The Nearside Business Checking Account is designed for businesses of all sizes to earn up to 6% cash back rewards on debit card purchases with no monthly fee.
On every purchase with your Nearside Debit Mastercard, you’ll get 1% cash back with no limits on how much you can earn.
You’ll also get up to 5% cash back from GoDaddy, Fiverr, Squarespace, Google Ads, Facebook Ads, Walmart, Amazon, Shopify, and more retailers.
The great thing is that the 1% cash back stacks onto Nearside’s merchant-specific offers, so you can earn up to 6% cash back on a single purchase.
In addition, you’ll get up to 5% back on select car rentals, 4% at participating restaurants and hotels, and 1% at select gas stations.
With a Nearside Business Checking Account, there are no monthly fees, no monthly minimum requirements, no overdraft fees, and no debit card replacement fees.
Plus, you can earn up to a $40 bonus with 20% cash back on your first deposit of up to $200, and the bonus funds are added to your account after your first deposit is posted.
In addition, the Nearside Referral Program offers both the referrer and referee a $50 bonus each when the referee spends $100 with your activated Nearside Debit Mastercard.
If you are a small business owner (they work with all kinds of businesses from Corporations to LLCs and Sole Proprietorships), check out Nearside for a free online business checking account with cash back debit card rewards and no monthly fee.
You can apply for free in a few minutes, and it won’t affect your credit score to open a Nearside account.
Nearside Business Checking $40 First Deposit Bonus
This special $40 bonus has been displaying at the top of the Nearside website as well as on the Nearside Application Page, so click around the website until you see it being displayed.
With this $40 Nearside bonus, you’ll get up to $40 on your first deposit within 1 week of signing up.
You’ll get 20% extra on your first deposit of up to $200 for a $40 maximum bonus, which will be added to your account after your first deposit is posted.
If you sign up through another Nearside account holder’s referral link, and you see the $40 sign-up bonus being displayed, you may be able to stack both offers together.
Nearside $50 Referral Bonus Rewards
Through the Nearside Referral Program, both the referrer and referee can earn a $50 bonus each.
When a new Nearside member joins via a referral link and spends $100 with your activated Nearside Debit Mastercard within 30 days, you will both earn a $50 bonus in statement credits.
There is no limit to how much you can earn for sharing Nearside with your friends and colleagues.
Please feel free to exchange your Nearside referral links in the below comments, so that both you and other readers can qualify for the $50 referral bonuses. Plus, you may be able to stack the $40 sign-up bonus with the $50 referral bonus when you sign up through a referral link (for $90 in total bonuses when you meet both qualifications).
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Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.
du says
Appreciate it if you use my referral link. Easy sign up and $40 bonus on $200 deposit. Thanks in advance everyone!
https://app.nearside.com/bba/signup?referralCode=aafkwc
Victoria says
My referral link: https://app.nearside.com/bba/signup?referralCode=l3Si4r
This offer is still available. You can get $50 with referral for spending $100+ within the first 30 days. It has to be a real purchase, Cash App or similar won’t work to satisfy the spend requirement for the bonus. I made a payment to my apartment rent account to qualify for this. You can track the status of your referrals by the emails they send you.
The virtual card works great, no need to wait for or activate the physical debit card unless you want to. You can also get up to $40, or 20% of your first deposit (deposit $200 to max this out). Both offers can surely be stacked. No monthly fees as far as I can tell. Be sure to use my link above if you haven’t signed up for this yet. Thanks so much in advance.
Gadget - Bank Bonus Geek says
Just a reminder, the new customer only has 30 days from account opening to do the $100 debit spend to earn the $50 referral bonus. Virtual debit card spend works, but once you activate the physical card, the virtual card is gone.
Michelle B. says
Cashback rate is now 2.2% at all merchants, supposedly for all of 2022.
Bobby O says
Here is referral link. easy $90 bonus for you. deposit $200, get $40. spend $100 get another $50.
https://app.nearside.com/bba/signup?referralCode=G4jiRf
Much Appreciated!!
Michelle B. says
Using a referral link gets you a $50 bonus for $100 of debit spend in the first month, plus a $40 bonus for your initial deposit of $200+.
My link: https://app.nearside.com/bba/signup?referralCode=TTZuOi (Thank you for using my link.)
Simple application & easy bonus requirements. I had instant approval. No Hard Pull, and I confirmed No Chex Pull today. Other than ID upload, no docs requested.
This bank does not require use of an app, unlike some of these neobank offers. When applying from a computer, uploading saved D/L pics failed. They made it easy to switch to a cell phone; just enter your cell number and then click on a text message link.
The $50 referral bonus for both parties is not mentioned during the Nearside signup, but it’s applied by using a referral link. A virtual debit card is available in online banking for those not wanting to wait for the physical card to arrive.
For the Up to $40 initial deposit bonus, terms state you have a week to fund the account. Be sure to transfer at least $200 to get the full $40 bonus (20% of $200).
I was able to link my Fairwinds CU personal account via PLAID, no issues. The Nearside full account number and routing number are available in online banking for those wanting to push funds instead.
For those referring others, you do have access to your referral link instantly in online banking. Once someone uses your link, you get a “Thanks for referring someone to Nearside!” email as soon as the new customer fills out the 1st page of the application. You get another email, “Your Nearside Business Checking Referral Was Successful!”, once they fund the account.
Gadget - Bank Bonus Geek says
Get a $50 bonus for $100 of debit spend in the first month, plus a $40 bonus for your initial deposit of $200+.
My link: https://app.nearside.com/bba/signup?referralCode=Ljss75
The big draw to this offer is no direct deposit requirement. Super-simple application. I was instantly approved. Some of my observations:
I did have an issue uploading saved JPG’s of my ID from my computer… ended up switching to a phone to get it done. It was an option on the application to upload via another device, so I’d guess this happens a lot.
Once I was approved, I was able to link my other bank/CU via PLAID. At that point, I could see the Up to $40 deposit bonus offer. Be sure to do a $200 initial deposit to get the full $40 bonus. You ONLY have SEVEN days to do so.
They use the same ACH RTN number as Lending Club Bank, FKA Radius Bank, and the full account number/ACH number is available right away in online banking to do ACH funding if you desire.
No Hard Pull. I’m unable to verify if it was a pull on Chex today, but unlikely. Thank you for using my link!
B Jansen says
$90 BONUS LINK!:
https://app.nearside.com/bba/signup?referralCode=nIU6CJ
> $50 for $100 spend in first month
PLUS
> $40 for first deposit of $200+.
Thank you!
Shawn says
Here is my referral link: https://app.nearside.com/bba/signup?referralCode=j6FgnX
1. No hard pull, no Chex hit, but also no credit card funding.
2. You may get instant approval without the need to upload any business documents applying as a sole proprietorship.
3. The $50 credit is issued the same day the $100+ debit card purchase is posted. The $40 bonus for first deposit of $200 is issued the next day. For the debit card purchase requirement, Cash App reload does not count.
4. The account comes with some additional Perks that you may find useful for your small biz.
Much appreciated if you use my link to sign up. Happy Holidays!
mightyswede says
Appreciate it if you use my referral link. Easy sign up and $40 bonus on $200 deposit. Thanks in advance everyone!
https://app.nearside.com/bba/signup?referralCode=TjsuNV