GO2Bank: $100 New Account Bonus + $100 Referral Rewards + $5 Check Cashing Credit (Nationwide)

GO2Bank is a mobile bank account that offers a $100 new account bonus, $100 referral rewards, a $5 free credit to cash a check, up to 7% instant cash back on popular gift cards (3% on Amazon), and a 4.50% APY on savings up to $5,000.

To earn a $100 bonus, you must join via a current member’s referral link and receive a direct deposit of $200 or more within 45 days of account opening (please feel free to share referral links in the below comments section).

It’s extremely easy to open an account online in minutes with no approval confirmation process, and GO2Bank is available nationwide to anybody in the U.S.A.

Once you receive a direct deposit of $200 or more within 45 days, you’ll get a $100 bonus deposited into your GO2Bank account within 48 hours of qualification.

Plus, through the GO2Bank Refer-A-Friend Program, you can earn $100 referral rewards for sharing GO2Bank with your friends for up to $1,500 per year.

In addition, when you cash your first check in the GO2Bank App (iOS/Android), you’ll receive an extra $5 bonus credit to your account (on top of the $100 new account bonus).

GO2Bank has no minimum balance requirement to open an account online, and there are no monthly fees with an eligible direct deposit, otherwise $5 per month.

If you plan on setting up a direct deposit to your new GO2Bank account, you can avoid the monthly fees, and earn an extra $100 bonus when you join GO2Bank.

GO2Bank $100 New Account Bonus

1. Sign up through a GO2Bank $100 Referral Link (provided by reader Jeffrey) to be eligible for the $100 reward (please feel free to share referral links in the below comments section).

2. Within 45 days of account opening, receive a direct deposit of $200 or more to your new GO2Bank account.

3. The $100 bonus will be credited to your GO2Bank account within 48 hours after qualifying funds are first deposited to your account.

GO2Bank $100 Promotional Terms

• The qualifying direct deposit must be made by an employer, payroll provider, government benefits, or unemployment benefits payor by Automated Clearing House (ACH) deposit.
• Bank ACH transfers, debit card transfers, verification or trial deposits from financial institutions, tax refund deposits, mobile check cashing, and cash deposits are not qualifying deposit activities.
• Offer is available for new account holders who have not previously opened an account with GO2Bank.
• New GO2Bank account must be opened between April 1, 2023, and June 1, 2023.

GO2Bank $100 Refer-A-Friend Rewards

WARNING ABOUT GO2Bank REFERRAL PROGRAM: Unfortunately, GO2Bank DOES NOT seem to be honoring their referral bonuses for new customers who meet the qualifications, so we cannot confirm that you will definitely receive your bonus payout if you meet the qualifications. Please proceed at your own risk. We’ve contacted GO2Bank about these occurrences, and their customer service has not been helpful in regards to honoring their referral program.

Once you join GO2Bank, both you and your friends can get $100 when your referrals open a new GO2Bank account and receive a qualifying direct deposit.

As soon as you open your GO2Bank account, you will have immediately access to your unique referral link to share with your friends and family.

When your referrals join GO2Bank via your referral link and receive a direct deposit of $200 or more within 45 days of account opening, you will both receive a $100 bonus.

The $100 referral bonuses will be deposited into both of your GO2Bank accounts within 48 hours of the qualifying direct deposit.

Through the GO2Bank referral program, you can earn up to $1,500 in rewards per calendar year (January 1st – December 31st).

If you earn credits of $600 or more, it will be reported on tax form 1099-MISC for the referring GO2bank accountholder.

The GO2Bank Refer-A-Friend Program is currently available through August 1, 2023, although some members may only have access to the $50 offer and not the $100 offer, as the $100 offer seems to be targeted to people who have never referred anybody before.

GO2Bank $5 Credit to Cash a Check

This GO2Bank check cashing promotion offers a $5 credit to cash a check in the app, and it is available to both new and current customers.

On top of the $100 bonus for new customers, you’ll get a $5 credit when you use Promo Code “GO2get5” in the GO2Bank App and cash a check.

Just make sure that you open your new account through the above GO2Bank referral links in order to qualify for the $100 bonus, before participating in this offer.

How To Get $5 Credit to Cash Check

1. Download the GO2Bank App for iOS or Android.

2. Tap “Move Money” in the GO2Bank App.

3. Tap “Cash a Check” in the app.

4. Follow the instructions to take pictures of your check and enter your check amount.

5. Choose when you would like the money in your account (immediately or up to 10 days).

6. Enter Promo Code “GO2get5” to receive your 1-time $5 bonus and tap “Apply.”

Once you cash your check, the $5 bonus credit will be deposited directly into your GO2Bank account.

All checks are subject to review for approval and fees may apply, and you may review this GO2Bank $5 Check Cashing Promotion for the full details.

GO2Bank $80 Sign-Up Bonus via Upromise

Through the Upromise rewards platform, you can now earn an $80 bonus when you open a GO2Bank account and receive a payroll direct deposit of $200 or more within 45 days of account opening.

This offer is available to new GO2Bank customers, and the $80 bonus will be credited to your Upromise account at 32 days, which will then be transferred directly to your linked bank account.

To access this offer, open a Free Upromise Account, which is a cash back network similar to Rakuten, and then Search for “GO2Bank” to find this offer.

GO2Bank Account Features

• No Monthly Fees with Eligible Direct Deposit, Otherwise $5 Per Month.
• No Minimum Deposit Required to Open an Account Online.
• 4.50% APY High-Yield Savings Account on up to $5,000.
• Earn up to 7% Instant Cash Back on Popular eGift Cards from Nearly 100 Retailers.
• Earn 3% Instant Cash Back when you buy Amazon eGift Cards in the GO2Bank App.
• Pay All Your Bills from the GO2Bank App – Even Send a Check to Make Payments.
• Overdraft Protection up to $200 with Opt-In and Eligible Direct Deposit.
• Get Your Paycheck up to 2 Days Early or Government Benefits up to 4 Days Early.
• Deposit Cash at Local Retailers Nationwide with Your Card or the App.
• Transfer Money from a Linked Debit Card or Bank Account to GO2Bank.
• Cash Checks from Anywhere with the GO2Bank App – Get Your Money in Minutes or in 10 Days.
• Free Nationwide ATM Network.
• Lock and Unlock your GO2Bank Visa Debit Card if Misplaced.
• GO2Bank Secured Credit Card – Rebuild Your Credit with Reporting to 3 Credit Bureaus.

I was personally able to open my GO2Bank account on their website in about 1 minute, as they only require some basic personal information, phone number verification, and a social security number to establish your account.

There is no minimum deposit required to open your account, no identification card submittal, and no waiting period for approval, so I was immediately able to fully access my account and all of its features.

Join GO2Bank via a referral link to earn an extra $100 new account bonus, plus earn up to $1,500 per year for referring your friends and family to join GO2Bank.