Juno (formerly OnJuno) provides a checking account that allows you to set up a direct deposit and receive part of your cash paycheck in crypto that is deposited to any wallet of your choice, either internal or external, so that you can receive BTC, ETH, USDC, or a basket of currencies.
For instance, you can opt to receive your paycheck as 50% cash (USD), 25% Bitcoin (BTC), and 25% Ethereum (ETH), and every paycheck that you receive will be divided and automatically credited to your wallet in that format.
You can select your crypto receiving address as the Juno Crypto Wallet or any external wallet of your choice, and you can change your paycheck preferences whenever you like.
In addition, you will earn a 5% APY on the first $50,000 balance in your checking account and 4% up to $250,000, and you can withdraw at any time with no monthly fees and no minimum balance.
Plus, you can get 5% cash back on your favorite brands with your Juno debit card.
On top of that, you can buy and sell crypto instantly from your checking account with no fees, and you can make fast and cheap international transfers in both cash and crypto.
All USD cash balances in your Juno Checking Account are covered by FDIC insurance up to $250,000 via their partner bank Evolve Bank & Trust.
Juno even provides simple, transparent, and automated tax reporting through Form 1099 for cash and crypto earnings.
Join Juno to get paid a portion of every payroll check that you receive in cryptocurrencies, so that you can seamlessly manage your cash and crypto in one place.
Juno $25 Sign-Up Bonus with $50 Crypto Deposit
When you sign up through this Juno $25 Referral Bonus Link, you will earn a $25 cash bonus when you create your Juno account and buy or deposit crypto worth $50 or more.
After you fund your Juno Crypto Wallet with $50 or more, you will receive a $25 cash bonus that will be deposited into your Juno Checking Account within 48-72 hours.
This offer is for new Juno Checking Account holders only when you sign up and fund your Juno Crypto Wallet with $50 or more, and you must join Juno via another user’s referral link in order to qualify for this offer.
This $25 referral bonus for funding your Juno Crypto Wallet with $50 or more cannot be stacked with any other current bonuses.
Juno Referrals – Give $25, Get $10 Rewards
Once you create an account, you can participate in the Juno Referral Program to give your friends a $25 sign-up bonus and earn 10,000 Juno Points that are worth a $10 gift card.
When you refer your friends to Juno, they will earn a $25 bonus when your referrals fund their Juno Crypto Wallet for the first time with $50 or more.
In addition, for each successful referral, you will also receive 10,000 in Juno Points, and your Juno Points can be redeemed for gift cards, merchandise, and other rewards.
For example, you can redeem 10,000 Juno Points for a $10 Amazon Gift Card, or you can get 10% off a $50 Amazon Gift Card for 45,000 Juno Points.
You can refer as many people as you like, but you can only earn Juno Points for up to 10 unique users, or a total of up to 100,000 Juno Points.
If you are a Juno member, please feel free to share your experiences along with your referral links in the below comments.
To receive a portion of your cash paycheck in crypto, open a Juno Checking Account and get an extra $25 bonus when you fund your Juno Crypto Wallet.
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Sergei says
About USDC: make sure you’re OK with the increased risk as crypto holdings are not FDIC insured while your cash is.
About satisfying DD: use wise.com, many report success in satisfying DD requirements.
Please consider using my referral: https://onjuno.onelink.me/TkoI/referral?code=SERGBZUN. Thanks.
Spunny says
Has anyone had success in a DD trigger via ACH
Sergei says
I don’t think ACH will work. I have seen people say that Wise with “Payroll” in the memo field works. Please consider using my referral: https://onjuno.onelink.me/TkoI/referral?code=SERGBZUN. Thanks!
Nick says
100 bonus on 250 first direct deposit. No further direct deposits required.
You can earn 6% on APY if you hold your dollars as USDC and you can even spend USDC from the debit card so there’s really no reason not to.
Finally, once you hold your dollars as USDC you get upgraded to a metal card and you earn double cashback on your 5 selected companies. That means 10% cash back for 3 months.
https://onjuno.onelink.me/TkoI/referral?code=9GV2DX69
john denman says
Hi Nick,
I used your code and my paycheck just hit my account. It says bonus will come in up to 15 days. Easy process and buying BTC at the right time while it is way down.
Here is my referral link for anyone who wants an easy $100 and the opportunity
to but BTC with no fees at a low price. Thanks You just need a $250 direct deposit
to receive the bonus.
https://onjuno.onelink.me/TkoI/referral?code=WS3JPXPR
John D
Sergei says
Just remember that there’s no free lunch: USDC holdings are not FDIC insured. Make sure you’re OK with the increased risk. Please consider using my referral: https://onjuno.onelink.me/TkoI/referral?code=SERGBZUN. Thanks!
Eric says
Max,
The CB limit is actually 5% on up to $6K now (total of $300 CB). Below is my referral link. I appreciate anyone that uses it.
https://onjuno.onelink.me/TkoI/referral?code=ERICQNXU
Sergei says
https://onjuno.onelink.me/TkoI/referral?code=SERGBZUN
Get $100 once you direct deposit $250
If it’s all the same to you which referrals to use please consider using mine. I have many friends and relatives in war-ravaged Ukraine and try to help them financially directly. They need every bit of our help right now. Thanks!
Few useful OnJuno tidbits:
– Always ACH push/pull from outside as limits are much higher (the limit is $70k right now, it used to be lower)
– Always verify the limits as they change: https://help.onjuno.com/en/articles/4543197-transfer-and-spend-limits
Zach says
Sergei, can you give more information about this? Im really trying to find a trigger right now and Im lost.
Im so sorry abot your family in ukraine my deepest condonlences,
Sergei says
Do you mean a trigger for DD? Create a USD account within your Wise.com account. Then send money to yourself at OnJuno without converting.
Thank you for your words of support!
Michelle B. says
A couple of notes…
– OnJuno referral links now show as $100. (If you signed up when it was shown as $50 it is still worth $100 as long as you do your direct deposit by May 1st.)
– Although OnJuno makes it sound like you should “set up a CRYPTO PAYCHECK” and convert a portion of your paycheck to digital currency, this is NOT REQUIRED. You can use the account as a standard spending/checking account with a debit card using U.S. Dollars.
– Super-simple application. No hard pull of your credit, no Chex pull, and no Early Warning Services (EWS) pull.
yier says
Enjoy a limited time $100 bonus (usually only $50.) at OnJuno when you open account and have an initial single direct deposit of at least $250. Their best bonus offer yet! Account is completely free. Free USDC wallet 4% APR, checking account 1.20% APR. Note that your initial direct deposit to this account must be a single $250 or more to get the bonus. (It will say $50 bonus on the landing page, but you will get an extra giveaway bonus of $50 if you participate in the promotion before May 1, 2022. Their customer service is phenomenal and always stands behind their product.) Thank you for using my referral link/code.
https://onjuno.onelink.me/TkoI/referral?code=J0Z50DOL
Here’s my code: J0Z50DOL
Michelle B. says
Hey Max,
OnJuno sent out an email about $100 referrals for a limited time. Full details are here: https://help.onjuno.com/en/articles/6061887-onjuno-referral-giveaway
For anyone interested in trying OnJuno, my link is here:
https://onjuno.onelink.me/TkoI/referral?code=MICHUKCS
Once you have an OnJuno account, just do a $250 Direct Deposit to earn Metal status. That gets you 5% cashback at your choice of several stores, including Wal-Mart!
MM Team says
Thank you for the update, Michelle. I’ve posted your referral link in the above article for other readers to use.
Sonno Miao says
https://onjuno.onelink.me/TkoI/referral?code=SONNBYJY
Direct deposit $250 get $50
Nick says
https://onjuno.onelink.me/TkoI/referral?code=9GV2DX69
Get $50 for doing a one time direct deposit of $250. They now also offer 4% interest on USDC that you can swap for USD in the app.
Gadget - Bank Bonus Geek says
https://onjuno.onelink.me/TkoI/referral?code=JEFFIDQO
Received an email that referral bonuses are increased for the next 15 days. It’s now $75 for the referrer, and $50 for the person referred. Other than opening the account, the $250 direct deposit is the only requirement.
I’ve been using OnJuno for over a year. The 5% cashback, up to $150/year, is very useful at Walmart.
Yier says
Thank you for the opportunity to let me post my referral link. I appreciate it.
Enjoy a $50 bonus when you set up a direct deposit of $250 or above. Here’s my code J0Z50DOL and it takes 5 min to sign up.
https://onjuno.onelink.me/TkoI/referral?code=J0Z50DOL
I have been using this bank for a while, and it is pretty cool.
Thomas Oblak says
What’s triggered DD?