One offers shared banking for family and friends who have combined expenses and financial goals, so that you can seamlessly spend, save, and share money.
To earn up to $35 in bonuses, download the One Mobile App, and you’ll get a $10 bonus after your first debit card purchase of $10 or more, plus you’ll get another $25 bonus with an eligible direct deposit.
How One Works
To manage your money together, you can designate shared “Pockets” for saving, spending, or borrowing money.
Once you create a shared Spend pocket, either partner can make purchases on their One Card and view all transactions in the One App.
To reach your goals faster, you can earn a 3% APY on your AutoSave pocket and a 1% APY on your Save pocket balances.
When you set up your AutoSave pocket with an employer direct deposit, One automatically transfers 3% per paycheck (max $100) into your AutoSave pocket, where it earns a 3% APY.
The rest of your paycheck goes into your Save pocket, where it earns a 1% APY, and you can withdraw funds from either Save or AutoSave pocket at any time.
If you ever run into financial gaps, your One account includes a Borrow pocket with access to credit that gives you instant approval and immediate funding.
An additional benefit for borrowers is that there is no interest on funds that are repaid within the same month that you borrow.
One has no monthly maintenance fees, no minimum balance requirements, no overdraft fees, and no cash advance fees.
Your money is completely safe and FDIC-insured for up to $250,000 per depositor through their banking provider, Coastal Community Bank.
Earn $35 in Bonuses with One Finance
1. Download the One Mobile App to get started.
2. Receive a $10 bonus upon a debit card purchase of $10 or more.
3. Get an additional $25 bonus with an eligible direct deposit.
Check out One Finance for shared banking and to earn up to $35 in new customer bonuses.
Excellent fintech neobank app to keep around. After the initial sign-up bonus, One has sent several relatively easy emailed offers throughout the year. These subsequent bonuses are nice quick extras for doing small tasks (debit transactions, ACH deposits, etc).
Here’s my active referral link: https://share.onefinance.com/invite/ChiaC/b9fcb955
One is pretty great. I especially like the “pay anyone” feature which lets you send direct deposits via ACH to friends and other people as needed. It’s super chill.
I haven’t maxed out my referrals since they expanded the cap on earnings to 500 this month. One is a legitimately great neobank and I sincerely recommend it.