Lili offers free online-only banking for freelancers, gig workers, online sellers, and other small business owners.
Plus, when you sign up via this Lili $10 Referral Link, you’ll get a $10 bonus after you complete 1 in-store or online transaction with your Lili Visa Debit Card for a minimum of $10.
About Lili Banking
If you are an independent worker or small business owner, Lili offers free access to banking, expense management, and tax-saving tools.
It’s completely free to open a Lili account, and there are no monthly service charges, no minimum balances, and no hidden fees.
You just need a Social Security Number and a U.S. Address, and you can bank with Lili (EIN applications will be added later).
However, in order to get a Lili account, at least some of your income should come from alternative sources like freelance or gig work, a shop on Etsy or eBay, or another small business venture.
If you don’t have small business income, try this N26 $5 Bonus instead for an online consumer bank account.
Lili Banking Features
- Banking Designed for Independent Workers and Small Business Owners.
- Anyone with a Social Security Number and a U.S. Address Can Apply.
- Easy Account Set-Up Takes Only 3 Minutes.
- 100% Free to Open Lili Account – No Monthly Fees and No Minimums.
- No Withdrawal Fees from ATMs Nationwide (fees from ATM owner or other banks may still apply).
- Data-Driven Insights to Help You Manage Your Money.
- Lili Visa Debit Card Offers Cash Back Rewards (coming soon).
- Easily Categorize Your Business and Personal Expenses.
- Automatically Set Aside Funds for Tax Season.
- FDIC-Insured for $250,000 through their Partner, Choice Bank, Member FDIC.
Lili $10 Sign-Up Bonus
1. Sign up via this Lili $10 Referral Link or enter Referral Code “104rFe” during registration.
2. Click the “Get Started” button and follow the instructions to open your account.
3. Wait for your Lili Visa Debit Card to arrive within 7-10 business days.
4. Complete 1 in-store or online transaction with your debit card for at least $10.
5. Receive a $10 bonus in your Lili account.
Please note that you must be a new Lili customers (who has never applied or created a Lili account before) and meet the eligibility requirements for a Lili account.
Lili Refer-A-Freelancer $10 Bonuses
Once you open your Lili account, you can participate in their referral program to earn up to $100 in bonus rewards.
To refer your friends, just visit the “Invite & Earn” section under the Menu in the Lili App (iOS or Android).
For each referral who completes 1 in-store or online transaction with their Lili Visa Debit Card for a $10 minimum, you will both receive a $10 bonus.
You can track the number of referral bonuses that you’ve earned through the Lili mobile app.
If you are a freelance worker or small business owner, check out Lili for online-only banking services that can help you manage your earnings.