M&T Bank: $200-$450 Personal Checking Promotion + $150 Business Checking Bonus + $50 Referral Rewards (CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV)

M&T Bank will give you a $200 cash bonus when you add total direct deposits of at least $500 to a new EZChoice Checking account within 90 days of opening, or a $400 cash bonus when you add total direct deposits of at least $1,000 to a new MyChoice Premium Checking account within 90 days of opening, plus you can stack either of these $200 or $400 promotions with an extra $50 bonus through the M&T Bank Refer-A-Friend Program for up to $450 in total new account rewards.

Through the M&T Bank Refer-A-Friend Program, new customers can earn a $50 bonus for opening a personal checking account or a $150 bonus for opening a business checking account, and current customers can earn $50 for referring new personal or business checking customers for up to $500 in referral rewards per calendar year.

The great thing is that you can stack the regular new personal checking account promotions with the referral bonuses, so you can get an extra $50 for opening a personal checking account on top of the $200 EZChoice Checking bonus or $400 MyChoice Premium Checking bonus.

M&T Bank Branches are located throughout Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, Washington D.C., and West Virginia along with ATM-only centers in Florida and Rhode Island.

You can either open your account online (offer not available in all areas) or you can open your account in person at your nearest M&T Bank branch location.

M&T Bank $50 Personal Checking Bonus via Referral – Stack with $200 or $400 Personal Checking Offer Below

1. You must first register at this $50 M&T Personal Checking Referral Link in order to get a $50 bonus for opening your personal checking account, which you can then stack with either the $200 or $400 personal checking promotion listed below (referral link provided by reader Eric).

2. When you register on the referral form, you should use a fresh email address that you have never used before on ReferLive, so that you can track your stats properly. After you register on the referral form, you should receive an email notification about the $50 referral offer from M&T Bank.

3. If you want to stack this $50 referral offer with either of the $200 or $400 personal checking promotions below, then after you register on the referral form and receive the email notification about the $50 referral offer, you should then follow the instructions for either of the $200 or $400 offers listed below.

4. To qualify for the $50 referral bonus after you complete the referral form registration, you must open a new M&T personal checking account, which includes the MyWay Banking from M&T Bank, EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest, or MyChoice Premium Checking account.

5. Then complete 1 or more qualifying direct deposits totaling at least $500 into the new personal checking account within 90 days of account opening.

6. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.

7. Your $50 Visa Reward Card will be delivered 4-6 weeks after all qualifying criteria have been met.

8. However, a $50 early close-out fee applies if the account is closed within 180 days of opening.

M&T Bank $200 Checking Account Bonus – Stack with $50 Referral Bonus Above

To qualify for the $200 bonus, you must open a new M&T EZChoice, MyChoice Plus or MyChoice Premium checking account and receive a total of at least $500 in qualifying direct deposits within 90 days of account opening.

To apply online, just visit this M&T Bank $200 Promotional Link to open your new account and qualify for the $200 bonus (the promo code is required at account opening to qualify for the bonus – automatically applied online).

Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.

The bonus will be credited to your account within 90 days of all requirements being met, and a $50 early close-out fee applies if the account is closed within 180 days of opening.

M&T Bank $400 Checking Account Bonus – Stack with $50 Referral Bonus Above

To qualify for the $400 bonus, you must open a new M&T MyChoice Premium checking account and receive a total of at least $1,000 in qualifying direct deposits within 90 days of account opening.

To apply online, just visit this M&T Bank $400 Promotional Link to open your new account and qualify for the $400 bonus (the promo code TE is required at account opening to qualify for the bonus).

Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.

The bonus will be credited to your account within 90 days of all requirements being met, and a $50 early close-out fee applies if the account is closed within 180 days of opening.

M&T Bank $150 Business Checking Bonus via Referral

1. You must first register at this $150 M&T Business Checking Referral Link in order to get a $150 bonus for opening your business checking account (referral link provided by reader Eric).

2. To qualify for the $150 referral bonus after you complete the referral form registration, you must open a new M&T Bank business checking account.

3. Then complete 1 of the following actions within 90 days of account opening:

• Make at least 5 deposits of $500 or more into the new business checking account.
• Make at least 5 business debit card transactions or payments (ACH, check, wire) of $25 or more each.

4. Your $150 Visa Reward Card will be delivered 4-6 weeks after all qualifying criteria have been met.

5. However, a $50 early close-out fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.

M&T Bank Give $50, Get $50 Referral Rewards

By participating in the M&T Bank Refer-A-Friend Program, current customers can give new customers a $50 bonus for opening a personal checking account or a $150 bonus for opening a business checking account, and current customers can earn $50 per referral for up to $500 per calendar year.

If you are a current M&T Bank, just register on the referral page to access your own unique referral link that you can share with your friends and family.

When your referrals register via your referral link, they can earn a $50 bonus for opening a personal checking account or a $150 bonus for opening a business checking account.

For each qualified referral, you will earn a $50 Visa Reward Card, and you can earn up to $500 in total per calendar year.

Please feel free to exchange your M&T Bank referral links along with your user experiences in the below comments, so that everybody can take advantage of these extra bonus rewards.