Marcus by Goldman Sachs will give you a 5.15% APY for 3 months when you open a Marcus Online Savings Account with their standard 4.15% APY savings rate plus a 1% APY referral bonus with no minimum deposits and no fees.
This Marcus 5.15% APY Online Savings Account Rate is available when you join via this referral link (provided by reader Andrew).
Anybody in the U.S.A. can open a new account, and there are no minimum deposit requirements and no monthly maintenance fees for the Marcus Online Savings Account.
When you open your Marcus Online Savings Account through a current member’s referral link, you will receive a 1% APY referral bonus for 3 months on top of the standard 4.15% APY savings rate for a total 5.15% APY for your first 3 months.
Once you are a member of Marcus by Goldman Sachs, you can also participate in the Marcus Refer-A-Friend Program to earn an additional 1% APY bonus for 3 months on your Marcus Online Savings Account.
For each new member that you refer who opens a Marcus Online Savings Account, you will both receive a 1% APY bonus for 3 months.
In total, you can earn up to 5 consecutive rate bonuses per calendar year, so if you continue to refer your friends to Marcus by Goldman Sachs, you will enjoy a full 5.15% APY for as long as you refer new members.
The 1% APY referral bonuses are applied to your Marcus Online Savings Account consecutively, so that means as soon as one 1% APY bonus expires after 3 months, your next 1% APY bonus will begin.
With the ability to earn up to 5 consecutive rate bonuses per calendar year, you could continuously enjoy a 5.15% APY on your Marcus Online Savings Account for as long as you refer new friends.
Take advantage of this 5.15% Online Savings Account bonus from Marcus by Goldman Sachs for a limited time.
(EXPIRED – Returns Annually) $100 Marcus by Goldman Sachs Online Savings Account Bonus
Marcus by Goldman Sachs is offering a special $100 cash bonus when you enroll and deposit $10,000 or more in new funds into a new or existing Online Savings Account.
To qualify for this Marcus Online Savings Account $100 Bonus Offer, you must first enroll, and then deposit $10,000 or more in new funds within 10 calendar days of enrollment.
In addition, you must maintain at least $10,000 of those new funds, plus your existing balance as of 12:00 AM ET on the day you enrolled, in your account for 90 consecutive days after the 10-day funding period.
Within 14 days after you fulfill the bonus requirements, Marcus will automatically deposit the $100 cash bonus into your account.
If you want to participate in this $100 Online Savings Account bonus from Marcus by Goldman Sachs, you must enroll by February 15, 2023.
You can also qualify to earn a 5.15% APY on your savings account balances for 3 months if you join Marcus as a new member via a referral link below first, and then enroll in the $100 bonus offer after your account is open, since the $100 offer is for both new and existing accounts.
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Eric says
I have 3 referral slots left in case anyone still needs one! Current offer (as of Aug 3 2024) is 4.40% APY + 0.25% cash bonus total over 3 months.
https://www.marcus.com/share/ERI-GKQ-T2MH
Save_Money24 says
If anybody is looking for codes that currently work as of June 12, 2024, here you go. Good for an extra 1% (currently 5.4%) for 3 months:
https://www.marcus.com/share/GRE-TW6-PA1D
Max Power says
5 spots available 6.5%
https://www.marcus.com/share/MIG-1DH-6T4Y
Thank you!!!!
Sam says
High Yield Savings Account Marcus by Goldman Sachs 5.40% (4.40% + 1.00% 3 months) both you and me. Thanks!
2,spots left!
http://www.marcus.com/share/SAM-DPH-GARI
Kealey says
Easily earn the 5.4 % APR now with my referral link.
Current APY 4.40% + Referral link 1% = 5.40%
https://www.marcus.com/share/KEA-P5Z-CR1Q
lc says
Easily earn the 5.5 % APR now ( with aarp membership). Let me know if any questions. Also enjoying the generosity of Marcus to accrue the interest once you initiate the transfer in…Thanks!
https://www.marcus.com/share/YEE-HF8-EHKK
Eric says
Four spots left if anyone needs them! Currently 5.3% APY (4.3% base + 1% bonus) :)
https://www.marcus.com/share/ERI-GKQ-T2MH
Shardul Virkar says
5/5 spots left : https://www.marcus.com/share/SHA-UAX-MUZF
HS says
Correction*
4.30% Savings APY + 1.00% Referral Bonus = 5.30% for 3 months
HS says
While Marcus rates are not the highest (see CFG), they have been one of the quicker one to adjust rates after Fed announcements.
Current APY 4.15% + Referral link 1% = 5.15%
https://www.marcus.com/share/HON-I7R-RJNE
Jas says
Used a referral link and got 5.15% APY. Here’s my referral link: https://www.marcus.com/share/JAS-44G-2KNR
Alex says
https://www.marcus.com/share/ALE-4CM-S4XX
4.15% Savings APY
+ 1.00% Referral Bonus
5.15%
https://www.marcus.com/share/ALE-4CM-S4XX
Daniel says
I have 3 spots left
https://www.marcus.com/share/DAN-L7P-GTSU
Also if you’re a AARP member you can get an additional 0.10% Just for being a member
Rs says
5.15% link here… https://www.marcus.com/share/ZHE-Y4N-HLTH
S. B. says
Here’s my referral code: https://www.marcus.com/share/SAR-QER-577Q all spots open! 5.15% for 3 months
Dee says
Please use my referral link since the ones shared in this article have probably hit their max for the year. It will help me out a ton.
https://www.marcus.com/share/DAN-5WD-2N1T
Eric says
For anyone who needs a referral to get the extra 1% bump:
https://www.marcus.com/share/ERI-GKQ-T2MH
Irene says
APY 4.15% + Referral link 1% = 5.15%
Referral link: https://www.marcus.com/share/NIN-C39-ILTJ
Maggie says
APY 4.15% + Referral link 1% = 5.15%
Referral link: https://www.marcus.com/share/ZIY-SI9-7UGE
MathLover says
The rate hikes up to 4.9% now, appreciate it if you use my link https://www.marcus.com/share/FAN-YLT-37VL
Nora says
Please use my referral link to get 3.75% interest for 3 months!
https://www.marcus.com/share/NOR-A6K-Z9CK
Michael says
If you need another referral link please see below:
Marcus by Goldman Sachs HYSA – 4.85% APY (High Yield Savings Account) Referral Bonus Link.
Referral link for Marcus by Goldman Sachs High Yield Savings Account bonus. Use referral to get 3 months interest at 4.75%. Add AARP for an additional .10% for yield of 4.85%.
Once you’re signed up you’ll be given your own unique referrral code which can be used up to 5 times. Each referral boosts your bonus by 3 months in addition to 3 months for the person you give the referral to.
https://www.marcus.com/share/MIC-TX8-I4EJ
kurph says
Thanks for using in advance!
Good account to keep for long term, usually have promotion each year.
https://www.marcus.com/share/YEE-HF8-EHKK
Riz says
Here’s my referral link for 4.7% APY: https://www.marcus.com/share/SHI-NS9-N7A3
David says
My referral link gets the highest bonus! 4.5% !! https://www.marcus.com/share/DAV-TGQ-LB1X
After opening this then enroll in the $100 offer. They both stack. Need to sign up with my link first and THEN use this link for the $100 https://www.marcus.com/us/en/savings/osa-savingsbonus.
Michelle B. says
https://www.marcus.com/share/MIC-SI1-PF5Z
The Marcus $100 savings bonus account offer is back! Sign up for Marcus via my referral link and get 4.3% APY for three months. Next, enroll in the $100 savings bonus program within online banking. (When you factor in the $100 bonus, you will be making around 8.3% APY for three months.) Deposit $10,000 in new funds within 10 days of enrollment, then withdraw after three months. Marcus makes it so easy by having a bonus tracker inside online banking. You must enroll by 2/15/2023.