The Citi Diamond Preferred Card offers a 0% APR introductory rate on balance transfers for 21 months from the date of the first transfer with no annual fee.
If you’re currently paying high interest rates on your credit card account balances, you can enjoy a 0% APR on all of your balance transfers for 21 months from the date of the first transfer.
In order to qualify for the 0% APR, all of your balance transfers must be completed in the first 4 months of account opening.
Apply for the Citi Diamond Preferred Card to receive a 0% APR introductory rate for 21 months on all of your balance transfers.
You’ll also receive a 0% introductory APR on purchases for the first 12 months from account opening, and there is no annual fee for this balance transfer card.
The only caveat is that there is a 5% balance transfer fee ($5 minimum) for each balance transfer that you make to your new Citi Diamond Preferred Card.
That being said, you may wish to consider the Chase Slate Credit Card if you are looking to make free balance transfers with a 0% introductory rate for 15 months and no balance transfer fee.
However, the Citi Diamond Preferred Card offers a longer 21-month 0% intro APR on balance transfers, so while you may pay some extra up-front with the 5% balance transfer fee, you will also have 6 months of extra time to pay off your credit card debt while enjoying a 0% interest rate.
It’s also important to note that if you transfer a balance with this offer, after your 0% intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full.
The Citi Diamond Preferred Card is designed for people with Good to Excellent credit, so it’s widely available to new applicants who may be suffering from high-interest credit card debt.
You’ll also have access to a variety of other card member benefits including $0 Liability on Unauthorized Purchases, Citi Identity Theft Solutions, Citi Quick Lock, Free access to your FICO Score, and more.
Sign up for the Citi Diamond Preferred Card to take advantage of its 0% introductory APR on balance transfers for the first 21 months.