to do a bank cashout instead of instant.

    Really appreciate if anyone uses my link :)
    https://chime.com/r/amberdickinson

    Reply
  70. AvatarRen says

    October 16, 2019 at 11:23 pm

    I checked their twitter feed, and they seem to be having problems with their transaction system and their website. Yikes! Even debit card transactions are down. It seems like the problem has been going on for 10 hours. I guess I’ll wait and see if anything changes.
    https://twitter.com/Chime
    “Our processor is experiencing issues, resulting in our app + website being down. We’re aware and are working with them to get it up and running ASAP. We apologize for the inconvenience.”

    Reply
  71. AvatarRen says

    October 16, 2019 at 11:13 pm

    I know this is an older bumped post. When I click on someone’s referral link, it brings me to the chime website to the person’s url, but then redirects to the main https://www.chimebank.com/ url. There is no language anywhere on the page about the referral bonus. Anyone else see this?

    Reply
  72. AvatarJulia says

    October 16, 2019 at 6:16 pm

    !!!! Use my referral code:
    https://chime.com/r/juliaburton1
    We’ll both get $50 when you open a Chime account, set up direct deposit & receive $200 from a direct deposit!!!!

    Reply
  73. AvatarEve Ventura says

    October 16, 2019 at 12:15 pm

    I can confirm that PayPal standard transfer works to get your referral bonus!
    Please use my link
    any questions email me flaca29761@gmail.com
    💰 💰 💰 $50 💰 💰 💰
    https://chime.com/r/evelynventura2

    Reply
  74. AvatarDylan Moss says

    October 11, 2019 at 4:43 pm

    Add me to the top article please 😂 ! Me and my daughter could really use it. Signup with this link to get $50 bonus when you sign up and add direct deposit
    Chime.com/r/dylanmoss2

    Reply
  75. Avatarjt says

    October 9, 2019 at 6:13 pm

    Chase ACH push works. If this is helpful, please use my link.
    https://chime.com/r/johntran19

    Reply
  76. AvatarJohn John says

    September 27, 2019 at 10:35 am

    Overall nice guy, will put the money to feeding the rescues and will pay it forward. Good karma coming.

    Please use my link
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/johntran19

    Reply
  77. AvatarDaniel G says

    September 26, 2019 at 3:41 pm

    Would really appreciate if you could use my link to sign-up!
    Going through some hardships anything helps.

    Thank you in advance! Here is my link —
    member.chimebank.com/join/danielgonzalez131

    Reply
  78. AvatarAndre says

    September 15, 2019 at 11:16 am

    You actually don’t need to do a “direct deposit” through your employer to get the bonus, you can simply deposit money from another bank and it can trigger the bonus, based on the bank you used. I was even able to get CASH APP to trigger it. Otherwise, you can do- American Express, Ally, Chase, Charles Schwab, Circle Pay App, Discover, TD Bank, Hancock Whitney, Wells Fargo, Huntington, PNC, Serve, SoFi, TD Bank, USAA, and U.S. Bank.

    If you are interested, I would be very grateful if you could use my referral code. https://chime.com/r/raymondruiu

    Reply
  79. AvatarTaura Ward says

    August 29, 2019 at 11:57 pm

    Do u really recieve $50 exactly 2 days after your friends direct deposit hits thete account?!

    Reply
    • AvatarEricka says

      September 18, 2019 at 9:46 am

      I usually get a few minutes before their deposit even hits!

      Here’s my link:

      We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/erickasparks

      Reply
  80. AvatarMrs.Race says

    August 23, 2019 at 6:11 pm

    Get $50 when you open a bank account with Chime and set up payroll direct deposit and deposit $200 within 45 days of account opening! Plus, you’ll get paid up to two days early when you get your paycheck deposited to your Chime account. You should try it out:
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out:
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/gwynrace

    Reply
  81. AvatarToni Moxey says

    August 22, 2019 at 2:28 am

    Thank you for the $50 ! For anyone else!l? It really does work until you reach a certain limit. I’ve posted it to my friends and made $150 so if anyone wants to use my link I will cash app you $15 back once your reward shows on my chime card! Email me so I can send it tonimoxey97@gmail.com for extra $15 on top of your $50 use my referral link !!
    https://chime.com/r/tonimoxey

    Reply
  82. AvatarDinarte says

    August 17, 2019 at 5:27 am

    I failed with Chase but was able to achieve the bonus via Cash App by cashing out $200 from the card. Please note that they require you to have the debit card active to remove the funds and will NOT award a bonus if you don’t go through a referral. Please feel free to use mine https://chime.com/r/christopherdinarte

    Reply
  83. AvatarK-Man says

    August 16, 2019 at 10:25 pm

    Chime Bank App $50 Signup Offer with $200 deposit http://member.chimebank.com/join/kawsarali

    Meet the direct deposit requirement simply by transferring in $200 from Cash App if you have.

    If you do not have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements : Ally, Chase, Circle Pay App, PNC, Schwab, Serve, TD Bank

    Reply
  84. AvatarJay says

    August 5, 2019 at 4:56 pm

    I opened this account recently and was referred by a friend. I received the referral bonus the minute my direct deposit posted. I used schwab. We’ll both get $50 when you open a Chime bank account and set up direct deposit! of $200 using my link. Thanks in advance:)
    My link is chime.com/r/jiteshtuladhar

    Reply
  85. AvatarKristi says

    July 31, 2019 at 12:03 pm

    Just joined 2 days ago. Waiting for my card in the mail, but I should get it by the time I need to receive my paycheck.

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/kristimolinari

    Reply
  86. AvatarNate says

    July 23, 2019 at 6:45 pm

    I used Jim’s link below and used his instructions on how to sign up and transfer from the Cash App.. super easy.
    Please use my referral! Thanks in advance!
    Nate
    member.chimebank.com/join/natesimnitt
    https://chime.com/r/natesimnitt

    Reply
  87. AvatarJim says

    July 19, 2019 at 7:00 pm

    Hey there MM Team anyway my link can be next? I’d love to max out the referrals!
    Please use my link to join if this info helps!
    member.chimebank.com/join/jamesdodson4
    Just loaded my new chime card with the CASH app. This worked for the payroll direct deposit! And I received my $50 bonus as soon as my deposit hit.
    step1 : I used the bank information that came with the card and linked it to the Cash app(referral for cash app for $5 cash.me/appLLDFRJH)
    step2: I transferred the $200 into the cash app via my linked debit card which was instant
    step3: I withdrew the cash from the app to the chime cards banking info (this took less than 2 business days)
    step4: The $50 bonus hit my account the same time as the deposit! I then withdrew the $250 FEE FREE from a moneypass ATM
    Enjoy the easy and free money

    Reply
  88. AvatarKatrina Griffin says

    July 7, 2019 at 12:35 pm

    I’m a single mom in need of the extra money. The kiddos will be starting school soon and could really use the help. Use my link for the referral bonus for you and me.
    Thank you

    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/katrinagriffin4

    Reply
  89. AvatarRandy Meister says

    June 13, 2019 at 8:48 am

    Me are my brother didn’t get our 50 dollars and we talked to 2 different people and provided them with all the correct information and they said sorry they couldn’t help even when we provided code numbers forward emails with confirmation numbers and didn’t help it’s a big scam

    Reply
  90. AvatarAngel says

    June 8, 2019 at 7:44 pm

    Do you have to have the $200 in one deposit, or can two deposits add up to + $200 count?

    Reply
  91. AvatarSarah says

    May 31, 2019 at 10:48 am

    I must admit I was a little hesitant about signing up for the card because there is not an actual bank to go to in person. I just received the card a couple weeks ago, and as soon as my direct deposit of $200 went in my friend and I both got $50 right away plus I got my check 2 days early! I love it and I love seeing my purchases rounded up so that my change goes in a savings account. Sign up today and use the link below-give it a try! You may need to just copy and paste it in your browser.

    member.chimebank.com/join/sarahcrain4

    Reply
  92. AvatarMelanie Salazar says

    May 22, 2019 at 4:35 pm

    ATT: ANIMAL LOVERS AND CARING PEOPLE
    Please use my personal referral link I am disabled and can use extra money. On top of that I would also like to donate animal food to my local animal shelter. So my Promise to you is for every bonus I receive I will purchase an 10-20 LB of dry dog or cat food and deliver it to thy animal shelter. A HUGE THANKS from myself and the Animals You will be help feeding Thanks again click on my link. member.chimebank.com/join/melaniesalazar

    Reply
    • MM TeamMM Team says

      August 30, 2019 at 4:55 pm

      Alrighty, Melanie, I put your referral code in the above article. I hope you keep your promise for our furry friends at the animal shelter. Best wishes.

      Reply
      • AvatarJoel Torres says

        October 23, 2019 at 4:41 am

        Melanie , I already received my direct deposit using your code but Chime is asking me for your email in order for us to get the bonus. I guess it’s some sort of way of them seeing if I didn’t just get a random code online (which I did lol )
        Email me your email please – joelswankk@gmail.com

        Reply
  93. AvatarTiana Cardenas says

    May 17, 2019 at 1:29 am

    HI GUYS! THANK YOU.
    I won’t say that I will add more money, because my daughter and I need all the help we can get. I lost my mom in January to stage 4 cancer and I have been trying to get back on my feet since then. I had been taking time I wasn’t paid for and it really hurt financially. If you click on my link, I would be so grateful. Even if you don’t I am so grateful you took time to read it. Just trying to generate some extra income.
    We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/tianacardenas1
    Chime bank is amazing!

    Reply
    • MM TeamMM Team says

      May 24, 2019 at 2:33 pm

      Hello Tiana,

      Thank you for your comment. I’ve posted your referral link in the above article for others to use. Please let me know when you reach your maximum referrals, so that I can switch out the link with somebody else.

      Best of luck.

      Reply
      • AvatarTiana Cardenas says

        May 26, 2019 at 10:25 pm

        Thank you! You are amazing.

        Reply
      • AvatarTiana says

        July 3, 2019 at 5:13 pm

        Hi there, I wanted to tell you how incredibly grateful I am that you used my link. I have reached my max referrals. The bonus is now $1000.00. And I reached that yesterday. It was a tremendous help for me and my daughter. Thank you. Now you can switch the link with someone else.

        Reply
        • AvatarBrittney Wolfe says

          October 6, 2019 at 2:25 am

          You can send them all to me next!! Please. Very similar situation. Its just me and my baby girl. Id love any extra help I can get. Thank you so much to anyone who choose to use my link!!
          https://chime.com/r/brittneywolfe2

          Reply
        • AvatarDavid Reyna says

          January 23, 2020 at 4:17 pm

          How can you tell if someone use your link to sign up

          Reply
      • AvatarBrittney Wolfe says

        October 6, 2019 at 2:24 am

        Will you please post my referral code as I would love to have some referrals? I am a single mom barely getting by. Thank you for any help!
        We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/brittneywolfe2

        Reply
  94. AvatarChris says

    May 16, 2019 at 5:09 am

    I failed with Chase but was able to achieve the bonus via Cash App by cashing out $200 from the card. Please note that they require you to have the debit card active to remove the funds and will NOT award a bonus if you don’t go through a referral. Please feel free to use mine https://chime.com/r/christopherdinarte

    Reply
    • AvatarInsearchuffmoney says

      May 23, 2019 at 9:04 am

      How do you know it failed with Chase?

      Reply
      • AvatarChris says

        January 6, 2020 at 6:13 am

        We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/christopherford60

        Reply
  95. AvatarRyan Kavanaugh says

    May 2, 2019 at 11:27 am

    Please use my referral code.

    https://chime.com/r/ryankavanaugh1

    Chime will accept bank transfers that count as DD from Chase, Discover, etc. I was able to get this bonus in a few days after signing up and using the bank transfer method. Thanks!

    Reply
  96. AvatarTyler Alley says

    April 25, 2019 at 11:58 pm

    EARN $50 BONUS JUST FOR SIGNING UP!
    Sign up for Chime, the free and no fee online bank. It only takes a few minutes and you will have your account ready to go! Set up direct deposit within 45 days of creating your account ($200 minimum direct deposit) and receive your $50 bonus within 2 business days. It’s that eas! Just use the promo link below when signing up.

    https://chime.com/r/tyleralley

    Reply
    • AvatarBrandye says

      May 8, 2019 at 11:29 pm

      I did use the link, and had my first direct deposit and i got nothing? :(

      Reply
  97. AvatarJim says

    February 17, 2019 at 1:28 am

    Hey there!
    Please use my link to join if this info helps!
    member.chimebank.com/join/jamesdodson4
    Just loaded my new chime card with the CASH app. This worked for the payroll direct deposit! And I received my $50 bonus as soon as my deposit hit.
    step1 : I used the bank information that came with the card and linked it to the Cash app(referral for cash app for $5 cash.me/appLLDFRJH)
    step2: I transferred the $200 into the cash app via my linked debit card which was instant
    step3: I withdrew the cash from the app to the chime cards banking info (this took less than 2 business days)
    step4: The $50 bonus hit my account the same time as the deposit! I then withdrew the $250 FEE FREE from a moneypass ATM
    Enjoy the easy and free money

    Reply
  98. AvatarJamie Fletcher says

    February 13, 2019 at 8:53 pm

    I used a friends referral link to enroll, I received a direct deposit that was well over the $200 minimum exactly 45 days after opening the account. when I spoke to customer service about the $50 reward for my friend and I , I was told I didn’t qualify because I didn’t use the link, then I was told my deposit was made 47 days after opening the account. Neither of which was true.

    As requested from chime support I emailed chime and included a screenshot of the link my friend sent. Several days later I received a response stating that after looking into the matter the reason I didn’t get the referral bonus was because my friend already had an account with Chime. This is correct my friend was the one who referred me, of course he already had an account!. Like the previous reasons given as to why I didn’t receive the bonus it was not valid. Customer service is a joke I was lied to as well as called a liar. I wanted to like Chime but feel Chime is lacking in integrity and business ethics.

    Reply
  99. AvatarGadget says

    February 12, 2019 at 9:59 pm

    Yes, sort of. It’s more of a P2P payment app with a touch of prepaid card, similar to Paypal, but better in a couple ways. You can ACH in, and out to your other banks. You can send money to friends or pay bills. You can mail a check to people or businesses to pay bills. You get a Visa Debit card with your name, without a chip so not sure what the upgrade plan is on that, or maybe I didn’t get one because I never use the card. Not sure what else it does or doesn’t do well, because honestly, I hardly use it. But, they haven’t kicked me out so I like it.

    If you feel I have helped you, please feel free to use my referral link on this page. Thank you.

    Reply
  100. AvatarPatrick Langford says

    February 10, 2019 at 4:45 pm

    Here’s a tip: PayPal and Wells Fargo ACH count as Direct Deposit for Chime Bank. Anyway, I would love it if you used my referral code. Thanks for your consideration!

    https://member.chimebank.com/join/patricklangford

    Reply
  101. AvatarGadget says

    February 5, 2019 at 5:05 pm

    ACH transfers from many different banks have been found to trigger the Direct Deposit (DD) criteria. Reported as Working:

    Ally
    Blue Bird
    Chase
    Circle Pay App
    Discover
    Hancock Whitney
    Huntington
    NWFCU
    PNC
    Serve
    TD Bank

    Not working/mixed results:
    Schwab
    Square Cash App
    Wells Fargo

    Just set up a $200+ external transfer at the other bank and transfer into your new Chime account. Viola! Good luck!

    Reply
    • AvatarZZ says

      May 9, 2019 at 11:37 pm

      Did Chase ACH trigger trial deposits?

      Reply
  102. AvatarRachel neil says

    December 2, 2018 at 2:54 pm

    Thank you for the $50 ! For anyone else!l? It really does work until you reach a certain limit. I’ve posted it to my friends and made $150 so if anyone wants to use my link I will cash app you $15 back once your reward shows on my chime card! Email me so I can send it Rachel.helpinghands@gmail.com for extra $15 on top of your $50 use my link https://member.chimebank.com/join/rachelneil

    Reply
  103. AvatarRMM says

    November 7, 2018 at 10:04 pm

    A Chase transfer worked for me.

    Reply
  104. AvatarKevin VanderKelen says

    September 28, 2018 at 7:37 pm

    Sign up with this link to get $50. and make DD paychecks. But other ACH transfers also trigger the Bonus ie.: Square App deposit, Chase ACH external transfer, and TD Bank ACH transfer:
    https://member.chimebank.com/join/kevinvanderkelen

    Reply
    • AvatarGadget says

      February 12, 2019 at 10:04 pm

      Banks and bank products like this often have those terms saying govt benefit or payroll only, but those parameters usually aren’t well enforced. Bonuses are typically paid out automatically and the systems used typically see ACH as DD. I included data points of a list of banks on this page that have worked in the past for people. If you want to, please feel free to use my link on this page. Thanks and good luck!

      Reply

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