Lili offers free online-only banking for freelancers, gig workers, online sellers, and other small business owners.
Plus, when you sign up via this Lili $100 Referral Link or enter Referral Code “504rFe” when you create your account, you’ll get a $100 bonus after you receive a qualifying direct deposit of at least $250 within the first 45 days.
Lili Referral Promotion Expiring Soon: The current Lili Refer-A-Friend Program will expire on 2/20/2022, so this is your last chance to get this sign-up bonus for now. They may revamp the program in the future.
About Lili Banking
If you are an independent worker or small business owner, Lili offers free access to banking, expense management, and tax-saving tools.
It’s completely free to open a Lili account, and there are no monthly service charges, no minimum balances, and no hidden fees.
You just need a Social Security Number and a U.S. Address, and you can bank with Lili (EIN applications will be added later).
However, in order to get a Lili account, at least some of your income should come from alternative sources like freelance or gig work, a shop on Etsy or eBay, or another small business venture.
Lili Banking Features
- Banking Designed for Independent Workers and Small Business Owners.
- Anyone with a Social Security Number and a U.S. Address Can Apply.
- Easy Account Set-Up Takes Only 3 Minutes.
- 100% Free to Open Lili Account – No Monthly Fees and No Minimums.
- No Withdrawal Fees from ATMs Nationwide (fees from ATM owner or other banks may still apply).
- Data-Driven Insights to Help You Manage Your Money.
- Lili Visa Debit Card Offers Cash Back Rewards (coming soon).
- Easily Categorize Your Business and Personal Expenses.
- Automatically Set Aside Funds for Tax Season.
- FDIC-Insured for $250,000 through their Partner, Choice Bank, Member FDIC.
Lili $100 Sign-Up Bonus
1. Sign up via this Lili $100 Referral Link or enter Referral Code “504rFe” during registration.
2. Click the “Get Started” button and follow the instructions to open your account.
3. Receive a single qualifying direct deposit of at least $250 within the first 45 days (from a payroll deposit or a payment from a gig economy payer).
4. Receive a $100 bonus in your Lili account within 5 business days after all qualifying transactions have posted.
Please note that you must be a new Lili customers (who has never applied or created a Lili account before) and meet the eligibility requirements for a Lili account.
Lili Refer-A-Freelancer $100 Bonuses
Once you open your Lili account, you can participate in their referral program to earn up to $1,000 in bonus rewards.
To refer your friends, just visit the “Invite & Earn” section under the Menu in the Lili App (iOS or Android).
For each referral who receives at least $250 in a single qualifying direct deposit within 45 days of account opening, you will both receive a $100 bonus.
You can track the number of referral bonuses that you’ve earned through the Lili mobile app, and a customer may earn no more than $1,000 in total referral bonuses.
If you are a freelance worker or small business owner, check out Lili for online-only banking services that can help you manage your earnings.
Find More Banking Bonuses
Check out more recent posts from our Banking Bonuses Category below.
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- Langley FCU $50 Checking Bonus
- Financial Partners CU $100 Membership Bonus
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- Chase Bank $100-$3,000 Promotional Offers
- Lively Health Savings Account $35 Bonus
Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.
JC says
Hey, if you join Lili, we will both earn $100!
Earn $100 for every friend who joins and receives a qualifying direct deposit of at least $250 within the first 45 days.
https://get.lili.co/referral?r=JeffreyChiu
Gadget - Bank Bonus Geek says
My Lili Financial “Freelancer” Checking Link: https://get.lili.co/referral?r=506gwv
Open a Lili account, receive a $250+ Direct Deposit within 45 days, and get $100. Nationwide, no Chex or Hard pull, and no Credit Card funding.
For anyone stacking with Swagbucks/Mypoints or Drop App bonuses, here is my referral code: 506gwv Thank you.
Rick says
Which part of the link that I share is my actual referral code?
Raymond says
You guys can use my code also. Regardless of whose code you use you will gain $100 just by spending $250 in debit transactions. Happy shopping!
Code: RaymondMercado
Meeeee says
How long did it take
Scott D says
$100 – No DD just spend $250 on virtual card
https://get.lili.co/referral?r=ScottDenton
Hey!
I think you’d love Lili – a new bank account designed for freelancers! If you use this code when you create your account, you’ll receive a $100 sign up bonus when you start using your card! https://get.lili.co/referral?r=ScottDenton
As soon as you sign up you can use a virtual card…cash app and PayPal counts towards the $250 you have to spend to release the $100. I will Venmo or cashapp the other $25 after the bonus hits. Message me on here if interested 😊
MM Team says
Hello Scott,
Thanks for the update that Lili increased their sign-up and referral bonus from $50 to $100.
I appreciate your comment.
MM
Newman says
Hey Scott,
What did you mean when you said that you will “Venmo or cashapp the other $25 after the bonus hits.”? Also, if I transfer or send $250 to CashApp, will that really count as the $250 I need to spend to release the $100 bonus?
Azim says
No vemo and cash app transfer counts towards your spending 250 dollars. You will have shop or buy a dollar money order from walmart and then tranfer to another account to get bonus.
Lee Shaw says
Hi Azim, I understand what you mean by purchasing a one dollar walmart money order. but what do you mean ….and then transfer to another account to get bonus?