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Home > Banking Bonuses > BMO Bank: $660 Consumer Checking & Savings Bonuses and $1,500 Business Checking Promotion (AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI)

BMO Bank: $660 Consumer Checking & Savings Bonuses and $1,500 Business Checking Promotion (AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI)

September 30, 2026 | Leave a Comment

BMO Bank will give you up to $660 in cash bonuses when you open a new consumer checking and savings account with qualifying deposits, and you can earn up to $1,500 in bonus cash when you open a new business checking account and maintain a qualifying account balance.

In order to be eligible, you must reside in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington, or Wisconsin, where BMO Bank has branch locations, although you can open these accounts online or in-branch.

If you decide to open a BMO Smart Advantage Checking and Savings Builder account to qualify for the consumer cash bonus of up to $660, you’ll enjoy everyday banking with no monthly maintenance fees, while the BMO Simple Business Checking account has a $10 monthly maintenance fee.

BMO up to $660 Consumer Account Bonuses

Check out these BMO Consumer Account Promotions to open your account online or in-branch.

When you open a BMO Smart Advantage Checking, BMO Smart Money Checking, or BMO Relationship Checking Account, you’ll earn a $100 cash bonus for each month that you make at least $1,000 in qualifying direct deposits for up to 6 consecutive months, for up to $600 in total.

In addition, if you open a new Savings Builder Account, you’ll earn a $5 savings reward every month that you save $200 or more for the first year, which could net you another $60 bonus.

BMO up to $1,500 Business Account Bonuses

Check out this BMO Business Account Promotion to open your business account online or in-branch.

When you open a BMO Business Checking Account, you’ll earn up to a $1,500 cash bonus based on the amount of your account balance, which you must deposit by day 30 after account opening and maintain from days 31-90 in order to qualify.

  • $400 Bonus for $4,000 Balance.
  • $750 Bonus for $25,000 Balance.
  • $1,000 Bonus for $50,000 Balance.
  • $1,500 Bonus for $100,000 Balance.

The cash bonus that you qualify for will be deposited into your new business checking account within 14 days of meeting the promotional requirements, which is approximately day 104 after account opening.

This offer is eligible for the BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account.

Open new BMO Bank consumer checking and savings accounts or a business checking account to qualify for these cash rewards promotions.

Check out Chase Bank and Huntington Bank for more nationwide deals.

Find More Banking Bonuses

Check out more recent posts from our Banking Bonuses Category below.

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  • MoneyLion $60 Banking App Reward
  • Financial Partners CU $100 Member Deal
  • Chime $350 New Account Incentive
  • Chase Bank $100-$3,000 Cash Offers

Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.

Filed Under: Banking Bonuses

Get Top Deals: 80 Best Cash Bonuses and Free Money Promotions – September 2026

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