SoFi Checking and Savings accounts offer up to a 3.30% APY on savings balances and a 0.50% APY on checking balances, plus there are no monthly maintenance fees, no minimum balance requirements, no overdraft fees, and no ATM fees at 55,000+ Allpoint ATMs worldwide.
To get a $25-$425 bonus for opening new SoFi Checking and Savings accounts, visit this SoFi Checking and Savings Bonus Referral Link, and you’ll get a $25 bonus when you deposit at least $50 within 21 days, plus you’ll get an additional $50-$400 bonus based on your total qualifying direct deposits.
Through the SoFi Checking and Savings Referral Program, new members can get a $25 bonus for opening SoFi Checking and Savings accounts and depositing $50 within 21 days, plus an extra $50-$400 bonus with total qualifying direct deposits, and current members can get a $75-$100 bonus for each new user that opens and funds a new SoFi Checking and Savings account with $50 within 14 days.
Check out the new SoFi Checking and Savings accounts to earn up to a 3.30% APY on savings balances and a 0.50% APY on checking balances, plus get access to a variety of other features, such as no-fee ATM withdrawals and 2-day early paychecks, all with no account fees.
SoFi Checking and Savings Account Features
- Earn up to a 3.30% APY on Savings Balances (including Vaults) and a 0.50% APY on Checking Balances.
- Up to 15% Cash Back at Local Establishments with SoFi Debit Card.
- 2-Day Early Paycheck with Direct Deposit (No Minimum Required).
- Up to $50 of No-Fee Overdraft Coverage with $1,000 Monthly Direct Deposit.
- No Account Maintenance Fees.
- No Minimum Balance Requirements.
- No ATM Fees at 55,000+ Allpoint ATMs Worldwide.
- Automatic Savings Features like Vaults and Roundups.
SoFi Checking and Savings $25-$425 Account Opening Bonus
To qualify for this offer, join via this SoFi Checking and Savings $25-$425 Referral Bonus Link to get started.
You’ll get a $25 bonus when you sign up for a SoFi Checking and Savings account and deposit at least $50 into your new checking account within 21 days.
Through this referral promotion, you can get an additional $50 bonus when you have $1,000-$4,999 in total direct deposits, or an additional $400 bonus when you have $5,000+ in total direct deposits, as long as the total qualifying direct deposits occur within 25 days of your first direct deposit being received.
Qualifying direct deposits must be made from the enrolled member’s employer, payroll, or benefits provider via ACH deposit.
Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion.
SoFi will credit you with an additional $50-$400 cash bonus deposited into your SoFi Checking and Savings account within 7 business days of the direct deposit qualification.
SoFi Checking and Savings Referral Bonuses
Through the new SoFi Checking and Savings Referral Program, you can share $25-$425 bonuses with your friends, and you’ll get $75-$100 bonuses for each of your referrals.
In order for your referrals to earn $25 and for you to earn $75, your referrals must open a SoFi Checking and Savings account and deposit $50 into the new checking account within 21 days of account opening.
In addition to the $25 bonus, your referrals can earn an extra $50-$400 bonus when they receive total qualifying direct deposits with 25 calendar days of your first direct deposit: $50 extra bonus for $1,000+ total direct deposits OR $400 extra bonus for $5,000+ total direct deposits.
If your referees only deposit $50, you (the referrer) will only earn a $75 bonus, but if your referees also receive an eligible direct deposit OR receive $5,000 or more in qualifying deposits into their SoFi Checking and Savings account, then you will earn a $100 bonus instead.
There is no limit to how many people you can refer to open a SoFi Checking and Savings account, and you can earn up to $10,000 in total referral bonuses per year from SoFi.
Take advantage of the new SoFi Checking and Savings accounts to earn up to $425 in bonus cash for a limited time, plus get additional cash for referring your friends and family to open SoFi Checking and Savings accounts.
To earn additional cash bonuses from SoFi, try this SoFi Loan Bonus and SoFi Investing Promotion as well as this SoFi Crypto Offer and SoFi App Deal, as SoFi provides a variety of sign-up rewards for new clients.
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Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.

Matthew Clifford Glader says
Hi! 👋 Join me to start earning more money with SoFi Checking and Savings. You’ll earn up to 4.50% APY and pay no account fees. Use my link to sign up and you’ll get a $25 bonus and up to $300 when you set up direct deposit. https://www.sofi.com/invite/money?gcp=af811a9f-0505-4b5f-b905-7518af80f804&isAliasGcp=false