Sunward Federal Credit Union: $225 New Member Bonus & $75 Referral Rewards (Open Nationwide Membership)

Sunward Federal Credit Union is offering new members a $225 bonus when you open both a savings and checking account, make $500 or more in deposits (including cash deposits) for 2 consecutive months, and complete 1 debit transaction with your checking account within 90 days of account opening.

Plus, current Sunward FCU members can earn a $75 bonus for each new member that you refer to Sunward Federal Credit Union with no limit to how much you can earn for Sunward FCU referrals.

With open nationwide membership available, anyone in the U.S.A. can join Sunward Federal Credit Union online via a free membership in the American Consumer Council, which Sunward FCU will process for you during your membership application.

If you want to earn an extra $225 bonus with your new membership and additional $75 referral rewards for sharing membership with your friends and family, join Sunward Federal Credit Union via a free membership with the American Consumer Council.

Sunward FCU Membership Eligibility

Anyone can apply for Sunward FCU Membership, regardless of where you live in the U.S.A.

Membership is open to everyone in the U.S.A. via the American Consumer Council, and Sunward will process your ACC membership for free on your behalf during your Sunward membership application process.

Sunward Federal Credit Union membership is also available to a number of other groups, so you may qualify for membership without needing to join the American Consumer Council.

Sunward FCU $225 New Member Bonus

1. Visit this Sunward FCU $225 New Member Promotion to apply online or in-branch for Sunward membership (please note that a referral code is not required for the $225 new member bonus, but you may enter Referral Code n8ru8 during the online application if you wish to help another reader who provided their code).

2. Open your membership with a $1 minimum deposit into a primary savings account.

3. Open a Quick Cash or Money Manager Checking account during your membership application.

4. Complete at least 1 qualifying debit transaction (point-of-sale, check, bill pay, ACH debit, ATM transaction) on the checking account within 90 days of account opening.

5. Make an aggregate of $500 or more in qualifying deposits for 2 consecutive months into a checking or savings account within the first 90 days of account opening. Qualifying deposits include cash, checks, ACH direct deposits (payroll, pension or government benefits), and P2P transfers. Non-qualifying deposits include dividends, merchant POS returns, ledger corrections, and internal transfers.

6. The $225 cash bonus will be deposited into your primary savings account within 90 to 120 days of all requirements being met.

7. Existing members from recently acquired Mountain America Credit Union (MACU) branches are not eligible for this promotion. You must not have opened a new primary membership account at Sunward within the last 180 days. You must be at least 18 years old and reside in the United States.

Sunward FCU $75 Referral Rewards

As a current Sunward FCU member, you can participate in the Sunward FCU Referral Program to earn a $75 bonus for each new member that you refer who joins Sunward and completes the requirements.

It’s important to note that new members may earn the above $225 bonus (referral not required), but new members do not earn any additional bonus for being referred, as only the current member earns the $75 referral bonus.

Once you join Sunward FCU, they will email you your unique referral code, or you can contact them directly to request your own referral code.

When you share your referral code with friends and family, they must enter it during the new member application process (the code is entered a few steps into the application), or new members may mention the code when applying for membership in-branch.

For the referrer to earn the $75 bonus, the referee must open a membership with a minimum deposit of $1 into a savings account and open a Quick Cash or Money Manager Checking account, make $500 or more in qualifying deposits (cash, checks, ACH direct deposits including payroll, pension or government benefits, and P2P transfers) for 2 consecutive months within 90 days of account opening, and complete 1 or more qualifying transactions (point-of-sale, check, bill pay, ACH debit, ATM transaction) with the checking account within 90 days of opening.

All new members that meet eligibility and new member account requirements will receive 1 $225 reward, whether they are referred or not.

All current members will receive a $75 reward for each new member who uses their referral code on a new member application, provided the new member meets all eligibility and new member account requirements.

The $75 referral rewards will be deposited into your primary savings account within 90 to 120 days of all requirements being met, and there is no limit to how many referral bonuses you can earn for sharing Sunward Federal Credit Union with your friends and family.

If you are a current member of Sunward Federal Credit Union, please feel free to share your unique referral code along with your member experiences in the below comments, or join Sunward FCU if you are not already a member to earn a $225 bonus with open nationwide membership available to anyone in the U.S.A.