Acorns is an all-in-one investment, retirement, and checking account with a metal debit card that automatically invests your spare change from everyday purchases into a diversified portfolio of stocks and bonds.
To earn a $5 bonus, join through this $5 Acorns Referral Bonus Link and make your first investment for any amount.
There is no minimum amount required to open an Acorns account, and you will never be charged a fee for an account with a $0 balance, but there is a $3 per month fee for Acorns Personal or a $5 per month fee for Acorns Family.
You may also like this Qapital Savings Tool Bonus for a free banking app that helps you automatically save money.
Acorns $5 New Account Bonus
When you join via this $5 Acorns Referral Link, you’ll get a $5 bonus credited to your new account.
If you already joined Acorns, you can also enter Referral Code EP8FSZ on the home page of the Acorns App.
Once you successfully complete your first investment, the $5 bonus will be invested in your Acorns portfolio.
How the Acorns Investment App Works
Acorns offers a personalized investment portfolio of stocks and bonds with no account minimums.
With Acorns Personal, you get an investment account, retirement account, and checking account with a metal debit card, as well as bonus investments, money tips, and much more, all for a $3 per month fee.
With Acorns Family, you get everything that comes with Acorns Personal as well as unlimited investment accounts for every kid in your family, all for a $5 per month fee.
To get started investing automatically, you simply connect your credit card or debit card to your Acorns account, or you can use your Acorns metal debit card for all of your purchases.
Acorns rounds up each card transaction to the nearest dollar and invests the spare change into a diversified portfolio.
Alternatively, you can set recurring monthly deposits if you would like to schedule investments on your own terms.
Through Acorns Found Money, you can also earn cash back bonuses on your purchases from select retailers, brands, and services.
Acorns charges a $3 per month fee for Acorns Personal or a $5 per month fee for Acorns Family (Acorns Lite with a $1 per month fee will no longer be available as of September 21, 2021).
They never charge fees for accounts with a $0 balance, and you can get started with as little as $5.
You can withdraw any amount of your money at any time without having to pay any fees or penalties.
Acorns Referral Program Bonuses
Acorns offers a customer referral program to earn extra cash rewards for referring your friends to Acorns.
Once you Create Your Acorns Account, you will gain access to the referral program and your unique Acorns referral code.
You simply share your Acorns referral code with your friends to give them a $5 sign-up bonus.
For each referral that you provide who opens an Acorns account, you will receive a $5 referral bonus.
The person you refer must use your personal invitation code or referral link when they sign up for you both to receive the $5 reward.
Rewards will be credited when the person you refer is fully approved for their new Acorns account and successfully completes their first investment.
Acorns $55 New Account Bonus via Upromise
New users can earn a $55 cash bonus when you open an Acorns account and deposit at least $5.
To access this offer, open a Free Upromise Account, which is a cash back network similar to Rakuten, and then visit the “Offers” section to find this Acorns deal.
When you open your Acorns account and deposit $5, you’ll earn a $5 bonus directly from Acorns and an additional $50 cash back bonus from Upromise for $55 in total.
The $50 cash back will be credited to your Upromise account, which can be transferred directly to your checking/savings account.
It’s free to join Upromise, and anybody can join (you don’t need to be a student), so this is a great opportunity to earn $55 for joining Acorns.
When you join Upromise to access this special Acorns promotion, you’ll earn an extra $5.29 bonus for verifying your email address with Upromise as well.
Check out Acorns to automatically make investments in a diversified portfolio and earn special referral bonuses.
Ann says
This is a great app for those who are new to investing. It’s very user-friendly and their referral program is one of the best out there. If you want to give it a try here’s my link to get your a signup bonus to start off with https://share.acorns.com/annjogoodies
Dominique says
If you haven’t joined Acorns yet, now is the time. Their monthly fees are low and they have offers where you can earn cashback on shopping, or earn extra money (“found money”). Some offers you have to click through, whereas for others, you just have to make your purchase after linking your credit or debit card in their app.
If you have a college student email address, you get 4 years for free if you sign up with that email. I would love to receive one of these larger referral bonuses one day. I would truly appreciate anyone who uses my referral link below to sign up and receive a $5 bonus. Thanks so much in advance.
https://share.acorns.com/dominique_larue1
Mark says
Love their referral bonuses like this one for $150. Never had problems with any of them paying out as promised.
My invite link: https://acorns.com/invite/4K6XGW
Chuck W says
Please consider using my link for $5 bonus.
https://www.acorns.com/invite/2BEYBD
Acorns has been incredibly easy to sign up and use. The app interface is so simple to use.
Julia says
I’ve been using acorns for years. I realize I like shopping and buying and moving a quick $20 into my account is like spending money. I started as a student so there were no fees for quite a while. Now I have my Roth IRA through the, as well so the fees are $3 a month. Having too many options when it came to investing in my previous Roth IRA made it harder to save. Acorns simplifies and streamlines saving and investing.
If you’d like to use my referral code (if allowed on this website) here it is: https://www.acorns.com/invite/JL6N82
It’s an easy way to get $5. I also recently got a car insurance quote through Acorns and got another $5 into my account.
Happy saving!
Beau W. says
Which one is better Qapital or Acorns? I’ve read reviews on the app store there is a slot of bad reviews there. Alot of them are overdraft complaints. Thanks.
Nate says
Acorns has much cheaper fees. It is free for students with an edu address for 4 years, and otherwise is just 1$ a month. Qapital’s cheapest plan is $3 a month and it only does saving, not investing. To invest with Qapital you need to pay $6 a month.
Beto says
The app is really great for beginners and makes it easy with the investing your spare change feature. The only negative thing about Acorns is the monthly $1 fee depending on your balance. If you feel like trying it out here is my referral link: Get $5 when you use my invite link: https://acorns.com/invite/84DHJK
Matt says
Thanks Max. Another good offer this month. One of the best things I’ve found about Acorns is how you can give people $25 gift cards to buy stock with. No additional fee.
The “found money” shopping portal has some A+ exclusives as well, like the 50 cent per uber ride credit. I used to be put off by the monthly wrap fee but it’s actually a really good value to me. I’m a fan
Here’s my link, in case you’re feeling charitable: https://www.acorns.com/invite/QJUPU2