The Chime banking service has updated their referral program to provide new card members with a $50 sign-up bonus when you join via a current member’s referral, plus current members will earn a $50 referral bonus for each new member that you refer.
New Chime Card members can join via this Chime $50 Bonus Link (provided by reader Melanie in comments) AFTER June 1, 2018, to earn a $50 sign-up bonus when you receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.
Please see the fine print on the bottom of the promo link’s landing page for details about the $50 bonus offer.
About Chime Banking Service
Chime is an online-only bank with none of the typical banking fees that provides you with a Chime Visa Debit Card, a Spending Account, and an optional Savings Account that are all easily managed through their website and app.
There are no monthly service fees, no minimum balance requirement, no overdraft, no foreign transaction fees, no transfer fees, and over 30,000 fee-free MoneyPass ATMs where you can get cash.
When you join Chime, you are opening a Spending Account with a Visa Debit Card, which allows you to manage and spend your funds like a checking account.
If you opt to also open Chime’s Automatic Savings Account, you can set up an automatic savings plan to further grow your savings.
By downloading the Chime mobile app, you can access your account balances from anywhere, get transaction alerts, send money instantly to friends, and deposit paper checks.
Plus, you can earn a $50 bonus for each friend that you refer who opens a Chime banking account, and your friends will earn a $50 sign-up bonus when they join via your referral.
Chime Banking $50 Sign-Up Bonus for New Customers
New customers can sign up via this Chime $50 Referral Bonus Link to get a $50 bonus when you apply for the Chime Spending Account.
In order to qualify for the $50 bonus, you must enroll using the above referral AFTER June 1, 2018, successfully pass ID verification, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.
When the new customer completes the above actions, both parties will qualify for the $50 rewards.
Please note that the above referral link is provided by a user that has access to the “$50 for $50 referral reward campaign,” which you can see within the fine print on the bottom of the referral landing page, and not all Chime users will have access to this same referral offer.
Chime Banking $50 Referral Bonus Program
The Chime Referral Program offers current members a $50 bonus for each new customer that you refer who signs up for a Chime account.
Plus, new customers will also receive a $50 bonus, so everybody benefits.
However, it’s important to note that Chime is currently offering multiple different versions of the referral program for customers right now, so check your account carefully to see which offer you have access to.
When you click through a referral link, you can also check the fine print on the bottom of the sign-up page to see for which offer you are qualifying.
Please feel free to share your Chime referral links in the comments below this article.
Referral Program Terms
In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $50 referral reward, the following conditions must be met:
- The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link AFTER June 1, 2018, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.
- The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.
- Referring Chime member must be part of the $50 for $50 referral reward campaign in order for both parties to be eligible for the $50 referral reward.
- The referral reward is paid to both parties within 2 business days after qualifying funds are first deposited into the referred friend’s Spending Account.
- Eligible referring Chime members can earn no more than $1,000 in referral rewards per calendar year (January 1 – December 31).
Chime Spending Account with Debit Card
When you open a Chime account online, you’ll get a Spending Account with the Chime Visa Debit Card.
There are no minimum balance requirements, no monthly service fees, no transfer fees, and no other hidden fees.
The Chime Spending Account makes managing your money easy from anywhere in the world via the Chime App.
If you set up a direct deposit to your Spending Account, you can get paid up to 2 days early.
You can use the Chime Visa Debit Card anywhere Visa debit cards are accepted around the world with no foreign transaction fees.
With Chime’s new SpotMe feature that provides fee-free overdrafts, you don’t have to worry about paying a large fee if you go a little over your budget.
All of your deposits are FDIC insured for up to $250,000 through The Bancorp Bank.
Chime Automatic Savings Account
The Chime Savings Account is a free automatic savings option that allows you to set money aside for any savings goals that you may have.
You simply enroll in Automatic Savings for free, and you’ll then save money automatically with every Chime debit card purchase that you make or when you direct deposit your paycheck.
Whenever you make a purchase with your Chime debit card, Chime will automatically round up each purchase to the nearest dollar and transfer the round-up amount from your Spending Account to your Savings Account.
You can also opt to automatically transfer 10% of every paycheck directly into your Savings Account, so that you can achieve your financial goals faster.
The Chime Savings Account is a free and optional account that you can activate once you open your Chime Spending Account with the Chime Visa Debit Card.
A special thank you goes out to Doctor of Credit for letting me know that the Chime referral program was perpetually extended each month.
Please feel free to share your Chime referral links in the comments below this article along with your user experiences, and start a referral conga line, so that everybody can get the $50 bonuses.
I could really use the $50 for my kids Christmas I know you could too or for your family’s Christmas. Please use my link as a referral thanks y’all 😄😁
Btw just click on my link for the $50 reward referral https://chrome.com/r/brookehurless1
Join chime with my referral link and dd $200 in $45 days and get $50. https://chime.com/r/ryanhawkins3
Bonus received soon after making an ACH transfer from Discover Bank. If anyone needs a referral just feel free to use my link: member.chimebank.com/join/yuangao
Thanks! Good luck!
Bonus received soon after making an ACH transfer from Discover Bank. If anyone needs a referral just feel free to use my link:
member.chimebank.com/join/yuangao
Thanks! Good luck!
Use my link, then direct deposit at least $200 into your new account to make $50! Easy! If that doesn’t work, you can also try transferring in over $200 with Cash App. I’ve heard that works, too.
https://chime.com/r/justinlewis4
My link
member.chimebank.com/join/rachelmontali
Does anyone know if the referral bonus will be applied if a friend of mine has already opened a chime account, recurved there card but has not received there first deposit. If I give him my referral code now will it work or not? He forgot to ask me for mine and went ahead and opened everything got his card and then asked me. Please someone help me with this!! Also if anyone wants to do the referral program let me know:
kcma8878@gmail.com email me and let me know.
Have a wonderful day to all that clicks or answers my question. Thank u
We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/kyleanderson30
Amazing way to bank!! Been using for a year now!!!! Get $50. Give $50.
We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/dystaniewhitlock
Is it 45 days or 45 business days?
Chime transactions are down again for the second day in a row, and people on their twitter page are pissed. https://twitter.com/Chime/status/1185013216008536064
“We’re aware that card transactions are down, and are working on bringing it back up as soon as possible. We sincerely apologize for the inconvenience. For real-time updates, please refer to our status page: http://status.chimebank.com .
7:02 PM – 17 Oct 2019
Super easy $50. Any push from a bank should work. Add Chime direct deposit information to your bank account and then transfer any amount over $200 to Chime. $50 posts the day the transfer posts.
https://chime.com/r/joshabreu
Cash app $200 cash out worked for me for the $50 bonus last week. Just had to do a bank cashout instead of instant.
Really appreciate if anyone uses my link :)
https://chime.com/r/amberdickinson
I checked their twitter feed, and they seem to be having problems with their transaction system and their website. Yikes! Even debit card transactions are down. It seems like the problem has been going on for 10 hours. I guess I’ll wait and see if anything changes.
https://twitter.com/Chime
“Our processor is experiencing issues, resulting in our app + website being down. We’re aware and are working with them to get it up and running ASAP. We apologize for the inconvenience.”
I know this is an older bumped post. When I click on someone’s referral link, it brings me to the chime website to the person’s url, but then redirects to the main https://www.chimebank.com/ url. There is no language anywhere on the page about the referral bonus. Anyone else see this?
!!!! Use my referral code:
https://chime.com/r/juliaburton1
We’ll both get $50 when you open a Chime account, set up direct deposit & receive $200 from a direct deposit!!!!
I can confirm that PayPal standard transfer works to get your referral bonus!
Please use my link
any questions email me flaca29761@gmail.com
💰 💰 💰 $50 💰 💰 💰
https://chime.com/r/evelynventura2
Add me to the top article please 😂 ! Me and my daughter could really use it. Signup with this link to get $50 bonus when you sign up and add direct deposit
Chime.com/r/dylanmoss2
Chase ACH push works. If this is helpful, please use my link.
https://chime.com/r/johntran19
Overall nice guy, will put the money to feeding the rescues and will pay it forward. Good karma coming.
Please use my link
We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/johntran19
Would really appreciate if you could use my link to sign-up!
Going through some hardships anything helps.
Thank you in advance! Here is my link —
member.chimebank.com/join/danielgonzalez131
You actually don’t need to do a “direct deposit” through your employer to get the bonus, you can simply deposit money from another bank and it can trigger the bonus, based on the bank you used. I was even able to get CASH APP to trigger it. Otherwise, you can do- American Express, Ally, Chase, Charles Schwab, Circle Pay App, Discover, TD Bank, Hancock Whitney, Wells Fargo, Huntington, PNC, Serve, SoFi, TD Bank, USAA, and U.S. Bank.
If you are interested, I would be very grateful if you could use my referral code. https://chime.com/r/raymondruiu
Do u really recieve $50 exactly 2 days after your friends direct deposit hits thete account?!
I usually get a few minutes before their deposit even hits!
Here’s my link:
We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/erickasparks
Get $50 when you open a bank account with Chime and set up payroll direct deposit and deposit $200 within 45 days of account opening! Plus, you’ll get paid up to two days early when you get your paycheck deposited to your Chime account. You should try it out:
We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out:
We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/gwynrace
Thank you for the $50 ! For anyone else!l? It really does work until you reach a certain limit. I’ve posted it to my friends and made $150 so if anyone wants to use my link I will cash app you $15 back once your reward shows on my chime card! Email me so I can send it tonimoxey97@gmail.com for extra $15 on top of your $50 use my referral link !!
https://chime.com/r/tonimoxey
I failed with Chase but was able to achieve the bonus via Cash App by cashing out $200 from the card. Please note that they require you to have the debit card active to remove the funds and will NOT award a bonus if you don’t go through a referral. Please feel free to use mine https://chime.com/r/christopherdinarte
Chime Bank App $50 Signup Offer with $200 deposit http://member.chimebank.com/join/kawsarali
Meet the direct deposit requirement simply by transferring in $200 from Cash App if you have.
If you do not have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements : Ally, Chase, Circle Pay App, PNC, Schwab, Serve, TD Bank
I opened this account recently and was referred by a friend. I received the referral bonus the minute my direct deposit posted. I used schwab. We’ll both get $50 when you open a Chime bank account and set up direct deposit! of $200 using my link. Thanks in advance:)
My link is chime.com/r/jiteshtuladhar
Just joined 2 days ago. Waiting for my card in the mail, but I should get it by the time I need to receive my paycheck.
We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/kristimolinari
I used Jim’s link below and used his instructions on how to sign up and transfer from the Cash App.. super easy.
Please use my referral! Thanks in advance!
Nate
member.chimebank.com/join/natesimnitt
https://chime.com/r/natesimnitt
Hey there MM Team anyway my link can be next? I’d love to max out the referrals!
Please use my link to join if this info helps!
member.chimebank.com/join/jamesdodson4
Just loaded my new chime card with the CASH app. This worked for the payroll direct deposit! And I received my $50 bonus as soon as my deposit hit.
step1 : I used the bank information that came with the card and linked it to the Cash app(referral for cash app for $5 cash.me/appLLDFRJH)
step2: I transferred the $200 into the cash app via my linked debit card which was instant
step3: I withdrew the cash from the app to the chime cards banking info (this took less than 2 business days)
step4: The $50 bonus hit my account the same time as the deposit! I then withdrew the $250 FEE FREE from a moneypass ATM
Enjoy the easy and free money
I’m a single mom in need of the extra money. The kiddos will be starting school soon and could really use the help. Use my link for the referral bonus for you and me.
Thank you
We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/katrinagriffin4
Me are my brother didn’t get our 50 dollars and we talked to 2 different people and provided them with all the correct information and they said sorry they couldn’t help even when we provided code numbers forward emails with confirmation numbers and didn’t help it’s a big scam
Do you have to have the $200 in one deposit, or can two deposits add up to + $200 count?
I must admit I was a little hesitant about signing up for the card because there is not an actual bank to go to in person. I just received the card a couple weeks ago, and as soon as my direct deposit of $200 went in my friend and I both got $50 right away plus I got my check 2 days early! I love it and I love seeing my purchases rounded up so that my change goes in a savings account. Sign up today and use the link below-give it a try! You may need to just copy and paste it in your browser.
member.chimebank.com/join/sarahcrain4
ATT: ANIMAL LOVERS AND CARING PEOPLE
Please use my personal referral link I am disabled and can use extra money. On top of that I would also like to donate animal food to my local animal shelter. So my Promise to you is for every bonus I receive I will purchase an 10-20 LB of dry dog or cat food and deliver it to thy animal shelter. A HUGE THANKS from myself and the Animals You will be help feeding Thanks again click on my link. member.chimebank.com/join/melaniesalazar
Alrighty, Melanie, I put your referral code in the above article. I hope you keep your promise for our furry friends at the animal shelter. Best wishes.
Melanie , I already received my direct deposit using your code but Chime is asking me for your email in order for us to get the bonus. I guess it’s some sort of way of them seeing if I didn’t just get a random code online (which I did lol )
Email me your email please – joelswankk@gmail.com
HI GUYS! THANK YOU.
I won’t say that I will add more money, because my daughter and I need all the help we can get. I lost my mom in January to stage 4 cancer and I have been trying to get back on my feet since then. I had been taking time I wasn’t paid for and it really hurt financially. If you click on my link, I would be so grateful. Even if you don’t I am so grateful you took time to read it. Just trying to generate some extra income.
We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/tianacardenas1
Chime bank is amazing!
Hello Tiana,
Thank you for your comment. I’ve posted your referral link in the above article for others to use. Please let me know when you reach your maximum referrals, so that I can switch out the link with somebody else.
Best of luck.
Thank you! You are amazing.
Hi there, I wanted to tell you how incredibly grateful I am that you used my link. I have reached my max referrals. The bonus is now $1000.00. And I reached that yesterday. It was a tremendous help for me and my daughter. Thank you. Now you can switch the link with someone else.
You can send them all to me next!! Please. Very similar situation. Its just me and my baby girl. Id love any extra help I can get. Thank you so much to anyone who choose to use my link!!
https://chime.com/r/brittneywolfe2
Will you please post my referral code as I would love to have some referrals? I am a single mom barely getting by. Thank you for any help!
We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/brittneywolfe2
I failed with Chase but was able to achieve the bonus via Cash App by cashing out $200 from the card. Please note that they require you to have the debit card active to remove the funds and will NOT award a bonus if you don’t go through a referral. Please feel free to use mine https://chime.com/r/christopherdinarte
How do you know it failed with Chase?
Please use my referral code.
https://chime.com/r/ryankavanaugh1
Chime will accept bank transfers that count as DD from Chase, Discover, etc. I was able to get this bonus in a few days after signing up and using the bank transfer method. Thanks!
EARN $50 BONUS JUST FOR SIGNING UP!
Sign up for Chime, the free and no fee online bank. It only takes a few minutes and you will have your account ready to go! Set up direct deposit within 45 days of creating your account ($200 minimum direct deposit) and receive your $50 bonus within 2 business days. It’s that eas! Just use the promo link below when signing up.
https://chime.com/r/tyleralley
I did use the link, and had my first direct deposit and i got nothing? :(
Hey there!
Please use my link to join if this info helps!
member.chimebank.com/join/jamesdodson4
Just loaded my new chime card with the CASH app. This worked for the payroll direct deposit! And I received my $50 bonus as soon as my deposit hit.
step1 : I used the bank information that came with the card and linked it to the Cash app(referral for cash app for $5 cash.me/appLLDFRJH)
step2: I transferred the $200 into the cash app via my linked debit card which was instant
step3: I withdrew the cash from the app to the chime cards banking info (this took less than 2 business days)
step4: The $50 bonus hit my account the same time as the deposit! I then withdrew the $250 FEE FREE from a moneypass ATM
Enjoy the easy and free money
I used a friends referral link to enroll, I received a direct deposit that was well over the $200 minimum exactly 45 days after opening the account. when I spoke to customer service about the $50 reward for my friend and I , I was told I didn’t qualify because I didn’t use the link, then I was told my deposit was made 47 days after opening the account. Neither of which was true.
As requested from chime support I emailed chime and included a screenshot of the link my friend sent. Several days later I received a response stating that after looking into the matter the reason I didn’t get the referral bonus was because my friend already had an account with Chime. This is correct my friend was the one who referred me, of course he already had an account!. Like the previous reasons given as to why I didn’t receive the bonus it was not valid. Customer service is a joke I was lied to as well as called a liar. I wanted to like Chime but feel Chime is lacking in integrity and business ethics.
Yes, sort of. It’s more of a P2P payment app with a touch of prepaid card, similar to Paypal, but better in a couple ways. You can ACH in, and out to your other banks. You can send money to friends or pay bills. You can mail a check to people or businesses to pay bills. You get a Visa Debit card with your name, without a chip so not sure what the upgrade plan is on that, or maybe I didn’t get one because I never use the card. Not sure what else it does or doesn’t do well, because honestly, I hardly use it. But, they haven’t kicked me out so I like it.
If you feel I have helped you, please feel free to use my referral link on this page. Thank you.
Here’s a tip: PayPal and Wells Fargo ACH count as Direct Deposit for Chime Bank. Anyway, I would love it if you used my referral code. Thanks for your consideration!
https://member.chimebank.com/join/patricklangford
ACH transfers from many different banks have been found to trigger the Direct Deposit (DD) criteria. Reported as Working:
Ally
Blue Bird
Chase
Circle Pay App
Discover
Hancock Whitney
Huntington
NWFCU
PNC
Serve
TD Bank
Not working/mixed results:
Schwab
Square Cash App
Wells Fargo
Just set up a $200+ external transfer at the other bank and transfer into your new Chime account. Viola! Good luck!
Did Chase ACH trigger trial deposits?
Thank you for the $50 ! For anyone else!l? It really does work until you reach a certain limit. I’ve posted it to my friends and made $150 so if anyone wants to use my link I will cash app you $15 back once your reward shows on my chime card! Email me so I can send it Rachel.helpinghands@gmail.com for extra $15 on top of your $50 use my link https://member.chimebank.com/join/rachelneil
A Chase transfer worked for me.
Sign up with this link to get $50. and make DD paychecks. But other ACH transfers also trigger the Bonus ie.: Square App deposit, Chase ACH external transfer, and TD Bank ACH transfer:
https://member.chimebank.com/join/kevinvanderkelen
Banks and bank products like this often have those terms saying govt benefit or payroll only, but those parameters usually aren’t well enforced. Bonuses are typically paid out automatically and the systems used typically see ACH as DD. I included data points of a list of banks on this page that have worked in the past for people. If you want to, please feel free to use my link on this page. Thanks and good luck!