There are several HSBC Bank credit cards available that offer 3% introductory cash back, 3X introductory points, or up to a $750 free air travel reward after qualifying purchases with no annual fees.
These HSBC credit cards provide excellent rewards programs with a variety of travel and shopping benefits and no foreign transaction fees.
About HSBC Bank Credit Cards and Eligibility
The HSBC Platinum MasterCard with Rewards is available nationwide to applicants in the U.S.A., so anybody can apply for one of these credit cards, regardless of whether or not you have a prior relationship with HSBC Bank.
However, the HSBC Advance and Premier credit cards are designed specifically for HSBC Advance and Premier checking account relationship customers, so make sure you can meet the qualifications if you intend to apply for one of those cards.
It’s important to note that some of the HSBC cards are designed for Premier or Advance banking customers, and you are required to have an HSBC banking relationship to apply for some of these credit cards. If you would like to start a relationship in order to qualify for an HSBC Advance or Premier card, you can also earn an HSBC Advance or Premier Relationship Bonus when opening a new checking account.
Non-Affiliate Disclosure: The information about the following HSBC cards has been collected independently by Maximizing Money. The card details have not been reviewed or approved by the card issuer.
HSBC Cash Rewards Mastercard credit card – Intro 3% Cash Back (Openly Available)
The HSBC Cash Rewards Mastercard credit card is open to anyone who wants to apply, regardless of whether or not you have a qualifying HSBC checking account relationship.
- Earn unlimited 1.5% cash back on all purchases.
- Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases.
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 12 months on purchases and balance transfers, then a 14.99% – 24.99% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
HSBC Gold Mastercard credit card – 0% Intro APR (Openly Available)
The HSBC Gold Mastercard credit card is open to anyone who wants to apply, regardless of whether or not you have a qualifying HSBC checking account relationship.
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% – 20.99% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
HSBC Platinum MasterCard with Rewards – Intro 3X Points (Openly Available)
The HSBC Platinum MasterCard with Rewards credit card is open to anyone who wants to apply, regardless of whether or not you have a qualifying HSBC checking account relationship.
- Earn an Introductory 3X Points on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases.
- Earn Unlimited Rewards Points on all of your card purchases with no earning caps and no expiration.
- Redeem Rewards Points for Cash Back, Gift Cards, or Merchandise.
- 0% Introductory APR on credit card purchases and balance transfers for the first 12 months from account opening.
- No Annual Fee.
- No Foreign Transaction Fees.
- Extended Warranty, Purchase Assurance, and Price Protection services.
- $1 Million Travel Accident Insurance and Rental Vehicle Coverage.
HSBC Advance MasterCard Credit Card – Intro 3X Points (Advance or Premier Clients)
The HSBC Advance MasterCard Credit Card is designed for HSBC Advance or Premier clients with 2X Rewards Program Points on dining and select entertainment purchases and a 0% introductory APR on purchases and balance transfers for the first 12 months.
- Earn an Introductory 3X Points on dining and select entertainment purchases, and 2X Points on all other purchases in the first year, up to the first $25,000 in purchases.
- Earn 2 Points per $1 spent on Dining and Select Entertainment purchases.
- Earn 1 Point per $1 spent on All Other Purchases.
- There is no points expiration or earnings cap.
- Redeem Points for Cash Back, Gift Cards, Merchandise, and Travel.
- 0% Intro APR on Purchases and Balance Transfers for the First 12 Months.
- Enjoy $1,000,000 Travel Accident Insurance.
- Enjoy up to 2 years Extended Warranty coverage plus Price Protection for most purchases.
- Feel safe with $0 liability for any unauthorized purchases.
- Get help restoring your credit, plus expense reimbursement, if your identity is ever stolen with Identity Theft Resolution Services.
- No Foreign Transaction Fees.
- $0 Annual Fee for qualifying U.S. HSBC Advance or Premier checking account relationship customers.
- $45 Annual Fee for customers who no longer have a qualifying U.S. HSBC Advance or Premier checking account relationship.
- HSBC Premier World MasterCard credit cards are issued by HSBC Bank USA, subject to credit approval, and require an HSBC Advance or Premier relationship.
- To apply for an HSBC Bank Advance MasterCard credit card, you must have an existing U.S. HSBC Advance or Premier checking account relationship.
- To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain $10,000 in combined U.S. personal deposit and investment balances OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. A monthly maintenance fee on your checking account of $25 will be incurred if minimum balance requirements are not maintained.
- If you already have an HSBC Credit Card Account issued by HSBC Bank USA, N.A., you may not qualify for this offer.
HSBC Premier World MasterCard Credit Card – $400 in Air Travel (Premier Clients)
The HSBC Premier World MasterCard Credit Card is designed for HSBC Premier clients with valuable rewards and an array of benefits for traveling and shopping.
- Earn 35,000 Rewards Bonus Points, worth at least $400 in Air Travel, after $3,000 in Purchases within the First 3 Months after account opening.
- Earn 2 Points per $1 spent on Travel and 1 Point per $1 spent on All Other Purchases with no expiration or earnings cap.
- Redeem Points for Flights, Hotels and Car Rentals using their online travel site.
- Fly on Most Major Airlines with No Blackout Dates or Seat Restrictions.
- Book Your Own Airline Travel, and Receive a Statement Credit to Reimburse the Cost.
- HSBC’s Rewards for Miles program allows you to transfer your HSBC Rewards Program Points into miles with participating airline frequent flyer programs. Use your miles to redeem for cabin upgrades and other special offers from participating airline partners.
- $85 TSA Pre✓ credit to reimburse the application fee.
- $50 Statement Credits for rides with Uber and Lyft.
- Unlimited Boingo Wi-Fi access
- 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay
- In the event your luggage is lost or damaged, you can receive reimbursement for the cost to replace or repair your items.
- Trip Cancellation Insurance can reimburse you for non-refundable, common carrier fare tickets when you are forced to cancel due to covered reasons.
- Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.
- Purchase Assurance covers most purchases up to $1,000 against accidental damage or theft for 90 days from the date of purchase.
- Extended Warranty doubles your original warranty for up to 2 additional years.
- Satisfaction Guarantee provides a refund of up to $250 if you become dissatisfied with your purchase.
- Price Protection can refund the difference if you buy an item and then see it advertised for less within 120 days.
- No Foreign Transaction Fees.
- $0 Annual Fee for qualifying U.S. HSBC Premier checking account relationship customers.
- $95 Annual Fee for customers who no longer have a qualifying U.S. HSBC Premier checking account relationship.
- HSBC Premier World MasterCard credit cards are issued by HSBC Bank USA, subject to credit approval, and require an HSBC Premier relationship.
- To apply for an HSBC Bank Premier World MasterCard credit card, you must have an existing U.S. HSBC Premier checking account relationship.
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. A monthly maintenance fee on your checking account of $50 will be incurred if minimum balance requirements are not maintained.
- If you already have an HSBC Credit Card Account issued by HSBC Bank USA, N.A., you may not qualify for this offer.
HSBC Premier World Elite MasterCard – $750 in Air Travel (Premier Clients)
The HSBC Premier World Elite MasterCard Credit Card is designed for HSBC Premier clients with premium rewards, multiple benefits for traveling, dining and shopping, and $750 in free air travel rewards for new applicants.
- Earn 50,000 Rewards Bonus Points, worth at least $750 in Air Travel, after $4,000 in Purchases within the First 3 Months after account opening.
- Earn 3 Points per $1 spent on Travel, 2 Points per $1 spent on Dining, and 1 Point per $1 spent on All Other Purchases with no expiration or earnings cap.
- Redeem Points for Flights, Hotels and Car Rentals using their online travel site.
- Fly on Most Major Airlines with No Blackout Dates or Seat Restrictions.
- Book Your Own Airline Travel, and Receive a Statement Credit to Reimburse the Cost.
- HSBC’s Rewards for Miles program allows you to transfer your HSBC Rewards Program Points into miles with participating airline frequent flyer programs. Use your miles to redeem for cabin upgrades and other special offers from participating airline partners.
- $100 Annual Air Travel Credit.
- Complimentary membership to over 850 airport lounges, plus up to 15% off airport retailers.
- $85 TSA Pre✓ credit to reimburse the application fee.
- $100 Statement Credits for rides with Uber and Lyft.
- Unlimited Boingo Wi-Fi access.
- World Elite Concierge Service.
- In the event your luggage is lost or damaged, you can receive reimbursement for the cost to replace or repair your items.
- Trip Cancellation Insurance can reimburse you for non-refundable, common carrier fare tickets when you are forced to cancel due to covered reasons.
- Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.
- Purchase Assurance covers most purchases up to $1,000 against accidental damage or theft for 90 days from the date of purchase.
- Extended Warranty doubles your original warranty for up to 2 additional years.
- Satisfaction Guarantee provides a refund of up to $250 if you become dissatisfied with your purchase.
- Price Protection can refund the difference if you buy an item and then see it advertised for less within 120 days.
- No Foreign Transaction Fees.
- $395 Annual Fee for qualifying U.S. HSBC Premier checking account relationship customers.
- $65 Annual Fee for Authorized Users.
- HSBC Premier World MasterCard credit cards are issued by HSBC Bank USA, subject to credit approval, and require an HSBC Premier relationship.
- To apply for an HSBC Bank Premier World MasterCard credit card, you must have an existing U.S. HSBC Premier checking account relationship.
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. A monthly maintenance fee on your checking account of $50 will be incurred if minimum balance requirements are not maintained.
- If you already have an HSBC Credit Card Account issued by HSBC Bank USA, N.A., you may not qualify for this offer.
Take advantage of these HSBC Bank credit card offers to earn cash back or free air travel and enjoy a variety of card member benefits.
john mccann says
Applied and denied in maybe 30 seconds. Couldn’t verify my identity??? Never gave me the questions to do just that. Wanted me to send them copies of tax forms,addresses,etc. I think even a semen sample. How many hurdles do you have to jump just for a credit card??? Bank has past issues.