Marcus by Goldman Sachs will give you a 4% APY for 3 months when you open a Marcus Online Savings Account with their standard 3% APY savings rate plus a 1% APY referral bonus with no minimum deposits and no fees.
This Marcus 4% APY Online Savings Account Rate is available when you join via this referral link (provided by reader Andrew).
Anybody in the U.S.A. can open a new account, and there are no minimum deposit requirements and no monthly maintenance fees for the Marcus Online Savings Account.
When you open your Marcus Online Savings Account through a current member’s referral link, you will receive a 1% APY referral bonus for 3 months on top of the standard 3% APY savings rate for a total 4% APY for your first 3 months.
Once you are a member of Marcus by Goldman Sachs, you can also participate in the Marcus Refer-A-Friend Program to earn an additional 1% APY bonus for 3 months on your Marcus Online Savings Account.
For each new member that you refer who opens a Marcus Online Savings Account, you will both receive a 1% APY bonus for 3 months.
In total, you can earn up to 5 consecutive rate bonuses per calendar year, so if you continue to refer your friends to Marcus by Goldman Sachs, you will enjoy a full 4% APY for as long as you refer new members.
The 1% APY referral bonuses are applied to your Marcus Online Savings Account consecutively, so that means as soon as one 1% APY bonus expires after 3 months, your next 1% APY bonus will begin.
With the ability to earn up to 5 consecutive rate bonuses per calendar year, you could continuously enjoy a 4% APY on your Marcus Online Savings Account for as long as you refer new friends.
Take advantage of this 4% Online Savings Account bonus from Marcus by Goldman Sachs for a limited time.