Macatawa Bank: $100 Personal or Business Checking Bonus + $50 Referral Rewards (Available Nationwide)

Macatawa Bank in West Michigan is offering a referral program that will give new clients up to a $100 bonus when you open a new personal or business checking account at Macatawa Bank, plus current clients can get a $50 bonus for each new checking account customer that you refer.

New Macatawa Bank checking account customers will get a $25 bonus just for opening a personal or business checking account, plus an additional $75 bonus for completing at least 10 debit card transactions within 60 days of account opening, so this is a pretty easy $100 bonus to earn with no direct deposit required.

Macatawa Bank has branches located in the West Michigan counties of Kent, Ottawa, and Allegan, and in order to qualify for a Macatawa Bank account, you must be a U.S. Citizen or a U.S. Resident Alien AND be at least 18 years of age.

Available Nationwide for New Applicants: I spoke with a Macatawa Bank representative who told me that people from any state could apply for a new checking account, so you don’t necessarily have to live in Michigan in order to open an account with them, although they only have branches in West Michigan. Macatawa Bank does offer an online application for opening new checking accounts, and it does allow you to apply from any state and enter a referral code during the online application process, although you may wish to apply by phone in order to assure that your referral code and application will be properly accepted.

If you are a current Macatawa Bank customer or would like to open a new Macatawa Bank personal or business checking account through this referral program promotion, please feel free to exchange your contact information and/or referral codes in the comments below this article.

$100 Macatawa Bank Consumer or Business Checking Bonus

1. Earn $25 – Open a new personal or business checking account at Macatawa Bank using a referral code from a current checking account customer, and Macatawa Bank will deposit a $25 bonus within the first 90 days of account opening.

2. Earn $75 – Open a Macatawa Bank Debit Card with your new checking account and make at least 10 debit card transactions within 60 days of account opening, and Macatawa Bank will deposit an additional $75 bonus into your account after the 3rd statement cycle.

Referral Code Needed

In order to qualify for up to $100 in bonus cash for opening a new Macatawa Bank consumer or business checking account, you must either provide a referral code or present a referral form when you open your new account.

The online checking account application does provide a “Promotional Code” field where you could enter the referral code, although you may wish to apply by phone and provide the referral code that way (if you live outside of Michigan or can’t visit a Macatawa Bank branch in person), in order to confirm that your referral code will be properly applied and your application accepted.

New Account Promotional Terms

• $25 (personal) or $50 (business) account minimum opening balance requirement must be met at the time of account opening.
• Cannot be combined with any other offer.
• To be eligible for a bonus payment, account must be opened with funds not currently on deposit with Macatawa Bank and account holder must not have been a signer on a checking account with Macatawa Bank during the past 90 days.
• $25 bonus payment will be deposited within the first 90 days of account opening.
• $75 debit card use bonus will be credited to the new checking account after the 3rd statement cycle.
• Bonus payments will only be paid to accounts that are in good standing with the bank.
• Account openings are subject to normal approvals.
• Must present coupon/code at time of opening.
• Value of bonus will be added as interest on your year-end statement of earnings.
• By participating in the Refer a friend program, you recognize that whoever gave you this code will have knowledge that you have opened an account at Macatawa Bank.
• Limit 1 offer per household/business.

$50 Macatawa Bank Refer A Friend Program

If you have a current Macatawa Bank checking account, you can participate in their referral program to give your friends and family up to a $100 bonus and earn a $50 bonus for each new checking account customer that you refer to Macatawa Bank.

Macatawa Bank Referral Options

You can refer new checking account customers to Macatawa Bank in 2 different ways:

1. Request your Macatawa Bank Referral Code to share with your friends and family, which they can provide online, by telephone, or in-branch.

2. Share the completed Macatawa Bank Referral Form with your friends and family, which they can present in-branch.

Your referees must either provide your referral code upon account opening (online, telephone, and in-branch) or present your completed referral form upon account opening (in-branch).

Referral Program Promotional Terms

• Referrer must have a Macatawa Bank checking account to participate.
• If you do not have a Macatawa Bank checking account, you must open one to participate and receive the $50 Refer A Friend bonus.
• Individuals can earn up to $590 per year for referrals.
• Bonus may be subject to IRS tax reporting.
• $50 bonus payment will be deposited within 90 days of your referral opening their qualified account (Rebound Checking is not eligible).
• Macatawa Bank reserves the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith.
• Macatawa Bank may discontinue this offer at any time.
• By participating in the Refer A Friend program, you recognize that whomever you refer or whoever referred you will have knowledge that you have an account with Macatawa Bank.

Macatawa Bank Personal Checking Accounts

All Macatawa Bank consumer checking accounts include the following benefits:

• Free Rewards Debit Card.
• Free Online and MobileBanking with Bill Pay.
• Free Mobile Deposit service.
• Unlimited check writing.
• Free eStatements.
• Free Macatawa Bank ATM transactions.
• Free MACLine telephone banking.
• $25 minimum opening deposit.
• Multiple Overdraft Protection options.

Rewards Checking: $5 monthly maintenance fee is waived with a $500 daily balance or $2,500 relationship balance; eStatement enrollment; and for age 23 or younger (Young Adults) or age 60 or better (Seniors).

Interest Rewards Checking: $10 monthly maintenance fee is waived with a $1,000 daily balance or $5,000 relationship balance.

Macatawa Bank Business Checking Accounts

All Macatawa Bank business checking accounts have a $50 minimum account opening balance requirement.

Business Basic Checking: No monthly maintenance fee and no minimum balance requirement.

Business Access Checking: $7 monthly maintenance fee is waived with a $2,500 average available minimum balance requirement per statement cycle.

Business Access Plus Checking: $15 monthly maintenance fee is waived with a $10,000 average available minimum balance requirement per statement cycle.

Business Advantage Checking: $60 monthly maintenance fee is waived with a $15,000 average available minimum balance requirement per statement cycle.

Take advantage of this Macatawa Bank Refer A Friend Program offer to get a $100 bonus when you open a new personal or business checking account, plus earn an extra $50 bonus for referring your friends and family to open new Macatawa Bank checking accounts.