Step – Banking for Young Adults: Get $25 to Join and $25 to Refer Friends

Step is a free mobile banking solution for teens and young adults that comes with a free spending card and no account fees.

Plus, you can earn a $25 cash bonus when you join via this Step $25 Referral Link in just minutes and set up a $250+ direct deposit within 30 days.

To get your $25 bonus, you must set up and receive a $250+ direct deposit within 30 days of joining Step.

Once you receive the qualifying direct deposit, the $25 bonus will be immediately credited to your new Step account in the form of 2,500 points, which can instantly be redeemed for $25 in cash.

After you join Step, you can earn an additional $25 for each friend that you refer who also joins Step and sets up a $250+ direct deposit.

If you are trying to save money, Step gives you 4.00% on savings and up to 8% cash back with $500+ in monthly direct deposits.

Once you set up a direct deposit, you’ll also have the option to borrow up to $500, so that you can get cash whenever you need it.

For even more earnings, Steps allows you to play games and take surveys to make more than $200+ per month.

You can also use Step to send and receive money instantly between parents and friends, and to deposit checks directly from your phone.

If you are looking for a better banking experience without the fees, sign up for Step to get a mobile banking solution for teenagers and young adults.

Step Referral Program Update: As of July 8, 2025, Step has increased the referral bonus from $1 to $25 for both parties. Going forward, when you sign up for Step through a referral and set up a $250+ direct deposit, you will earn a $25 bonus, and you’ll earn an additional $25 bonus for each new user that you refer who creates a Step account and completes the requirements.

About Step Banking for Young Adults

• Step offers a fee-free mobile banking solution for teens and young adults.
• Request, receive, and send money instantly between your parents and friends.
• Shop online and in apps with your Step spending card.
• Deposit checks into Step directly from your mobile phone.
• Utilize Step’s budgeting and savings tools to manage your finances.
• Get paid faster with a direct deposit and borrow up to $500 when you need it.
• Earn 4.00% on savings and up to 8% cash back with $500+ in monthly direct deposits.
• Play games and take surveys to earn more than $200+ per month.
• Every Step account is FDIC insured for deposits up to $250,000 through Evolve Bank & Trust.
• Anyone who is at least 13 years old can open a Step account, but if you are under 18, you will need a parent or legal guardian to finalize your account (those under 13 cannot apply).

Get $25 to Join Step

1. Visit this Step $25 Promotion Link and submit your phone number.

2. Receive a download link via text and download the Step app.

3. Join Step by creating a free account in the app.

4. Set up a $250+ direct deposit within 30 days of joining Step.

5. Your account will be immediately credited with the 2,500 bonus points, which can be redeemed for $25 cash.

6. Invite your friends to Step to earn additional $25 bonuses.

Earn $25 to Invite Friends to Step

After you join Step, you can earn an extra $25 for each other person that you refer who also joins Step and receives a $250+ direct deposit.

You will gain access to your referral link and code after you download the Step app and create a free account.

When you invite friends to join Step, you will earn $25, and there is no limit to how much you can earn.

You can view your invite rewards balance by logging in to the Step mobile app at any time.

Sign up for Step to get a better banking experience with access to financial tools that will help you learn how to manage your money.