• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Maximizing Money - Get Paid for Sign-Ups

Maximizing Money

Get Paid for Sign-Ups

  • Top Deals
  • Banking
  • Credit Cards
  • Cryptocurrency
  • Finance
  • Investing
  • Referrals
  • Shopping
  • Show Search
Hide Search

Home > Credit Card Offers > The Rakuten American Express Card: Earn $100 Cash Bonus and Extra 4% Cash Back on Rakuten Purchases

The Rakuten American Express Card: Earn $100 Cash Bonus and Extra 4% Cash Back on Rakuten Purchases

April 17, 2026 | Leave a Comment

The Rakuten American Express Card is offering a $100 bonus for new card members, an extra 4% cash back on every Rakuten purchase, 10% cash back on Rakuten Dining, 2% cash back on groceries and restaurants, and 1% cash back on everything else, all with no annual fee.

If you have already gotten your $50 Rakuten Shopping Rebate Bonus for joining the Rakuten network, then you may want to consider The Rakuten American Express Card to earn an extra 4% cash back on top of whatever you earn for shopping at your favorite stores through Rakuten.com.

Get $250 Cash Bonus with Free Business Banking Account when you deposit $10k within 90 days.

When you are approved for The Rakuten American Express Card, you can start using your card instantly, so if you have any purchases that you must make immediately, you can take advantage of this offer right away.

As a new card member, you will earn a $100 cash bonus when you spend $1,000 within your first 90 days on your new Rakuten credit card.

Besides the $100 sign-up bonus, the biggest benefit of The Rakuten American Express Card is that you earn an extra 4% cash back on every Rakuten network purchase, on top of the cash back that you earn from the particular brand for shopping through Rakuten.com.

The extra 4% cash back on Rakuten purchases applies to online and in-store purchases made with your Rakuten American Express Card, up to $7,000 in a calendar year, and you’ll earn 1% cash back on Rakuten purchases after the $7,000 cap.

On top of that, you’ll earn 10% cash back on Rakuten Dining, which includes an extra 5% cash back on top of the 5% cash back that you regularly earn at Rakuten restaurant partners, and any purchases made through the Rakuten Dining Program do not count toward the $7,000 annual cap on Rakuten purchases.

Additionally, you’ll get 2% cash back on groceries and restaurants whenever you shop or dine as well as 1% cash back everywhere else you use The Rakuten American Express Card.

The Rakuten American Express Card also provides added purchase protections, including an extended warranty that doubles the original manufacturer’s warranty up to 12 months, and coverage on eligible items that are damaged or stolen within 90 days of purchase.

All of this comes with no annual fee, and you can choose your favorite Rakuten American Express Card that is crafted with steel and available in 2 colors.

If you regularly shop through the Rakuten network to earn cash back on your purchases, take advantage of The Rakuten American Express Card to earn an extra 4% cash back on your Rakuten purchases as well as a $100 cash bonus for new card members.

Earn $50 Reward for Shopping Online and spending $50+ at your favorite stores.

Find More Credit Card Offers

Check out more posts from our Credit Card Offers Category below:

  • Chase Freedom 1.5% Cash Back and $300 Bonus
  • Citi Custom 5% Cash Back and $200 Bonus
  • SoFi Card $50 Welcome Bonus
  • Instacart Mastercard $100 Bonus Credit
  • Wells Fargo Autograph 3X Points and $200 Bonus
  • Brex Corporate Card $800 Bonus

Review these top credit card promotions to earn extra bonus rewards.

Filed Under: Credit Card Offers

Get Top Deals: 80 Best Cash Bonuses and Free Money Promotions – April 2026

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Get $100 Bonus When You Refinance Your Student Loan

Subscribe to Newsletter

Categories

  • Banking Bonuses
  • Credit Card Offers
  • Cryptocurrency Promos
  • Financial Deals
  • Investing Promotions
  • Referral Programs
  • Shopping Rewards

Site Info

  • About / Contact
  • Privacy / Terms / Ads

Copyright © 2026 · MaximizingMoney.com