BMO Harris Bank will give you up to $4,160 in cash bonuses when you open new consumer checking, savings, and/or money market accounts, or you can earn up to $1,600 in bonus cash when you open new business checking and/or business money market accounts.
In order to be eligible, you must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Kansas, Missouri, or Florida, where BMO Harris Bank has branch locations, although you can open these accounts online or in-branch.
BMO Harris up to $4,160 Consumer Account Bonuses
Check out these BMO Harris Consumer Account Promotions to open your account(s) online or in-branch.
When you open a BMO Smart Advantage Checking Account, you’ll earn a $400 bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 120 days.
When you open a BMO Smart Money Checking Account, you’ll earn a $400 bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 120 days.
When you open a BMO Relationship Checking Account, you’ll earn a $600 bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 120 days.
If you also open a new BMO Relationship Plus Money Market Account, you’ll earn up to an extra $3,500 in bonus cash when you deposit new money within 30 days of account opening and maintain the qualifying balance tier until day 120: $300 bonus for $25,000+ funding; $500 for $50,000+; $1,000 for $100,000+; $2,500 for $250,000+; or $3,500 for $500,000+.
Your account must be open, in good standing, and must have a balance greater than zero when the bonuses are paid approximately 130 days after opening.
In addition, if you open a new Savings Builder Account, you’ll earn a $5 savings reward every month that you save $200 or more for the first year, which could net you another $60 bonus.
BMO Harris up to $1,600 Business Account Bonuses
Check out these BMO Harris Business Account Promotions to open your business account(s) online or in-branch.
When you open a BMO Business Checking Account, you’ll earn a $400 bonus when you maintain an average collected balance of $4,000 for 120 days, plus you must have at least 10 electronic transactions post to the account within 120 days of account opening.
When you open a BMO Business Checking Account, you’ll earn a $600 bonus when you maintain an average collected balance of $10,000 for 120 days, plus you must have at least 10 electronic transactions post to the account within 120 days of account opening.
Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify as electronic transactions.
If you also open a new BMO Elite Business Money Market Account, you’ll earn up to an extra $1,000 in bonus cash when you deposit new money within 30 days of account opening and maintain the qualifying balance tier until day 120: $300 bonus for $25,000+ funding; $500 for $50,000+; or $1,000 for $100,000+.
Your account must be open, in good standing, and must have a balance greater than zero when the bonuses are paid approximately 130 days after opening.
BMO Harris Checking Fee Waiver Details
These checking accounts do have monthly maintenance fees, but you can easily avoid these fees by meeting certain requirements.
BMO Harris Smart Money Account – No minimum balance required; $5 monthly maintenance fee is waived if you’re under 25.
BMO Harris Smart Advantage Account – No minimum balance required; No monthly maintenance fee with paperless statements.
BMO Harris Premier Account – $25 monthly maintenance fee waived when you have 1 of the following: $10,000 minimum daily balance, $25,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
Open new BMO Harris Bank consumer accounts or business accounts to qualify for these huge cash rewards promotions.
Check out Chase Bank and Huntington Bank for more nationwide deals.
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