Affinity Federal Credit Union offers a “Give $100, Get $100” referral promotion that rewards new members with a $100 cash bonus when you open an Affinity Cash Back Debit Account with a direct deposit of $100 or more, plus current Affinity members can earn up to $1,000 in bonus cash per year for referring your friends and family, and Affinity provides open membership across the U.S.A., so almost everyone can qualify for Affinity membership by joining a participating association.
Affinity FCU Membership Eligibility
The easiest way for most people to qualify for Affinity membership is by selecting the “New Jersey Coalition for Financial Education (NJCFE)” in the eligibility section of your Affinity membership application, which requires an additional $5 deposit into your Affinity Savings Account that Affinity will then transfer to the NJCFE.
However, there are other options for Affinity Membership Eligibility with over 2,000 businesses, associations, and clubs that are part of the Affinity family.
In addition, all Affinity members are required to maintain a $5 “share” in the credit union, which is contained in a Membership Eligibility Account that must remain open and funded with $5 for as long as you are an Affinity member.
Affinity $100 Cash Back Debit Account Bonus
1. Join Affinity FCU via a current member’s referral link in order to qualify for the $100 bonus (see below for active referral links).
2. Open an Affinity Cash Back Debit Account with your new membership.
3. Make a qualifying direct deposit of $100 or more within 60 days of account opening, which requires an ACH deposit of your paycheck, Social Security, pension, or other recurring income in the amount of $100 or more.
4. The $100 bonus will be deposited into your new checking account by the last business day of the month following completion of all qualifying criteria.
Affinity $100 Referral Links to Use
- Affinity $100 Referral Link #1 – Provided by Jeffrey.
- Affinity $100 Referral Link #2 – Provided by Michelle.
- Your Referral Link Could Be Here – Share Your Experiences and Referral Links in the Below Comments.
$100 Bonus Terms
- Offer valid only for new members who join Affinity.
- Requires single direct deposit of $100 or more, as multiple direct deposits totaling $100 do not qualify.
- External and internal transfers, mobile deposits, cash, or check deposits and person-to-person payments such as Zelle do not qualify as a direct deposit.
- Bonus may be reported as taxable income and will be reported on an IRS 1099 Form, if applicable.
- Employees of Affinity Federal Credit Union or any of its or their subsidiaries, affiliates or promotional agencies are not able to participate.
Affinity “Give $100, Get $100” Referral Program
Once you are an Affinity FCU member, you can participate in the Affinity Refer-A-Friend Program to earn up to $1,000 per year for sharing Affinity membership with your friends and family.
In order to participate, you must be a member of Affinity Federal Credit Union in good standing and 18 years of age or older with an active Affinity checking or savings account.
By entering your email address on the referral share page (be sure to use the email address that is associated with your Affinity account), you will get access to your own unique Affinity referral link that you can share with your friends and family.
When your referrals use your link to open an Affinity Cash Back Debit Account and make a qualifying direct deposit of $100 or more within 60 days of account opening, you will both receive a $100 cash bonus.
For referring new Affinity members, you may earn a maximum of $1,000 in referral bonuses per calendar year, but there is no limit to the number of referrals that a member can make.
The $100 bonuses will be deposited into both the referrer and referee’s checking accounts by the last business day of the month following completion of all qualifying criteria, and any referral bonuses that you earn may be reported as taxable income on an IRS 1099 Form, if applicable.
Affinity Cash Back Debit Account
The Affinity Cash Back Debit Account offers 1% cash back on up to $1,000 in debit card purchases each month (point of sale purchases can be either a PIN or signature debit card purchase, including online transactions), with up to a maximum of $120 cash back per year.
In addition, the Affinity Cash Back Debit Account has no minimum opening deposit, no minimum balance requirements, and no monthly account fees with free eStatements.
To qualify for no monthly fees and avoid the $2 monthly paper statement fee, you must enroll in paperless statements (eStatements) by registering and logging in to your Online Banking or Mobile Banking account upon opening your Affinity Cash Back Debit Account.
For new members, the paper statement fee is waived for the first 45 days of membership, and the fee is also waived for tenant accounts, members aged 70 or older, and children age 12 and under.
To withdraw funds, you can make an unlimited number of withdrawals from ATMs in Affinity’s surcharge-free CO-OP Network without any surcharge from the owner of the ATM.
Some Tips for New Affinity Members
A special thank you goes out to our reader Jeffrey for alerting us to this Affinity Federal Credit Union referral promotion, and you may feel free to use his Affinity $100 Referral Link to qualify for the $100 bonus. He also provided a few tips below to help new Affinity members.
- For the 1% cash back on debit card purchases with the Affinity Cash Back Debit Account, some app loads like Cash App work to trigger the cash back earnings.
- Affinity offers a 3.5% APY SmartStart Savings account (up to $5,000 at that rate).
- New Affinity members can fund up to $1,000 on a credit card for initial account funding; however, adding on accounts later no longer allows credit card funding.
- There is no hard credit pull when you open an Affinity account, but they do pull from ChexSystems, although they are not inquiry sensitive.
With open membership available to anyone in the U.S.A., take advantage of this referral promotion to get a $100 bonus when you start your new membership with Affinity Federal Credit Union, plus earn up to $1,000 in referral bonuses per year for sharing Affinity with your friends, family, and colleagues.
You may also be interested in these other credit union promotions from Fairwinds, BECU, PSECU, USAlliance, and Service to earn a cash bonus when you start a new membership with a nationwide credit union.