Kroger Rewards World Elite Mastercard: $100 Statement Credit & Free Next-Day Delivery Boost Membership

The Kroger Rewards World Elite Mastercard offers new cardmembers a $100 statement credit when you spend $500 within 90 days, plus you’ll get $59 toward a free 1-year Next-Day Delivery Boost Membership after you apply for the Kroger Rewards Credit Card and complete your Boost Enrollment.

With the Kroger Rewards World Elite Mastercard, you’ll earn up to 5% cash back on mobile wallet and Kroger Pay transactions, 2% cash back inside Kroger stores (excludes Kroger Fuel Centers) and 1% everywhere else.

There is no annual fee for the Kroger Rewards Credit Card, so if you shop at Kroger on a regular basis, either in-store or via delivery, this may help you maximize your savings on groceries and more.

Kroger Credit Card $100 Statement Credit

After you are approved for the Kroger Rewards World Elite Mastercard, you can earn a $100 statement credit if you spend $500 or more with your card within the first 90 days of cardmembership.

If you use your card at Kroger grocery stores, this is equal to a 20% statement credit on your first $500 in spending, plus you’ll get up to 5% extra cash back for using your card at Kroger.

The $100 statement credit will be credited to your account within 6-8 weeks after you complete the qualifying purchases.

Kroger Free Next-Day Delivery Boost Membership

Once you apply for the Kroger Rewards World Elite Mastercard and complete your Boost Enrollment, you’ll get a $59 credit toward a free 1-year Next-Day Delivery Boost Membership.

With Boost ($59/year) enrollment, you’ll receive free delivery on orders of $35 or more for Next-Day Deliveries.

Additionally, you’ll get a 1-time 6-month promo code to either Disney+ Basic (With Ads), Hulu (With Ads), or ESPN+ basic.

You must enroll for Boost Membership and provide payment information to activate your membership and receive free Next-Day Boost Membership.

If you choose the $99/year Same-Day Boost Membership instead of the $59/year Next-Day Boost Membership, you will receive a $59 waiver upon enrollment.

Boost Membership 2X Fuel Points

As a Boost member, you’ll also earn 2X Fuel Points for every dollar spent on groceries and general merchandise made in-store or online for curbside pickup or delivery by their partner.

Fuel Points can be redeemed at participating fuel locations.

Up to 5% Cash Back on Mobile Wallet and Kroger Pay Transactions

When you use Kroger Pay for non-fuel transactions with your card, you’ll earn 5% cash back on the first $3,000 in purchases each calendar year and 2% on amounts above that.

Kroger Pay is a contact-free way to pay using your mobile device at participating in-store and fuel center locations in the Kroger Family of Companies.

So by linking your Kroger Rewards Credit Card with Kroger Pay and using it to pay in-store, you’ll earn 5% cash back on your first $3,000 worth of purchases in-store at Kroger each year and 2% thereafter.

Additionally, mobile wallet transactions (excluding Kroger Pay) earn 5% on the first $3,000 in purchases each calendar year and 1% on amounts above that, regardless of where the transaction was made, including Kroger Family of Companies locations.

That means if you go above your 5% Kroger Pay earning limit of $3,000 in spending, you can start using another mobile wallet in-store at Kroger and continue to earn 5% cash back for another $3,000 in spending, or just earn 5% on up to $3,000 in spending wherever you use another mobile wallet.

Mobile wallet transactions include Apple Pay, Samsung Pay, Google Wallet, and Garmin Pay.

2% Cash Back at Kroger Stores

On all purchases inside of Kroger stores, you’ll earn 2% cash back, excluding Kroger Fuel Centers.

Additionally you’ll earn 1% on purchases everywhere else when you use your Kroger Rewards Credit Card.

Your cash back rewards can be redeemed via Real-Time Rewards when you make an eligible purchase of $10 or more at Kroger Family of Companies or via a statement credit when you have earned a minimum of 1,000 Rewards Points (worth $10).

Rewards can be redeemed via Kroger Family of Companies Gift Cards when you have earned a minimum of 2,500 Rewards Points (worth $25), but rewards do expire after 36 months.

No Annual Fee

There is no annual fee for the Kroger Rewards World Elite Mastercard Credit Card.

If you shop at Kroger stores on a regular basis, and you want to take advantage of the free 1-year Next-Day Delivery Boost Membership as well as the $100 statement credit for new cardmembers, this card may be an opportunity for you to save extra money on your groceries.