Douugh – Smart Bank Account: $60 Sign-Up Bonus + $60 Referral Credits (EXPIRED)

Douugh has decided to close down its U.S banking operation and will officially close all accounts as of March 28, 2023. At this time, you should not open a new Douugh account anymore.

Douugh offers a smart bank account to help you automate your money management, grow your wealth, and improve your financial health.

Plus, when you join via this Douugh $60 Bonus Referral Link and/or enter “Referral Code 69e2e181” during registration, you’ll earn a $60 bonus when you make 5 debit card purchases of over $10 each within 30 days of account creation.

After the 5 purchases have settled, you’ll receive a $60 deposit bonus into your Douugh Spending Jar within 30 days of your last transaction.

Try Douugh for a smarting banking solution to help you manage your money and improve your finances.

Douugh Updates as of 5/24/2022: For a limited time, Douugh has increased their referral bonus from $20 to $60 for both parties (targeted via email to select users). In addition, Douugh is now offering up to $50 in bonus matching round-ups on your debit card purchases. On top of that, Douugh is offering targeted customers a $100 bonus when you set-up a direct deposit, and you may receive this offer within the first few months of becoming a Douugh customer.

How Douugh Works

After you create your Douugh account, you can securely link all of your other financial accounts in order to track multiple balances in one place, get insights into your spending, and easily add funds to your account.

In addition, you can set up different “Jars” in your Douugh account for managing your money, including Spending Jars, Bills Jars, Savings Jars, Stash Jars, and Investment Portfolio Jars.

With Douugh’s Autopilot feature, every payday you can automatically set aside money for your savings goals, bills, investments, and a rainy day fund in your different jars.

Through the Douugh App (iOS/Android), you can track your spending, keep your money organized, and maintain full control over your finances.

Douugh is completely secure with a Mastercard Debit Card issued by Choice Bank, deposits FDIC insured up to $250,000, and investments SPIC insured up to $500,000.

Applying for a Douugh account will not impact your credit score, and your Douugh account is free for the first 28 days, and then just $4.99 per month thereafter.

Douugh $60 New Account Bonus

1. Join via this Douugh $60 Bonus Link and/or enter “Referral Code 69e2e181” during registration.

2. Once approved, you must add money to your Douugh account, so that you can make purchases on your new debit card (virtual card is available immediately for making purchases).

3. Complete 5 debit card purchases of over $10 each from your Spending or Bills Jar within 30 days of account opening (purchases can be made either online or in-store, but it excludes payment app transactions such as Cash App, Venmo, PayPal, Zelle, etc.).

4. Receive $60 bonus deposit to your Douugh Spending Jar within 30 days of your last transaction.

Douugh $60 Referral Rewards

The $60 Douugh referral bonus is available to select users who are targeted via email, and while the program is still ongoing, you need to have received an email about it in order to be eligible to participate and share $60 referrals with your friends, or you will otherwise only have access to share $20 referrals. I personally received an email notification about the $60 offer, so if you sign up using the referral link/code in this article, you will qualify for the $60 bonus.

Once you join Douugh, you can refer your friends to start banking with Douugh, and you’ll both receive a $60 referral bonus.

Through the Douugh Referral Program, you can share unlimited referrals with your friends and family.

To access your Douugh referral link, visit the “Profile” section of the app, where you can share your unique code however you like.

When your friends join Douugh using your unique referral link/code and complete 5 card purchases of over $10 each within 30 days, you’ll both earn a $60 bonus deposit.

The $60 bonuses will be deposited into your Douugh Spending Jar within 30 days of your referral’s last transaction.

There is no limit to how many friends you can refer or the amount of referral bonuses that you can earn.

Please note that I was able to access my referral link on my Android phone, but I was unable to access the referral form on my iPad, so referral links may only be accessible on select devices and/or platforms.

Douugh Debit Card $50 Matching Round-Ups

With this new promotion, when you turn on round-ups for your debit card purchases, Douugh will match your round-ups for up to $50.

On the homepage of your Douugh app, you should see this $50 matching debit card round-ups promotion being displayed.

To participate, you must turn on round-ups for your Douugh debit card purchases, which means that they will round-up your card transactions to the nearest dollar and put those extra cents into a Stash Jar.

Once you turn on round-ups for your Douugh debit card, Douugh will match your subsequent round-ups for up to $50 in free money for you.

Your bonus matching round-ups for up to $50 will be deposited into your Stash Jar when you use your debit card.

Douugh $100 Direct Deposit Bonus

Within the first few months of becoming a Douugh customer, you may receive a promotional email that offers you a $100 bonus for setting up a direct deposit to your Douugh account.

Once you receive the email notification (or app notification) from Douugh, you can set-up a direct deposit to qualify for this $100 bonus.

In order to qualify, the direct deposit must be made by your employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit.

Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits.

If you want the chance to earn this $100 bonus, make sure that you don’t set-up a direct deposit to your Douugh account before receiving the notification.

After you receive the notification from Douugh, then you can set up your direct deposit, and after your first direct deposit reaches your account, Douugh will deposit the $100 bonus into your Stash Jar.

Check out Douugh for a smart bank account that can help you automatically manage your money, grow your wealth, and improve your finances.