Upgrade Rewards Checking Account: Earn $150-$400 Bonus + $150 Referral Credits

The Upgrade Rewards Checking Account will give you a $150 welcome bonus when you open a new Rewards Checking account through a current member’s referral link and direct deposit at least $1,000 in 45 days, plus current Rewards Checking account members can earn up to $1,500 in bonus credits per year for referring your friends to open a new Upgrade Rewards Checking Account.

Brought to you by the same company that released the Upgrade Card, which is a credit card that offers a line of credit, the Upgrade Rewards Checking Account is FDIC insured for up to $250,000 through Cross River Bank, members FDIC.

With the Upgrade Rewards Checking Account, you’ll earn 2% cash back on common everyday expenses when you use your debit card, plus 1% cash back on everything else, and there are no ATM fees, no account fees, and no transfer fees.

If you just want to open an Upgrade Rewards Checking Account, and not an Upgrade Card account, then you can earn a $150 bonus for opening a Rewards Checking account through this referral promotion.

However, if you would also like to open an Upgrade Card account (a credit card), then you can get a $200 Upgrade Card and Rewards Checking Bonus for opening both accounts on their website, or you can get a $400 Upgrade Card and Rewards Checking Bonus through CreditKarma.com.

With both the $200 and $400 offers, you will need to open both an Upgrade Card and Upgrade Rewards Checking Account, while the $150 offer is available if you just want to open a Rewards Checking account by itself.

Earn $150 Bonus with Upgrade Rewards Checking Account

To get the $150 bonus for just opening an Upgrade Rewards Checking Account, you must start by registering through a referral link from a current Rewards Checking account member by September 30, 2023.

You can either use this Upgrade Rewards Checking $150 Referral Link #1 or this Upgrade Rewards Checking $150 Referral Link #2 to register for the $150 bonus (both links provided by readers).

In order to be eligible for the $150 welcome bonus, you must not currently have or have previously had a Rewards Checking account through Upgrade.

Once you sign up for a Rewards Checking account and direct deposit at least $1,000 in 45 days, you will receive a $150 cash bonus.

You must open your new Upgrade Rewards Checking Account by September 30, 2023, and then you’ll have 45 days from account opening to direct deposit at least $1,000 in order to qualify for the $150 bonus.

If you meet the qualifications, the $150 bonus will be credited directly to your Upgrade Rewards Checking Account.

You may see the status of your $150 welcome bonus in your Refer-A-Friend Dashboard at any time, including whether you have any debit card purchases left to complete or whether the welcome bonus has been credited to your Rewards Checking account.

You must have a Rewards Checking account that is open and in good standing in order to receive a $150 welcome bonus.

$150 Upgrade Rewards Checking Refer-A-Friend Bonuses

Once you open an Upgrade Rewards Checking Account, you can participate in the Upgrade Rewards Checking Refer-A-Friend Program to share $150 bonuses with your friends and family.

When you refer a new member who opens an Upgrade Rewards Checking Account and direct deposits at least $1,000 within 45 days of account opening, you will both receive a $150 bonus credit to your Rewards Checking accounts.

The current Upgrade Rewards Checking Refer-A-Friend Program runs through September 30, 2023, so the new member must join by that date in order to be eligible, and then the new member has 45 days from account opening to direct deposit at least $1,000.

You can earn a total of 10 referral bonuses or $1,500 in bonus credits per calendar year for sharing the Upgrade Rewards Checking Account with new members.

To refer your friends, visit the Refer-A-Friend Dashboard within your account to access your unique referral link.

Please feel free to share your experiences with the Upgrade Rewards Checking Account along with your referral links in the below comments, so that everybody can exchange the $150 bonuses.