How To Pay Your Taxes With A Credit Card

Paying your taxes with a credit card can provide extra convenience and a way for you to earn some additional credit card rewards or meet minimum spending requirements.

In most cases, the convenience fees that these services charge you to pay your taxes with a credit card will outweigh the rewards that you would earn.

However, in some cases, it may be worth while to pay your taxes with a credit card to meet minimum spending requirements for a credit card bonus or if your rewards earnings are greater than the convenience fee for using the service.

List of Services to Pay Taxes with a Credit Card

PayUSAtax.com

• 1.87% Credit Card Fee ($2.79 minimum)
• Accepts Visa, MasterCard, Discover, and American Express
• Visa Credit Card Fee is 2.29%
• Pay Federal Taxes – Personal and Business

OfficialPayments.com

• 2.35% Credit Card Fee ($3.50 minimum)
• Accepts Visa, MasterCard, Discover, and American Express
• 2.49% Fee ($3.95 minimum) when you e-file and e-pay with TurboTax
• Pay Federal and State Taxes – Personal and Business

Pay1040.com

• 1.87% Credit Card Fee ($2.59 minimum)
• Accepts Visa, MasterCard, Discover, and American Express
• 2.49% Fee ($3.95 minimum) when you e-file and e-pay with TurboTax
• Pay Federal and State Taxes (AL, IL, KY, and ND only) – Personal and Business

The fees may differ from those above when you choose the integrated IRS e-file and e-pay option.

The fees that they charge may be tax deductible, so you can consider that when you are calculating whether or not this option will work for you.

There are limits on how often you can make individual and business payments.

You can also use these services to pay your taxes with a debit card, and you can review IRS.gov for the full details about using these services.

It’s worth noting that the sites OfficialPayments.com and Pay1040.com allow you to use your American Express Membership Rewards points to pay your taxes, so that could be an option for you as well.

If you need help meeting the minimum spending requirement to earn a credit card bonus or your card earns enough rewards to outweigh the convenience fees, then paying your taxes with a credit card may be a good option for you.