Apple Card resides on your iPhone and integrates with the Wallet app to help you manage your spending better.
You can join Apple Card quickly and start using it immediately with Apple Pay.
Members also get a laser-etched titanium card that you can use to buy things where Apple Pay is not accepted.
The Apple credit card offers 3% Daily Cash from Apple, 2% using Apple Pay, and 1% on everything else.
3% Daily Cash applies to the Apple Store, Apple.com, the App Store and iTunes, including games, in-app purchases and services like Apple Music and iCloud, as well as select partners like Uber and Uber Eats when you use Apple Card with Apple Pay.
2% Daily Cash applies to everything you buy using Apple Pay, and 1% Daily Cash applies to everything else that you buy where Apple Pay is not accepted.
All of your Daily Cash goes into your Apple Cash card in the Wallet app, where you can spend it on anything.
There are no limits to how much Daily Cash you can earn, and you can spend it using your iPhone, iPad, Apple Watch, and Mac.
You can easily review all of your Apple Card purchases in the Wallet app, including specific merchant names and locations.
There are no fees for the Apple Card, including no annual fees, no foreign transaction fees, no late fees, no returned payment fees, no over-the-limit fees, and no reward redemption fees.
Apple even encourages card members to pay less interest and provides suggestions to help you pay off your balances faster.
If you miss a payment, they will not charge you a late fee or apply a penalty interest rate.
If you are an iPhone user who wants to fully integrate your spending with the Wallet app and earn up to 3% Daily Cash on all of your purchases, check out the new Apple Card today.