Ballston Spa National Bank: $250 Personal Checking, $240 Commercial Checking and Referral Rewards (New York)

Ballston Spa National Bank has a variety of promotions available right now for new personal, business, and commercial checking account customers.

Ballston Spa National Bank is located throughout New York’s Saratoga County with branches in Ballston Spa, Burnt Hills, Clifton Park, Galway, Greenfield Center, Guilderland, Latham, Malta, Milton Crest, Stillwater, Voorheesville and Wilton, and they serve individuals, families, and businesses from all over New York’s Saratoga County and surrounding communities.

BSNB $250 Personal Checking Cash Incentive Reward

Visit the BSNB $250 Personal Checking Bonus to earn $250 when you open a new BSNB personal checking account and meet specific requirements.

To qualify for the $250 reward, you must open a new Free Direct Checking, GO Checking or Premier Checking account and receive at least 1 direct deposit in the amount of $500 or more monthly.

• The initial direct deposit must occur within 60 days of account opening.
• Your account must be open and in good standing to receive the cash reward.
• Cash reward paid within 90 days of account opening.
• All cash awards may be subject to 1099 tax reporting.
• This offer may not be combined with any other offer and does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
• These limited time offers may be withdrawn or changed at any time.

BSNB 1.50% APY High Interest Reward

Visit the BSNB 1.50% APY High Interest Reward to earn 1.50% APY for balances up to $10,000 when you open a new High Yield Checking account and meet specific requirements.

If your average daily collected balance is $10,000 or less, the interest paid on the entire balance will be 1.49% with an APY of 1.50%.

The interest paid on the portion of your average daily collected balance greater than $10,000 will be .10% with an APY ranging from .10% to 1.50% depending on the balance in the account.

You must meet the following criteria to earn the APY stated above:

1. Open a High Yield Checking account with a minimum opening balance of $50.

2. Have 10 monthly point-of-sale (POS) debit card transactions (not including ATM transactions) posted and cleared.

3. Have at least 1 direct deposit in the amount of $500 or more monthly.

4. Enroll in eStatements.

If all requirements are not met, account will earn 0.00% APY on the entire balance.

Funds used to open the account cannot currently be on deposit with BSNB.

BSNB $240 Commercial Checking Bonus

Visit the BSNB $240 Commercial Checking Bonus to earn $100 when you open a new commercial checking account, plus earn additional rewards for each service you select:

• Open a New Commercial Checking Account and receive $50.
• Enroll in Merchant Services and receive $50.
• Enroll in eStatements and receive $15.
• Deposit a check using Mobile Banking and receive $15.
• Make 5 purchases using a BSNB business debit card and receive $15.
• Enroll in Online Banking and receive $15.
• Enroll in Mobile Banking and receive $15.
• Enroll in Bill Pay and receive $15.

To qualify for the $100 checking reward, you must open a new Business Checking or Free Small Business Checking Account and maintain a minimum average balance of $5,000 within 60 days of the account opening.

To qualify for any of the additional rewards, you must be enrolled or participate in the required service(s) within 60 days of account opening.

• Cash awards will be deposited into your new checking account within 90 days of account opening.
• All cash awards may be subject to 1099 tax reporting.
• This offer may not be combined with any other offer and does not apply to second or multiple checking accounts within the same business or for customers who have closed a business checking account within the last 180 days.
• Merchant Services are provided by Elavon, a third-party provider, and will be awarded when a new merchant services relationship is activated.
• Mobile Check Deposit may not be available to some users.
• Remote Deposit Capture is subject to credit approval. A monthly service fee of $50 will be waived for the first 6 months of usage. The installation fee of $275 will be waived. Remote Deposit Capture transaction fees are not included in waiver. Service requires Internet access.
• Cash Management services are subject to credit approval. A monthly service fee of $35 will be waived for the first 6 months of usage. Cash management transaction fees are not included in waiver. Service requires Internet access.
• Investments are not FDIC insured.

BSNB $50/$25 Personal Checking Referral Bonuses

The Ballston Spa National Bank Personal Checking Account Referral Program offers new members a $25 bonus and current members a $50 bonus.

If you are a current Ballston Spa National Bank checking account customer, you can earn a $50 referral bonus for every new checking account customer you refer.

If you refer 5 new customers, you’ll earn $250 in bonuses, or if you refer 10 new customers, you’ll receive $500 in bonus cash.

Plus, each new customer you refer to BSNB will receive a $25 bonus when they open their new checking account, so both parties win with the Ballston Spa National Bank referral bonus program.

Simply print and fill out the BSNB Personal Checking Refer-A-Friend Form and give it to your friend or family member to use when opening a new personal checking account, and Ballston Spa National Bank will deposit $50 into your checking account, plus your friend will earn $25 for opening their account.

Referring Member

You must have a BSNB personal checking account. The $50 award will be deposited into your checking account within 30 days each time a friend or family member opens a qualifying checking account.

Referred Member

Earn a $25 bonus for opening a new personal checking account including Free Direct Checking, Senior Checking, Basic Checking, Interest Checking, or Premier Checking. This offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days. Referral award will be deposited into your new checking account within 30 days of opening the account. Your checking account must remain open for a minimum of 6 months or the referral award will be deducted from the account at closing.

BSNB $100/$50 Business Checking Referral Bonuses

The Ballston Spa National Bank Business Checking Account Referral Program offers new members a $50 bonus and current members a $100 bonus.

Just refer a new business checking customer to Ballston Spa National Bank, and you will both receive a $100 bonus when the new customer makes qualifying transactions.

You can access the BSNB Business Checking Referral Forms online to provide to your business contacts.

Referring Member

You must have a BSNB business checking account to participate and refer new business customers. The $100 award will be deposited into your checking account within 60 days for each time a referred business opens a qualifying checking account.

Referred Member

Referred businesses can open a Free Small Business Checking, Business Checking, or Business Interest Checking account. The new business customer must perform 5 debit card transactions and maintain an average balance of $250 within 45 days of account opening. This offer does not apply to second or multiple checking accounts owned by the same entity or for customers who have closed a checking account within the last 180 days. The referral award will be deposited into your new checking account within 60 days of opening the account. Your checking account must be in good standing and remain open for a minimum of 6 months, or the referral award will be deducted from the account at closing. This offer may not be combined with any other offer.

If you live in New York’s Saratoga County and have a BSNB checking account or plan to open a checking account, and you would like to participate in the referral bonus program, please feel free to contact other potential Ballston Spa National Bank customers by leaving your information in the comments section below this article.