One Finance offers free mobile banking with no monthly fees and no minimum balance requirements, plus you can earn a 5% APY on all of your Savings balances for up to $250,000 in deposits, and you can earn 3% cash back at Walmart for up to $50 per year.
To get a $20 bonus, sign up via this One $20 Referral Bonus Link, and when you make at least 1 single purchase of $20 or more with your One debit card, you’ll get a $20 cash reward.
Take advantage of this limited-time offer from One mobile banking to get a $20 sign-up bonus, plus earn up to $200 in referral rewards for sharing One with your friends and family.
One Banking $20 Sign-Up Bonus
1. Register via this One Banking $20 Referral Link to get started.
2. Make a single purchase on your One debit card for $20 or more that settles by April 30, 2024.
3. Receive a $20 cash bonus deposited into your One account.
One Banking $20 Referral Rewards
Through the One Finance Refer-A-Friend Program, current One members can refer new members, and you’ll both earn a $20 bonus when the new member spends $20 in a single transaction on the One debit card that settles before the end of the offer term on April 30, 2024.
If you are a current One member, just share your referral link from the app with your friends and family, and when your referrals spend a minimum of $20 in 1 transaction with their One debit card, you will both receive a $20 bonus, and you can earn up to 10 referral rewards for $200 in total bonus cash.
As a new One customer, you will earn a $20 bonus when you join via a referral link and spend $20 in 1 transaction on your One debit card, for any purchase excluding cash substitutes (e.g., sports betting, casino chips, money orders), gift cards, prepaid cards, check cashing services, and money movement (e.g., peer-to-peer transfers).
About One Finance Mobile Banking
With the One Mobile App, you can also get a complete breakdown of your Checking and Savings, earn everyday cash back at some of your favorite brands, and send and receive money between friends.
In addition, you can earn a 5% APY on all Savings balances for up to $250,000 when you meet 1 of the following requirements: Receive at least $500 in eligible direct deposits each month; Maintain a daily account balance of $5,000 or more; or Set up Pay Autosave (ONE@Work Save balances also earn 5% APY).
To earn 3% cash back at Walmart with One banking, you must either be a Plus Customer by receiving at least $500 of eligible direct deposits each month or have a total account balance of $5,000 or more.
If you are looking for a mobile banking solution, try One Finance for mobile banking with no monthly fees and no minimum balance requirements.
If you are a One Finance member, please feel free to share your user experiences along with your One referral links in the below comments, so that both you and other readers can take advantage of the One Finance referral bonus rewards.
Find More Banking Bonuses
Check out more recent posts from our Banking Bonuses Category below.
- Monzo Mobile Banking $20 Sign-Up Bonus
- SoFi Checking $25-$325 Promotional Offer
- Mercury Business Banking $250 Bonus
- Langley FCU $50 Checking Bonus
- Financial Partners CU $100 Membership Bonus
- Affinity FCU $100 New Account Bonus
- Upgrade Rewards Checking $200-$400 Bonus
- Laurel Road Savings $50-$200 Bonus
- Chase Bank $100-$3,000 Promotional Offers
- Lively Health Savings Account $35 Bonus
Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.
Eric says
I’ve had a OneFinance account for about 2 years. They have a 5% APY savings account that is fairly competitive. I only have a small amount of money in there currently but will add more if/when rates for some of my other accounts decline below 5%.
What I like most about the account is that they offer easy promos once in a while. 1 example is they gave me $5 just for paying 1 bill on their app.
Make sure to open your account using a computer rather than the mobile app due to this part of the terms: “Accounts opened through the One mobile app will not be Referral Bonus eligible.”
Below is my referral link. Thank you to anyone that uses it.
https://hello.one.app/referral-EricL-695b2da6
CC says
Excellent fintech neobank app to keep around. After the initial sign-up bonus, One has sent several relatively easy emailed offers throughout the year. These subsequent bonuses are nice quick extras for doing small tasks (debit transactions, ACH deposits, etc).
Here’s my active referral link: https://share.onefinance.com/invite/ChiaC/b9fcb955
Matt says
Thanks Max,
One is pretty great. I especially like the “pay anyone” feature which lets you send direct deposits via ACH to friends and other people as needed. It’s super chill.
https://share.onefinance.com/invite/MatthewI/05a9758c
I haven’t maxed out my referrals since they expanded the cap on earnings to 500 this month. One is a legitimately great neobank and I sincerely recommend it.