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PSECU: $300 New Member Promotion + $50 Referrals (Available Nationwide)

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PSECU (Pennsylvania State Employees Credit Union) is currently offering a $300 bonus that is available to anybody in the U.S.A. when you open a new PSECU savings and checking account with debit card, login to digital banking, and receive 2 payroll direct deposits each of $500 or more within 100 days of establishing membership, plus current PSECU members can earn a $50 referral bonus for sharing PSECU with friends and family for up to $500 in bonus rewards per year.

While PSECU only has credit union locations in Pennsylvania, anybody in the U.S.A. is eligible for PSECU Membership when you join the Pennsylvania Recreation and Park Society (PRPS) for a 1-time fee of $20, and PSECU will cover $10 when you open your PSECU account online.

When you join PSECU, a $5 minimum deposit is required in a Regular share account, but the $5 minimum share purchase will be made on behalf of new members by PSECU, and if your membership account is closed within the first year of membership, the initial $5 share will be retained by PSECU.

Take advantage of these PSECU promotional offers to earn a $300 bonus for new members who open a savings and checking account, and $50 refer-a-friend rewards for up to $500 per year.

Please note that as of 2025, PSECU is no longer doing a hard pull of your credit for opening this account. You will still need Experian to not be frozen, but they are doing a soft pull now.

PSECU $300 Checking Bonus (Nationwide)

1. Visit this PSECU $300 Referral Link and enter your email address to get started. Make sure the Promo Code 300REFER is applied to your application after you enter your email address on the referral page.

2. To earn the $300 bonus, you must be approved for at least 1 savings and 1 checking account with debit card, log into digital banking (online or mobile), and receive 2 payroll direct deposits each of $500 or more, all within 100 days of establishing membership.

3. The $300 bonus will be paid to your Regular share savings account within 45 days after the requirements are satisfied (with 145 days from establishing membership).

4. If your account is closed within the first year of establishing membership, PSECU will retain the $5 share purchase.

This $300 PSECU checking account bonus is available to U.S. residents who are 18 years of age or older and are new PSECU members. There is a limit of 1 promo code per new member. You can review this PSECU $300 Promotional Page for more details and to apply directly without the referral link using Promo Code 300PROMO during your application.

PSECU $50 Refer-A-Friend Rewards

Once you are a PSECU member, you can participate in the PSECU Referral Program to earn up to $500 in referral rewards per year.

When you share your PSECU unique referral link with friends, you’ll get $50 for each referral that becomes a PSECU member.

In order to qualify, your referrals must meet PSECU’s membership requirements, complete the PSECU membership application through your referral link, and be approved for PSECU membership.

To participate in the PSECU referral program, you must be a current member who is at least 18 years old with a PSECU membership in good standing.

You can earn referral bonuses for up to 10 new PSECU members or $500 in total referral bonuses per year.

Take advantage of these PSECU promotional offers to earn a $300 checking account bonus for new members, and up to $500 in referral rewards per year.

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Comments

  1. Gadget 🕵️‍♂️ Bank Bonus Geek says

    Hey Max,

    I have a new link: https://refer.psecu.com/icdrk

    Your post needs an update. They actually bumped up the referral bonus to $100 for the month of July. (The $300 bonus is the same for the new customer regardless) I also noticed they updated my referral link when I went to generate a new one, so not sure if it will change again after July.

    The best change they have made, as of 2025, they are NO LONGER doing a HARD PULL of your credit for this account. They will still need Experian to be not frozen, but are doing a soft pull now.

    Reply

  5. Jessica Mercer says

    NEW APP $100 PSECU

    HURRY JOIN TODAY AND GET YOUR 10 REFERRALS BEFORE END OF YEAR

    HIT LINK BELOW

    TO JOIN A CREDIT UNION YOU USUALLY NEED TO HAVE A FAMILY MEMBER OR JOB TO JOIN…

    THIS ONE YOU CAN JOIN BY SAYING NO TO FAMILY NO TO JOB AND YES TO JOINING PENNSYLVANIA PARKS AND RECREATION AND THEY PAY THE ONE TIME FEE TO JOIN.

    ONCE YOU GET YOUR CARD YOU SHOULD HAVE YOUR BONUS ALREADY.

    If anyone needs help getting their $100 off just ask. I have the card, I will send it to you via Cash app. I can send Payment Proof that I’ve sent before. No charge!!!

    LINK BELOW

    We can both get rewarded when you join PSECU and meet promo requirements!

    https://refer.psecu.com/Jessica18?advocate_partner_share_id=7d41cdac5e

    Reply

  13. Bonita Graves says

    Must use referral link to get to the $250+100 offer.
    Please use my referral link: https://refer.psecu.com/Bonita10
    They paid the $250 DDep bonus within one week!
    When applying, just keep saying no to all “qualified ways to become a member” including being a member of the society . they will finally say – you can join the society for $20, we’ll pay half. Be sure to make initial deposit $25.
    – Be sure to ask for checking and for debit card to get bonus.
    – After getting emails and setting up online, you can’t get you Acct Number ! Go to Support and send a message to ask them for you checking acct number!
    More info following successful application:
    Email says “Your member account number can be found in your PSECU Welcome Packet”.  Don’t go there, waste of time. Rather, go to https://www.psecu.com/ and click “sign up for digital banking” , even though you don’t know your account number! This will take you to Let’s Find Your Account.
    Fill in the blanks, and next page will send you a text. Do that.
    Next box, click the DOT next to partial acct # and NEXT. Create your chosen username and password, and Login! OK, you are IN.
    Now, to find your account #. “In digital banking, simply tap Profile & Settings under the drop-down menu in the upper left, scroll down, and tap Account Number. You can then select the View Account Number at the bottom. When you need to complete a DD form using this number, be sure to include all ten numbers. Our ABA/Routing number is 231381116. “
    Please use my referral link: https://refer.psecu.com/Bonita10

    Reply

  15. Michelle B. says

    https://refer.psecu.com/michellebankgeek

    PSECU is offering a super-simple $250 checking bonus: Open a checking account, debit card, and digital banking, then perform a Direct Deposit of $200+ within 90 days of membership. Terms state bonus is paid within 45 days of meeting terms, however, many see an overnight payout on the day the first Direct Deposit arrives.

    – They pull Chex, but are not inquiry-sensitive online. I open 1-3 checking accts/month and I was approved out of state (OOS) within a couple of days. This offer is nationwide if you are willing to pay a small fee.  The PSECU application will direct you to join the Pennsylvania Recreation and Park Society (PRPS) and PSECU will reimburse $10 of your $20 fee.  If you are not approved for PSECU, you do not pay the fee.

    – They will hard pull your credit report. Normally Experian, but they will pull Transunion if Experian is frozen.

    – Credit Card Funding Options: Visa or MasterCard, but only $100.

    – ETF: None. However, for the $250 bonus, you are supposed to continue with 6 months of Direct Deposits and keep the account open for a year, but I’ve seen DP’s indicating they do not revoke the bonus if you do not do so.

    – Schwab or Fidelity Brokerage, Capital One or Wells Fargo Checking, have been known to work as a simulated DD to earn the $250 bonus.  YMMV and please do not call to verify.

    – There are no monthly fees for the share savings or checking accounts.  $5 is required to be maintained in the Member Share savings until you close the account.  They do offer a free order of checks.

    Once approved, they will give you your member number.  Unlike most credit unions and banks, the PSECU member number can be used to set up ACH transfers.  The transfer will automatically go to your checking account.  

    Thank you for using my referral link: https://refer.psecu.com/michellebankgeek

    The promo code UPTO250REFER will be automatically applied after entering your email address.

    Reply

  16. yier says

    https://refer.psecu.com/Yier

    I received my $100 almost immediately after account being opened. Hard pull. Account opening processing takes a few days. Be patient and you should get your bonus. Feel free to do the $250 bonus if you could have direct deposit hit your account. Thank you.

    Reply

  18. yier says

    Make sure y’all join the park and recreational society while applying for PSECU, meaning during the application process, choose “no” when asked if you are a member, and then you will be walked through joining the society and get the discounted $10. I hit “yes” and application was finished before I knew it. Of course, I ended up paying $20. Hope this helps.

    Reply

    • MM Team says

      Hello Gadget, Thank you very much for the information. I’ve updated the above article and included your referral link for other readers to use. I appreciate your help.

      Reply

    • MM Team says

      Thank you for providing these additional details about the PSECU promotions as well:

      “It’s a hard pull. I know Schwab works as a direct deposit, so it is easy to trigger the bonus.”

      Reply

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