Capital One 360 Checking $300 Cash Bonus Promotion with Direct Deposit (or Alternative $250 Bonus with Debit Card Purchases Option) and New $500 Business Checking Deal

Capital One will give you a $300 cash bonus when you open a 360 Checking account using promotional code OFFER300, and receive at least 2 direct deposits of $500 or more each within 75 days of account opening.

Alternatively, you can earn a $250 bonus when you open a 360 Checking account with promotional code DEBIT250 and complete 20 purchase transactions above $10 with your 360 Checking Debit Card either online or in-person within 75 days of account opening (no direct deposit required).

For small business checking customers, you can earn a $500 bonus when you open a new Basic or Enhanced Checking account online with promotional code SBOFFER500, deposit at least $5,000 within 30 days, maintain the $5,000 balance for at least 60 days during the first 90 days of account opening, and make 10 qualifying electronic transactions within 90 days of account opening.

With the Capital One 360 Checking account, you’ll enjoy no monthly fees or minimum deposit requirements, and anyone in the U.S.A. can open an account online in just a few minutes.

Capital One $300 360 Checking Bonus (Direct Deposit)

1. Check out this Capital One $300 360 Checking Direct Deposit Offer to open your account online.

2. To qualify, you must open a 360 Checking account, and when you open your account, be sure to enter in the promotional code OFFER300 in the Promo Code box.

3. Once your account is open, you must set up and receive at least 2 qualifying direct deposits of $500 or more each to your 360 Checking account within 75 days of account opening.

4. For the purposes of this promotion, a qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments, or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution.

5. Within 60 days after your second direct deposit has posted to your account, your $300 cash bonus will be deposited into your Capital One 360 Checking account.

6. This offer cannot be combined with any other 360 Checking account opening offers, only 1 promotional code is accepted per account, and the bonus is only valid for 1 new 360 Checking account.

7. If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus.

8. Alternatively, there is this $250 360 Checking Direct Deposit Version using promotional code CHECKING250 with the same direct deposit requirements, but for less bonus money (or you can choose the debit card purchases option as outlined below).

Capital One $250 360 Checking Bonus (No Direct Deposit)

1. Check out this Capital One $250 360 Checking Debit Card Purchases Offer to open your account online.

2. To qualify, you must open a 360 Checking account, and when you open your account, be sure to enter in the promotional code DEBIT250 in the Promo Code box.

3. Once your account is open, you must use your 360 Checking Debit Card for at least 20 qualifying transactions including either online or in-person purchases of $10 or more within 75 days of account opening.

4. Within 60 days of your qualifying purchase period (first 75 days), your $250 cash bonus will be deposited into your Capital One 360 Checking account.

5. This offer cannot be combined with any other 360 Checking account opening offers, only 1 promotional code is accepted per account, and the bonus is only valid for 1 new 360 Checking account.

6. If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus.

7. Alternatively, there is this another $250 360 Checking Debit Card Purchases Version with the same debit card purchase requirements, but using the promotional code STUDENT250 instead.

Capital One $500 Small Business Checking Bonus with $5,000 Deposit

1. Check out this Capital One $500 Small Business Checking Offer to open your account online.

2. To qualify, you must open a new Basic or Enhanced Checking account online, and when you open your account, be sure to enter in the promotional code SBOFFER500 in the Promo Code box.

3. Once your account is open, you must deposit at least $5,000 from non-Capital One accounts within 30 days of account opening.

4. Maintain the $5,000 minimum required end of day balance for at least 60 days during the first 90 days of account opening.

5. Make 10 qualifying electronic transactions within 90 days of account opening, including electronic wire, electronic check deposit, electronic ACH and instant transfer (from non-Capital One accounts).

6. Capital One will deposit the $500 bonus into your new business checking account within 60-90 days of meeting all the offer requirements.

7. Applicants who are users on Capital One Business checking accounts open on or after January 1, 2025, are ineligible for the bonus, and only 1 account per business will be eligible for the bonus offer.

8. Basic Checking account incurs a $15 monthly service fee, which can be waived with a minimum balance of $2,000. Enhanced Checking account incurs a $35 monthly service fee, which can be waived with a minimum balance of $25,000.

Take advantage of these Capital One checking account promotions for consumers, students and small business owners to earn extra cash bonuses.

For savings account bonuses, try these Discover Bank Online Savings Account and Alliant Credit Union Savings Account promotions to earn a cash sign-up bonus when you open a new savings account.