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Home > Banking Bonuses > Novo – Free Business Checking Account: Give $40, Get $40 Referrals

Novo – Free Business Checking Account: Give $40, Get $40 Referrals

January 26, 2022 | 13 Comments

Novo offers a free business checking account with no monthly maintenance fees or minimum balance requirements that refunds all ATM fees and provides free ACH transfers, mailed checks, and incoming wire transfers.

Plus, for a limited time, Novo’s “Give $40, Get $40” Referral Program offers new accounts a $40 bonus when you deposit $100 or more, and you can earn a $40 bonus for each new user that you refer.

Novo supports all U.S.-based businesses, whether you are a U.S. citizen or an international founder, and you can apply as a sole proprietorship if you have not filed your business with a state.

You can apply for Novo in under 10 minutes, and after you make a $50 minimum account opening deposit, there is no further minimum balance requirement and no monthly fees.

Check out Novo if you need a free business checking account to manage your business finances, and get up to $400 in referral bonuses for a limited time.

About Novo Free Business Checking Account

Novo offers a free business checking account that completely integrates with your business finances and gives you all of the tools that you need to run your business.

To fund your business, you can make free transfers to Novo with no minimum deposits by linking your other bank accounts to Novo, and then move money in or out of Novo from any device.

When it’s time to get paid, Novo makes it easy to send invoices, track them, and get paid on your terms, with the option to accept debit and credit card payments for your invoices via Stripe.

With remote check deposits, you can make unlimited check deposits from your phone in seconds, and they are always free of charge.

When you need to make payments, you can send ACH transfers and paper checks without any fees, send international transfers via Wise, and make unlimited free transactions within the U.S.

To help you manage your business, Novo completely integrates with many business services and tools, including QuickBooks, Shopify, Slack, Xero, Wise, Stripe, and Zapier.

For planning your business budget, Novo Reserves let you set aside funds in up to 5 Reserves for taxes, profit, payroll, and other large business expenses.

In addition, your Novo deposits are FDIC insured up to $250,000 through their partner bank, Middlesex Federal Savings, member FDIC.

Novo $40 New Account Bonus

1. Click this Novo $40 Referral Bonus Link to open your account.

2. You must have credits to your Novo account totaling $100 or more within 30 days of account opening.

3. An external deposit must be made by an authorized user on your account.

4. After you achieve a balance of $100 or more, you must maintain an average balance of $100 or more for the next 30 days.

5. The $40 bonus will be paid to your Novo account within 30 days of meeting all the qualifications.

Novo “Give $40, Get $40” Referrals

The Novo Referral Program offers both parties a $40 bonus when the new user deposits $100 or more into their Novo account.

In order to qualify, the new user must join Novo via a current user’s referral link, deposit $100 or more within 30 days of account opening, and hold a balance of at least $100 for 30 days.

The $100 deposit can be made with either a single deposit or multiple deposits, but an external deposit must be made by an authorized user on the referred user’s account.

There is no limit to how many people you can refer, buy you can only receive up to $400 in referral bonus earnings through this promotion.

Check out the Novo Referral Terms for more details about this program.

A special thank you goes out to Matt for sharing his Novo $40 Referral Link and alerting us to this promotion, and you can also feel free to share your Novo referral links along with the details of your user experiences in the below comments.

Filed Under: Banking Bonuses

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Reader Interactions

Comments

  1. Nathan Cobb says

    January 25, 2023 at 4:18 pm

    Hi Everyone,

    As of 1/25/2023 Novo has an awesome $40 Referral Bonus offer going on right now using my referral link.

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Open a new account using my referral link. https://onboarding.novo.co/signup?referral_code=NathanCobb
    Deposit $100 within the first 30 days and hold it in your balance for 30 days and we both receive a $40.00 referral bonus. It’s a win/win for the both of us.

    Thank you for all your support!

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Reply
  2. Nathan Cobb says

    August 30, 2022 at 11:47 am

    Hey Everyone,

    As of 8/30/22 Novo has a $40 Referral Bonus offer going on right now using my referal link.

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Open a new account using my referral link. https://onboarding.novo.co/signup?referral_code=NathanCobb
    Deposit $100 within the first 30 days and hold it in your balance for 30 days and we both receive a $40.00 referral bonus. It’s a win/win for the both of us.

    Thank you for all your support!

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Reply
  3. Victoria says

    August 28, 2022 at 7:10 am

    My referral link: https://onboarding.novo.co/signup?referral_code=VictoriaFotiLaRue

    If you have not signed up for this great new business checking account yet, now is the time. You can apply as a sole prop with SSN only, making it super easy to apply. They will ask you information about your business but no proof is required. Deposit $100 into your account within 30 days of sign up, and then keep the $100 in your account for another 30 days.

    You and I will both receive $40 if you complete all requirements of the referral program. Then (once your account is funded) you can grab your referral link and send it to all your friends so they can sign up too. I would appreciate it greatly if you consider using my link to sign up as a new user for the $40/$40 referral bonus promotion. Thanks so much in advance!

    Reply
  4. Nathan Cobb says

    August 23, 2022 at 3:11 pm

    Hi Everyone,

    $40 Referral Bonus offer going on right now

    As of 8/23/2022 Novo has an awesome referral offer going on right now. Open a new account using my referral link.

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Deposit $100 within the first 30 days and hold it in your balance for 30 days and we both receive a $100 referral bonus. It’s a win/win for the both of us.

    Thank you for all your support!

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Reply
  5. Melonie Seymour says

    August 6, 2022 at 11:35 am

    If you sign up using promo code: Melonie Seymour You and I will each recieve a $40 bonus. Once you open your acct fund it with at least $100 in the first 30 days, hold that balance of $100 for 30 days and they will deposit an additional $40! It’s that easy! Good luck with your business and may it continue to grow.

    https://onboarding.banknovo.com/signup?referral_code=Melonie Seymour

    Reply
  6. Nathan Cobb says

    June 21, 2022 at 2:39 pm

    Everyone,

    $100 Referral Bonus offer going on right now

    As of 6/21/2022 Novo has an awesome referral offer going on right now. Open a new account using my referral link.

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Deposit $100 within the first 30 days and hold it in your balance for 30 days and we both receive a $100 referral bonus. It’s a win/win for the both of us.

    Thank you for all your support!

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Reply
  7. Nathan Cobb says

    May 1, 2022 at 12:04 pm

    Hi Everyone,

    As of 5/01/2022 Novo has an awesome referral offer still going on right now. Open a new account using my referal link.

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Deposit $100 within the first 30 days and hold it in your balance for 30 days and we both receive a $40 referral bonus. It’s a win/win for the both of us.

    Thank you for all your support!

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Reply
  8. Deronda says

    April 29, 2022 at 10:25 pm

    when you click on the link and are routed to the site, should it indicate anything regarding the $40 bonus? i just didnt want to set up if the promo has ended. please advise

    Reply
  9. Nathan Cobb says

    March 19, 2022 at 3:11 pm

    Hi Everyone,

    As of 3/19/2022 Novo has an awesome referral offer going on right now. Open a new account using my referal link.

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Deposit $100 within the first 30 days and hold it in your balance for 30 days and we both receive a $40 referral bonus. It’s a win/win for the both of us.

    Thank you for all your support!

    https://onboarding.novo.co/signup?referral_code=NathanCobb

    Reply
  10. Michael says

    February 25, 2022 at 5:23 am

    https://onboarding.novo.co/signup?referral_code=MichaelLaRue

    Referral bonus is still $40/$40! Sign up with my link above, get approved, deposit $100 within 14 days, hold that balance for 30 days, and get the $40 credited to your account right away! Super easy! This great business checking account is open to sole proprietors with SSN only, though you will need to describe your business a bit when you sign up.

    Reply
  11. Mann says

    February 23, 2022 at 12:00 am

    Hi Everyone,
    If you use my referral code, We both get $40. Deposit $100 within 30 days, and hold at least $100 balance for 30 days.

    Please Please use my referral Link Below.
    https://onboarding.novo.co/signup?referral_code=MananBhatt

    Reply
  12. Tao says

    January 30, 2022 at 1:37 am

    Deposit $100 within 30 days and hold it in your balance for 30 days and we will both receive $40 as above. Using the link above and posting my own. Thank you if for using mine.

    https://onboarding.banknovo.com/signup?referral_code=TiffanyWeber

    Reply
  13. Yier says

    January 27, 2022 at 9:58 pm

    We’ll each get $40 if you open an account with my link, deposit $100 within 30 days, and hold at least $100 balance for 30 days.
    Thank you for using my link.

    https://onboarding.banknovo.com/signup?referral_code=YierXiao

    Reply

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