The Raisin savings network gives you access to an exclusive selection of high-yielding savings products from different banks and credit unions, so that you can get $250,000 of federally-insured coverage per institution, per individual, and manage all of your savings products in one account.
When you Open a No-Fee Raisin Account, you can spread your savings across a network of banks and credit unions that offer competitive savings products, so that you can maximize your returns while protecting all of your money.
Through the Raisin savings platform, you can manage all of your accounts in one location, view your account balances, rebalance your portfolio, transfer funds, and add new products with just a few taps.
Plus, when you participate in the Raisin Referral Program, new members can earn a $25 minimum bonus up to a $125 maximum bonus when you join Raisin, and current members can earn a $50 bonus for each new member that you refer.
If you want to easily spread your savings across multiple federally-insured U.S. partner institutions to maximize your insurance coverage and earn competitive rates on all of your deposits, open a Raisin account with $0 fees to manage all of your savings in one location.
About Raisin Savings Platform
The Raisin Platform, formerly known as SaveBetter, provides a network of federally-insured banks and credit unions that offer high-yielding savings products, so that you can spread your money across multiple savings products and manage them all in a single location.
Since all of the savings products on the Raisin platform are FDIC-member banks and NCUA-insured credit unions, you will receive $250,000 of insurance coverage per institution, per individual, which means that you can protect all of your money while earning higher rates.
Instead of opening a new bank or credit union account with each savings product, which requires sharing sensitive personal information, setting up passwords, paying fees and dealing with more monthly statements, Raising gives you access to multiple financial institutions with a single account.
With a 1-time free registration, Raising allows you to securely make deposits and fund multiple high-yield savings products, such as savings accounts, money market accounts and CDs, at over 50 institutions in the Raisin partner network.
Since Raisin’s partner banks and credit unions pay Raisin fees in return for marketing their products to customers, it’s absolutely free for you as a customer to join Raisin and open new savings products.
Please note that all Raisin customers’ funds are held in a custodial account with the bank or credit union that is providing your selected savings product(s), and custodial accounts are accounts held on behalf of Raisin customers by a custodian bank at the banks and credit unions where customers deposit money through Raisin.
Raisin $25 – $125 New Account Bonus
1. In order to be eligible for this Raising sign-up bonus, you must enter the referral code from a current member when you register for your Raisin account.
2. Select the Raisin Bonus-Eligible Savings Products that you would like to open to reach your financial goals.
3. Deposit at least $5,000 and maintain the amount for 90 days to qualify for your bonus.
4. Earn a $25 bonus when you open an account with Raisin.com with a minimum initial deposit of $5,000 and maintain the minimum deposit amount for at least 90 days.
5. Earn an extra $5 bonus for each additional $5,000 funded beyond the initial $5,000 deposit, for up to $125 in bonus cash for $105,000 or more in total deposits.
6. Your bonus cash will be deposited into your external bank account that was linked to Raisin.com within 30 days of qualifying for the referral bonus cash.
7. The Raisin referral bonuses are open to U.S. customers only.
Raisin $50 Referral Program Bonuses
Through the Raisin Refer-A-Friend Program, current members can share up to $125 in bonus cash with new members, and current members can earn a $50 bonus for each qualified referral.
To refer your friend to Raisin, log in to your Raisin account and click Referral at the top of the screen to obtain your personal code.
When your referees join Raisin, they must enter your personalized referral code when they register for a new Raisin account.
Once your referees fund their account and maintain an initial balance of $5,000 or more for 90 days, they will earn a minimum bonus of $25 and a maximum bonus of $125 depending on the account balance that they have maintained after 90 days.
Referees earn a $25 bonus for $5,000 USD in initial deposits maintained over 90 days, and a $5 additional bonus for every $5,000 in deposits thereafter, for up to $125 in bonus cash for $105,000 USD or more in total deposits.
As an existing Raisin customer, you will receive a $50 USD referral bonus for each referee who opens an account with Raisin.com with a minimum initial deposit of $5,000 USD and maintains the minimum deposit amount for a period of at least 90 days.
You are eligible to earn a maximum of 20 referral bonuses or $1,000 in total referral rewards with the Raisin referral program.
Your referral bonus cash will be deposited by Raisin US LLC into your external bank account that was linked to Raisin.com within 30 days of your referee satisfying the requirements.
The Raisin referral promotion is available to U.S. customers only, and it is not open to Raisin Solutions employees.
Take advantage of the Raisin Refer-A-Friend Program to earn extra cash bonuses when you join the Raisin savings platform to access high-yield savings products from multiple banks and credit unions.