Juno (formerly OnJuno) provides a checking account that allows you to set up a direct deposit and receive part of your cash paycheck in crypto that is deposited to any wallet of your choice, either internal or external, so that you can receive BTC, ETH, USDC, or a basket of currencies.
For instance, you can opt to receive your paycheck as 50% cash (USD), 25% Bitcoin (BTC), and 25% Ethereum (ETH), and every paycheck that you receive will be divided and automatically credited to your wallet in that format.
You can select your crypto receiving address as the Juno Crypto Wallet or any external wallet of your choice, and you can change your paycheck preferences whenever you like.
In addition, you will receive up to a 2.15% bonus on your OnJuno Checking Account balance, earn a 6% bonus on your USDC wallet holdings, and get 10% crypto-back on USDC spends at selected brands with your Juno debit card.
On top of that, you can buy and sell crypto instantly from your checking account with no fees, and you can make fast and cheap international transfers in both cash and crypto.
All USD cash balances in your Juno Checking Account are covered by FDIC insurance up to $250,000 via their partner bank Evolve Bank & Trust.
Juno even provides simple, transparent, and automated tax reporting through Form 1099 for cash and crypto earnings.
Join Juno to get paid a portion of every payroll check that you receive in cryptocurrencies, so that you can seamlessly manage your cash and crypto in one place.
Juno $10 Cash Bonus to Checking Account with $50 Crypto Deposit via Referral Program
When you sign up through this Juno $10 Referral Bonus Link, you will earn a $10 cash bonus when you fund your Juno Crypto Wallet with $50 or more.
After you fund your Juno Crypto Wallet with $50 or more, you will receive a $10 cash bonus that will be deposited into your Juno Checking Account within 48-72 hours.
This offer is for new Juno Checking Account holders only when you sign up and fund your Juno Crypto Wallet with $50 or more, and you must join Juno via another user’s referral link in order to qualify for this offer.
This $10 referral bonus for funding your Juno Crypto Wallet with $50 or more cannot be stacked with any other current bonuses, including the $10 First Crypto Deposit Program and $50 Direct Deposit Bonus as described below.
Juno 10 USDC Bonus to Crypto Wallet with First Crypto Deposit
With this 10 USDC bonus from the First Crypto Deposit Program, you will get a 10 USDC bonus on a successful first crypto deposit to your Juno Crypto Wallet.
After you complete your first crypto deposit for any amount into your Juno Crypto Wallet, you will receive a 10 USDC bonus that will be deposited into your Juno Crypto Wallet within 48-72 hours.
You can qualify for this Juno First Crypto Deposit Program if you have never previously bought or deposited crypto to your Juno Crypto Wallet, but this offer does not stack with any other bonuses, including the Referral Program and Direct Deposit Bonus.
Juno $50 Cash Bonus to Checking Account with Payroll Direct Deposit of $250 or more
With this Juno direct deposit bonus, you will receive a $50 cash bonus when you set up a first direct deposit of $250 or more into your Juno account.
After your first direct deposit from an eligible employer has been credited to your Juno account, you will receive a $50 cash bonus that is deposited into your Juno Checking Account.
The $50 bonus will be transferred to your Juno Checking Account after 15 days from your first direct deposit.
To qualify as a direct deposit, it must come from payroll or an employer, but they do not consider unemployment benefits from the government to be an eligible direct deposit.
This Juno Direct Deposit Bonus does not stack with any other promotions, including the Referral Program and First Crypto Deposit Program.
Juno Membership Options
Juno offers both a Basic Checking and Metal Checking account:
Basic Checking – Free Forever
- 1.20% Bonus Rate.
- Plastic Debit Card.
- $25 Yearly Cash Back.
- $5,000 Daily Funding Limit.
- $5,000 Daily Crypto Purchases.
- $5,000 Daily Crypto Sells.
- $1,000 Crypto Withdrawals to External Wallets.
Metal Checking – Free with Qualifying Direct Deposits above $250.
- 2.15% Bonus Rate.
- 13.3g Stainless Steel Core Debit Card.
- $300 Yearly Cash Back.
- $25,000 Daily Funding Limit.
- $40,000 Daily Crypto Purchases.
- $40,000 Daily Crypto Sells.
- $40,000 Crypto Withdrawals to External Wallets.
If you don’t meet the direct deposit requirement for the Metal Checking option, you will be downgraded to the Basic Checking option.
Juno Give $10, Get $10 Referrals
Once you create an account, you can participate in the Juno Referral Program to give your friends a $10 bonus and earn up to $250 in total referral rewards and up to 25,000 Juno Coin.
When you refer your friends to Juno, you will both earn a $10 bonus when your referrals fund their Juno Crypto Wallet for the first time with $50 or more.
In addition, for each successful referral, you will also receive 1,000 in Juno Coin, and your Juno Coin can be redeemed for gift cards, merchandise, and other rewards.
You can refer as many people as you like, but you can only earn $10 bonuses for 25 unique users, or a total of up to $250 in referral rewards and up to 25,000 Juno Coin.
If you are a Juno member, please feel free to share your experiences along with your referral links in the below comments.
To receive a portion of your cash paycheck in crypto, open a Juno Checking Account and get an extra $10 bonus when you fund your Juno Crypto Wallet.
About USDC: make sure you’re OK with the increased risk as crypto holdings are not FDIC insured while your cash is.
About satisfying DD: use wise.com, many report success in satisfying DD requirements.
Please consider using my referral: https://onjuno.onelink.me/TkoI/referral?code=SERGBZUN. Thanks.
Has anyone had success in a DD trigger via ACH
I don’t think ACH will work. I have seen people say that Wise with “Payroll” in the memo field works. Please consider using my referral: https://onjuno.onelink.me/TkoI/referral?code=SERGBZUN. Thanks!
100 bonus on 250 first direct deposit. No further direct deposits required.
You can earn 6% on APY if you hold your dollars as USDC and you can even spend USDC from the debit card so there’s really no reason not to.
Finally, once you hold your dollars as USDC you get upgraded to a metal card and you earn double cashback on your 5 selected companies. That means 10% cash back for 3 months.
john denman says
I used your code and my paycheck just hit my account. It says bonus will come in up to 15 days. Easy process and buying BTC at the right time while it is way down.
Here is my referral link for anyone who wants an easy $100 and the opportunity
to but BTC with no fees at a low price. Thanks You just need a $250 direct deposit
to receive the bonus.
Just remember that there’s no free lunch: USDC holdings are not FDIC insured. Make sure you’re OK with the increased risk. Please consider using my referral: https://onjuno.onelink.me/TkoI/referral?code=SERGBZUN. Thanks!
The CB limit is actually 5% on up to $6K now (total of $300 CB). Below is my referral link. I appreciate anyone that uses it.
Get $100 once you direct deposit $250
If it’s all the same to you which referrals to use please consider using mine. I have many friends and relatives in war-ravaged Ukraine and try to help them financially directly. They need every bit of our help right now. Thanks!
Few useful OnJuno tidbits:
– Always ACH push/pull from outside as limits are much higher (the limit is $70k right now, it used to be lower)
– Always verify the limits as they change: https://help.onjuno.com/en/articles/4543197-transfer-and-spend-limits
Sergei, can you give more information about this? Im really trying to find a trigger right now and Im lost.
Im so sorry abot your family in ukraine my deepest condonlences,
Do you mean a trigger for DD? Create a USD account within your Wise.com account. Then send money to yourself at OnJuno without converting.
Thank you for your words of support!
Michelle B. says
A couple of notes…
– OnJuno referral links now show as $100. (If you signed up when it was shown as $50 it is still worth $100 as long as you do your direct deposit by May 1st.)
– Although OnJuno makes it sound like you should “set up a CRYPTO PAYCHECK” and convert a portion of your paycheck to digital currency, this is NOT REQUIRED. You can use the account as a standard spending/checking account with a debit card using U.S. Dollars.
– Super-simple application. No hard pull of your credit, no Chex pull, and no Early Warning Services (EWS) pull.
Enjoy a limited time $100 bonus (usually only $50.) at OnJuno when you open account and have an initial single direct deposit of at least $250. Their best bonus offer yet! Account is completely free. Free USDC wallet 4% APR, checking account 1.20% APR. Note that your initial direct deposit to this account must be a single $250 or more to get the bonus. (It will say $50 bonus on the landing page, but you will get an extra giveaway bonus of $50 if you participate in the promotion before May 1, 2022. Their customer service is phenomenal and always stands behind their product.) Thank you for using my referral link/code.
Here’s my code: J0Z50DOL
Michelle B. says
OnJuno sent out an email about $100 referrals for a limited time. Full details are here: https://help.onjuno.com/en/articles/6061887-onjuno-referral-giveaway
For anyone interested in trying OnJuno, my link is here:
Once you have an OnJuno account, just do a $250 Direct Deposit to earn Metal status. That gets you 5% cashback at your choice of several stores, including Wal-Mart!
MM Team says
Thank you for the update, Michelle. I’ve posted your referral link in the above article for other readers to use.
Sonno Miao says
Direct deposit $250 get $50
Get $50 for doing a one time direct deposit of $250. They now also offer 4% interest on USDC that you can swap for USD in the app.
Gadget - Bank Bonus Geek says
Received an email that referral bonuses are increased for the next 15 days. It’s now $75 for the referrer, and $50 for the person referred. Other than opening the account, the $250 direct deposit is the only requirement.
I’ve been using OnJuno for over a year. The 5% cashback, up to $150/year, is very useful at Walmart.
Thank you for the opportunity to let me post my referral link. I appreciate it.
Enjoy a $50 bonus when you set up a direct deposit of $250 or above. Here’s my code J0Z50DOL and it takes 5 min to sign up.
I have been using this bank for a while, and it is pretty cool.
Thomas Oblak says
What’s triggered DD?