Regions Bank Cash Rewards Visa Card $200 Bonus and 1.5% Cashback

The Regions Bank Cash Rewards Visa Signature Credit Card offers a $200 bonus when you spend $1,000 in the first 90 days, or a $100 bonus when you spend $500 in the first 90 days.

Plus, you’ll earn 1.5% cash back on all of your purchases wherever you use your Regions Cash Rewards Visa Signature Card.

The Regions Cash Rewards Visa Signature Card has no annual fee, and there are no foreign transaction fees.

In order to apply, you’ll need to live in one of these states with Regions Bank branches: Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas.

If you don’t live in an eligible state, then you may wish to consider the Chase Freedom Credit Card, which offers 1.5% cash back on all purchases with a $200 bonus after $500 in new card spending.

Regions Cash Rewards Visa Signature Card – 1.5% Cashback

The Regions Cash Rewards Visa Signature Card is ideal for those who spend their money across a wide variety of categories and don’t have any specific higher-spending categories.

Since you’ll earn the 1.5% cash back on every eligible purchase, you can enjoy a decent cash rewards spending rate wherever you use your card.

Plus, you’ll get a $200 cash bonus after you spend $1,000 in the first 90 days, or if you don’t plan to spend that much, you can get a $100 bonus after you spend $500 in the first 90 days.

With no annual fee, the Regions Cash Rewards Visa Signature Card offers a way to earn 1.5% cash back on every dollar you spend wherever you spend your money.

Regions Prestige Visa Signature Card – Up to 4% Cashback

For those who spend more money in specific categories, the Regions Prestige Visa Signature Card offers 3% cash back on dining and entertainment purchases, 2% on gas and grocery purchases, and 1% on all other purchases.

Just like the Cash Rewards version, the Prestige card also offers a $200 bonus with $1,000 in spend within 90 days, or a $100 bonus with $500 in spend within 90 days.

Plus, if you’ve previously applied for a Regions Bank Checking Account Bonus, you can register your Regions Prestige Visa Signature Card in the Rewards Multiplier program to earn up to an extra 1% cash back per $1 spent on your Prestige credit card (not available for Cash Rewards card).

When you register for Rewards Multiplier, you’ll earn up to an extra 1% on every Prestige credit card purchase based on the average balance that you have in your checking and other deposit accounts.

However, the Regions Rewards Multiplier Program does have large deposit account balance requirements, as you’ll need a $50,000+ balance for 1 extra point per $1 in credit card purchases, $30,000+ for 0.5 extra point, or $15,000+ for 0.25 extra point.

The Regions Prestige Visa Signature Card also has no annual fee, and there are no foreign transaction fees.

So if you spend a lot of money specifically on dining, entertainment, gas and groceries, the Regions Prestige Visa Signature Card may be a better option for you, especially if you have a large deposit balance in other Regions Bank accounts.

Otherwise, the Regions Cash Rewards Visa Signature Card may be a better option for you to earn 1.5% cash back on all of your eligible purchases.

Either way, you’ll get up to a $200 cash bonus with either of these Regions Bank credit card options.