Step is a mobile banking solution for teens and young adults that comes with a free spending card and no account fees.
You can also use Step to send and receive money instantly between parents and friends, and to deposit checks directly from your phone.
Plus, you can earn $5 when you Create a Free Step Account in just minutes.
To get your $5, just submit your phone number, receive a link via text, download the Step app, sign up for a free account, and you’ll earn $5 just for joining.
After you join Step, you can earn an additional $5 for each friend that you refer who also joins Step.
If you are looking for a better banking experience without the fees, sign up for Step to get a mobile banking solution for teenagers and young adults.
Step “Give $5, Get $5” Referrals: For a limited time, you can get $5 when you join Step, plus earn $5 for every referral.
About Step Banking for Young Adults
- Step offers a fee-free mobile banking solution for teens and young adults.
- Request, receive, and send money instantly between your parents and friends.
- Shop online and in apps with your Step spending card.
- Deposit checks into Step directly from your mobile phone.
- Utilize Step’s budgeting and savings tools to manage your finances.
- Every Step account is FDIC insured for deposits up to $250,000 through Evolve Bank & Trust.
- Anyone who is at least 13 years old can open a Step account, but if you are under 18, you will need a parent or legal guardian to finalize your account (those under 13 cannot apply).
Get $5 to Join Step
1. Visit this Step $5 Promotion and submit your phone number.
2. Receive a download link via text and download the Step app.
3. Join Step by creating a free account in the app.
4. Your account will be immediately credited with the $5 bonus.
5. Invite your friends to Step to earn additional $5 bonuses.
Earn $5 to Invite Friends to Step
After you join Step, you can earn an extra $5 for each other person that you refer who also joins Step.
You will gain access to your referral link and code after you download the Step app and create a free account.
When you invite friends to join Step, you will both earn $5, and there is no limit to how much you can earn.
You can view your invite rewards balance by logging in to the Step mobile app at any time.
If you join the Step Squad, you can get $10 for each referral instead of $5, as well as access to new features.
To join the Step Squad, you must complete 3 successful referrals, send 1 peer-to-peer payment, make 1 transaction with your Step Card, and follow Step to get the latest updates.
How to Spend Your Step Rewards
Once you join, Step will notify you that your Step spending card and bank account are ready to activate and use.
Once you activate and finalize your Step account, your rewards money will be deposited into your Step deposit account.
You can then use your Step spending card to spend your account balance, including your rewards money.
In addition, you can transfer your rewards money and other balances from Step to a connected bank account.
Sign up for Step to get a better banking experience with access to financial tools that will help you learn how to manage your money.
Baby Randle says
What is 1 peer to peer payment?
MM Team says
Within the Step App, you can send money directly to friends and family who also have a Step account, otherwise known as a peer to peer payment.
To send money to someone, visit your account balance page, which shows your balance and activity, and then click the Send button.
You then choose how much you want to send, enter the other user’s full name, phone number or username, and click Send to transfer the money to them.
In order to join the Step Squad, you would have to complete 1 of these peer to peer payments as well as the other requirements.
Brittany says
What do we do if we didn’t receive the refferal bonus for step?
Crystal says
There’s a contact them option on the bottom of step.com. I didn’t receive it either
Linda Belinda says
Hmm.. what is considered young adult? And what happens to the account once you reach a certain age? Lol
MM Team says
Hello Linda, anyone who is at least 13 years old can join Step. If you are under 18, you’ll need a parent or legal guardian to finalize your account. However, if you are over 18, you can join too. There is no maximum age, and nothing happens to your account once you reach a certain age, so adults can join too. Thanks for your comment.