KeyBank Personal Checking Account $200 or $500 Cash Reward Bonus Promotion

KeyBank is offering a $200 cash reward when you open a new KeyBank Hassle-Free Account or any personal checking account with a direct deposit by June 12, 2015.

Updated May 23, 2015: There is a new $500 targeted bonus available that offers $300 for opening any KeyBank checking account and $200 for opening a Silver Money Market account by June 26, 2015.

KeyBank can open and service accounts in the following states: AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, or WA.

$200 KeyBank Checking Bonus Offer

You must open a qualifying KeyBank checking account online or in branch and enter Offer Code ONFT0515 by June 12, 2015.

In order to qualify for the $200 bonus, you must make at least $1,000 in cumulative direct deposits within 60 days of account opening.

Review this KeyBank $200 Personal Checking Promotion to open your checking account online or in branch.

How To Earn $200 KeyBank Checking Bonus

1. Open a qualifying personal checking account (excludes Student Checking Account) online or in branch between May 2, 2015, and June 12, 2015.

2. Make $1,000 or more in cumulative direct deposits within the first 60 days after account opening.


This offer is available for the KeyBank Hassle-Free Account and all other personal checking accounts except the Student Checking Account.

This offer is not available to individuals who have had a KeyBank checking account in the last 12 months.

Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.

Accounts overdrawn or closed at the time of bonus fulfillment are not eligible for this offer.

Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility.

There is a limit of 1 bonus per individual and 1 bonus per qualifying account.

$200 Bonus Redemption

Your gift will be deposited within 90 days of meeting the requirements.

The value of your gift will be reported on Form 1099-INT.

Qualifying Direct Deposits

Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits.

Early Account Closure Fee

If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.

$500 KeyBank Checking and Money Market Account Bonus Offer – Targeted

There is a targeted offer available for $300 when you open any qualifying checking account and $200 when you open a Key Silver Money Market account by June 26, 2015.

Even though this is a targeted offer, you may be able to mention the offer code and reservation number provided below when opening your account in person to qualify for the deal.

Just open a qualifying checking account and open a Silver Money Market account with $15,000 or more to earn this $500 bonus.

You must mention the Offer Code R and Reservation Number 9 when opening your account in person to qualify.

KeyBank Money Market and Checking Account $500 Bonus

A special thank you goes out to @FarEastExplorer for posting this targeted promotion on Twitter.

KeyBank Hassle-Free Account features

  • No Monthly Maintenance Service Charge.
  • No Minimum Balances.
  • Free monthly statements (paper or online).
  • No overdraft fees (because you cannot write checks).
  • No bounced checks — there are no paper checks on this account.
  • No monthly fee debit card.
  • The adult account owner may request that a minor (age 13-17) receive a debit card for access to this account.

Key Express Checking features

  • Required minimum opening deposit of $50.
  • No monthly maintenance service charge when you deposit at least $500 or initiate 8 account transactions ($7 fee otherwise).
  • No fee for using your KeyBank debit card on purchases.
  • Mobile Deposit with the KeyBank mobile app for iPhone and Android devices.
  • Free access with Online Banking, mobile apps, and text banking.
  • Earn points with the KeyBank Relationship Rewards program.

You can also participate in the KeyBank Referral Bonus Program for more promotional cash rewards.

Take advantage of this KeyBank checking account bonus to earn a $200 cash reward.


  1. Arun says

    Get $200 bonus by opening Key express checking ccount before 10/18/13 using the following code.

    Go to to open your account online, and enter the Reservation Code: 000037842 and Offer Code: EVRC0613

  2. jeff says

    Qualifying Direct Deposits

    Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits.

    Any chance i can get other qualifying direct deposits?? supposedly there has been some success: Key Bank:

    The following count as a direct deposit:

    ACH (1)
    Schwab Brokerage (1)

    But perhaps those methods are dated

  3. Donald says

    Once you have a Key Bank checking account you can join their relationship rewards program and earn points toward cash back just by opening short-term CDs for example. You can do this up to 3 times in a year. So if you open a CD with $2500 (their minimum) for 7 days you earn points equivalent to $20. When the 7 days are up, you open another CD and then a third. $60 (plus the tiny amount of interest earned) in 3 weeks equals an annual return of 40%. (You can see why they limit this to 3 per year.) They also give points for such things as using online bill pay or making ATM deposits. Naturally they charge fees for all sorts of things, too, but there are ways to avoid fees, and if you’re careful, you can avoid fees and maximize reward points. I have earned over $150 in rewards points since opening an account in September.

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