PSECU (Pennsylvania State Employees Credit Union) is currently offering a $250 bonus that is available to anybody in the U.S.A. when you open a new PSECU checking account with a direct deposit, or new PSECU members can earn a $100 bonus just for opening a new checking account, plus current PSECU members can earn a $50 referral bonus for sharing PSECU with friends and family for up to $500 in bonus rewards per year.
While PSECU only has credit union locations in Pennsylvania, anybody in the U.S.A. is eligible for PSECU Membership when you join the Pennsylvania Recreation and Park Society (PRPS) for a 1-time fee of $20, and PSECU will cover $10 when you open your PSECU account online.
When you join PSECU, a $5 minimum deposit is required in a Regular share account, but the $5 minimum share purchase will be made on behalf of new members by PSECU, and if your membership account is closed within the first year of membership, the initial $5 share will be retained by PSECU.
Take advantage of these PSECU promotional offers to earn a $250 direct deposit bonus, a $100 new membership bonus, and $50 refer-a-friend rewards for up to $500 per year.
PSECU $250 Checking Bonus (Nationwide)
1. Visit this PSECU $250 Referral Link and enter your email address to get started (you’ll get to choose between the $250 direct deposit bonus using Promo Code “250REFERRAL” or the $100 new membership bonus using Promo Code “100REFERRAL”).
2. Sign up and be approved for checking, debit card, and digital banking (online or mobile).
3. Establish 1 or more qualifying payroll direct deposits (paychecks, Social Security payments, or pension payments) that together total $200 per calendar month, recurring monthly, within 90 days of establishing membership.
4. The $250 bonus will be paid to your Regular share account within 45 days after the requirements are satisfied.
5. If your payroll direct deposit is not active for 6 consecutive months or if your account is closed within the first year of establishing membership, PSECU may recall the $250 direct deposit bonus.
This $250 PSECU direct deposit bonus is available to U.S. residents who are 18 years of age or older and are new PSECU members. There is a limit of 1 promo code per new member.
PSECU $100 New Member Promotion
1. Visit this PSECU $100 Referral Link and enter your email address to get started (you’ll get to choose between the $250 direct deposit bonus using Promo Code “250REFERRAL” or the $100 new membership bonus using Promo Code “100REFERRAL”).
2. Sign up and be approved for a checking account, a PSECU debit card, and digital banking (online or mobile) account access within 90 days of establishing membership.
3. The $100 bonus will be paid to your Regular share account within 45 days after the requirements are satisfied.
4. If your membership is not in good standing prior to the payment of the bonus or if your account is closed within the first year of establishing membership, PSECU may recall the $100 bonus.
This $100 PSECU new membership bonus is available to U.S. residents who are 18 years of age or older and are new PSECU members. There is a limit of 1 promo code per new member.
PSECU $50 Refer-A-Friend Rewards
Once you are a PSECU member, you can participate in the PSECU Referral Program to earn up to $500 in referral rewards per year.
When you share your PSECU unique referral link with friends, you’ll get $50 for each referral that becomes a PSECU member.
In order to qualify, your referrals must meet PSECU’s membership requirements, complete the PSECU membership application through your referral link, and be approved for PSECU membership.
To participate in the PSECU referral program, you must be a current member who is at least 18 years old with a PSECU membership in good standing.
You can earn referral bonuses for up to 10 new PSECU members or $500 in total referral bonuses per year.
Take advantage of these PSECU promotional offers to earn a $250 direct deposit bonus, a $100 new membership bonus, and up to $500 in referral rewards per year.
Bonita Graves says
Must use referral link to get to the $250+100 offer.
Please use my referral link: https://refer.psecu.com/Bonita10
They paid the $250 DDep bonus within one week!
When applying, just keep saying no to all “qualified ways to become a member” including being a member of the society . they will finally say – you can join the society for $20, we’ll pay half. Be sure to make initial deposit $25.
– Be sure to ask for checking and for debit card to get bonus.
– After getting emails and setting up online, you can’t get you Acct Number ! Go to Support and send a message to ask them for you checking acct number!
More info following successful application:
Email says “Your member account number can be found in your PSECU Welcome Packet”. Don’t go there, waste of time. Rather, go to https://www.psecu.com/ and click “sign up for digital banking” , even though you don’t know your account number! This will take you to Let’s Find Your Account.
Fill in the blanks, and next page will send you a text. Do that.
Next box, click the DOT next to partial acct # and NEXT. Create your chosen username and password, and Login! OK, you are IN.
Now, to find your account #. “In digital banking, simply tap Profile & Settings under the drop-down menu in the upper left, scroll down, and tap Account Number. You can then select the View Account Number at the bottom. When you need to complete a DD form using this number, be sure to include all ten numbers. Our ABA/Routing number is 231381116. “
Please use my referral link: https://refer.psecu.com/Bonita10
Tom Inwards says
Please use my link to sign up for this bonus! I would greatly appreciate it.
You will get a $250 bonus for opening this account!
https://refer.psecu.com/Douglas3
I very much appreciate it.
Kimberly B says
Please use my link to sign up for this bonus! I would greatly appreciate it.
You will get a $250 bonus for opening this account!
https://refer.psecu.com/Kimberly12?advocate_partner_share_id=cf84dfe52d
Michelle B. says
https://refer.psecu.com/Michelle8
PSECU is offering a super-simple $250 checking bonus: Open a checking account, debit card, and digital banking, then perform a Direct Deposit of $200+ within 90 days of membership. Terms state bonus is paid within 45 days of meeting terms, however, many see an overnight payout on the day the first Direct Deposit arrives.
– They pull Chex, but are not inquiry-sensitive online. I open 1-3 checking accts/month and I was approved out of state (OOS) within a couple of days. This offer is nationwide if you are willing to pay a small fee. The PSECU application will direct you to join the Pennsylvania Recreation and Park Society (PRPS) and PSECU will reimburse $10 of your $20 fee. If you are not approved for PSECU, you do not pay the fee.
– They will hard pull your credit report. Normally Experian, but they will pull Transunion if Experian is frozen.
– Credit Card Funding Options: Visa or MasterCard, but only $100.
– ETF: None. However, for the $250 bonus, you are supposed to continue with 6 months of Direct Deposits and keep the account open for a year, but I’ve seen DP’s indicating they do not revoke the bonus if you do not do so.
– Schwab or Fidelity Brokerage, Capital One or Wells Fargo Checking, have been known to work as a simulated DD to earn the $250 bonus. YMMV and please do not call to verify.
– There are no monthly fees for the share savings or checking accounts. $5 is required to be maintained in the Member Share savings until you close the account. They do offer a free order of checks.
Once approved, they will give you your member number. Unlike most credit unions and banks, the PSECU member number can be used to set up ACH transfers. The transfer will automatically go to your checking account.
Thank you for using my referral link: https://refer.psecu.com/Michelle8
The promo code 250REFERRAL will be automatically applied after entering your email address.
yier says
https://refer.psecu.com/Yier
I received my $100 almost immediately after account being opened. Hard pull. Account opening processing takes a few days. Be patient and you should get your bonus. Feel free to do the $250 bonus if you could have direct deposit hit your account. Thank you.
spunny says
what if credit is poor?
Jim says
he PSECU $100/$250 offers are now only available via a referral link.
https://refer.psecu.com/Ziyu
yier says
Make sure y’all join the park and recreational society while applying for PSECU, meaning during the application process, choose “no” when asked if you are a member, and then you will be walked through joining the society and get the discounted $10. I hit “yes” and application was finished before I knew it. Of course, I ended up paying $20. Hope this helps.
Eric says
PSECU also has a good deal on a credit card where you will earn $300 with only $1000 of spend. Thanks to anyone that uses my referral link.
https://refer.psecu.com/Eric31
Michelle B. says
The $300 credit card offer is no longer available.
Gadget - Bank Bonus Geek says
Hey Max, This page needs an update. The PSECU $100/$250 offers are now only available via a referral link.
https://refer.psecu.com/Jeffrey
The referred person gets presented with the option to do the $250 DD Bonus (250REFERRAL), or the $100 bonus (100REFERRAL).
This link explains the referral bonuses. https://refer.psecu.com/zone/terms_promo?journey.campaign_id=7025710491805578611
MM Team says
Hello Gadget, Thank you very much for the information. I’ve updated the above article and included your referral link for other readers to use. I appreciate your help.
MM Team says
Thank you for providing these additional details about the PSECU promotions as well:
“It’s a hard pull. I know Schwab works as a direct deposit, so it is easy to trigger the bonus.”