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Home > Banking Bonuses > BMO Harris Bank: $200-$350 Personal Checking + $250-$400 Biz Checking (AZ, FL, IL, IN, KS, MN, MO, WI)

BMO Harris Bank: $200-$350 Personal Checking + $250-$400 Biz Checking (AZ, FL, IL, IN, KS, MN, MO, WI)

August 25, 2021 | Leave a Comment

BMO Harris Bank will give you a $200-$350 bonus when you open a personal checking account and complete qualifying activities, or earn $250-$400 when you open a business checking account.

In order to be eligible, you must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Kansas, Missouri, or Florida.

BMO Harris $200-$350 Personal Checking Bonus

Check out this BMO Harris $200-$350 Consumer Checking Offer to open your account online.

When you open a BMO Harris Smart Advantage Account, you’ll earn a $200 bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.

When you open a BMO Harris Smart Money Account, you’ll earn a $200 bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.

When you open a BMO Harris Premier Account, you’ll earn a $350 bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.

Your account must be open, in good standing, and must have a balance greater than zero when the bonuses are paid approximately 100 days after opening.

In addition, if you open a new Savings Builder account, you’ll earn a $5 savings reward every month that you save $200 or more for the first year, which could net you another $60 bonus.

BMO Harris $250-$400 Business Checking Bonus

Check out this BMO Harris $250-$400 Business Checking Offer to open your business checking account online.

When you open a BMO Business Checking Account, you’ll earn a $250 bonus when you maintain an average collected balance of $5,000 for 120 days, plus you must have at least 10 electronic transactions post to the account within 120 days of account opening.

When you open a BMO Business Checking Account, you’ll earn a $400 bonus when you maintain an average collected balance of $10,000 for 120 days, plus you must have at least 10 electronic transactions post to the account within 120 days of account opening.

Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions.

ATM transactions and POS credits do not qualify as electronic transactions.

Your account must be open, in good standing, and must have a balance greater than zero when the bonuses are paid approximately 130 days after opening.

BMO Harris Checking Fee Waiver Details

These checking accounts do have monthly maintenance fees, but you can easily avoid these fees by meeting certain requirements.

BMO Harris Smart Money Account – No minimum balance required; $5 monthly maintenance fee is waived if you’re under 25.

BMO Harris Smart Advantage Account – No minimum balance required; No monthly maintenance fee with paperless statements.

BMO Harris Premier Account – $25 monthly maintenance fee waived when you have 1 of the following: $10,000 minimum daily balance, $25,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.

Open a BMO Harris Bank personal checking or business checking account to qualify for cash rewards.

Check out Chase Bank and Huntington Bank for more nationwide deals.

Filed Under: Banking Bonuses

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