Kiavi is a real estate mortgage marketplace that gives home buyers and house flippers an easy way to get a real estate loan with a simple application process and low rates, while offering Accredited Investors a great way to invest in mortgages as an asset class.
Kiavi (formerly LendingHome) brings together borrowers and investors through a technology-enabled marketplace that benefits both parties with over $1.6 billion in loans funded and over $1 billion returned to investors in principal and interest.
Plus, the Kiavi Referral Program provides borrowers with a free $350 Visa Gift Card when you close your first loan through Kiavi, and you can earn an additional $500 bonus for referring new borrowers who close their first loan.
Earn $350 Visa Gift Card with Kiavi Loan
Just sign up via this Kiavi $350 Referral Bonus Link and close your first loan through Kiavi.
When you close your first loan through Kiavi, you’ll receive a $350 Visa Gift Card, which you can use however you like.
In order to qualify, the loan must be submitted within 180 days from username and password creation and must close through Kiavi to be eligible for the offer.
This offer is only eligible for loans originated directly through Kiavi and not originated through the broker channel.
Kiavi Refer-A-Friend Program $500 Rewards
Once you create your free Kiavi account, you can participate in their referral program to give your referrals a free $350 Visa Gift Card when they close their first loan, plus you’ll earn a $500 cash bonus for each new borrower that you refer.
Just refer a friend to Kiavi, and you’ll get a $500 bonus via check when your referral closes their first loan through Kiavi.
To access the Kiavi Refer-A-Friend Program, just log in to your account and click on the “Refer a Friend” link at the top of their website.
You can refer your friends via email, social media, or by sharing your unique Kiavi referral link.
Please feel free to share your Kiavi marketplace experiences as well as your referral links in the comments section below this article, so that everybody can take advantage of this referral bonus offer.
Kiavi for Home Buyers
- Simple Online Application, Smart Resources, and Dedicated Customer Support.
- Purchase a New Home or Refinance Your Current Mortgage.
- Flexible Mortgages with Different Interest Rates, Down Payment Amounts, and Monthly Payments – All with Competitive Rates.
- Extensive Online Education Center and Pro-Tips Built into the Process.
- Simplified Application Process with Least Amount of Documentation Possible and Upload Everything through Your Personal Online Dashboard.
- Dedicated Team of Loan Specialists Available to Help You at Any Time.
Kiavi for House Flippers
- Fast, Short-Term Loans for Home Flippers at Competitive Rates
- Fix and Flip Loans up to 90% LTC and 80% LTV.
- Answer Some Quick Questions to Receive a Couple of Loan Scenarios for which you are Pre-Qualified.
- Once You’ve Chosen Your Loan Scenario, You’ll Pay the $199 Application Fee to Kickstart Your Loan Process.
- Upload Your Documents Online to Complete Your Application and Close Your Deal.
Kiavi for Individual Investors
- Sign up for an Account and Verify Your Accredited Investor Status to Get Started.
- Connect Your Bank Account Securely and Transfer Funds into Your Investor Account via ACH (Funds will be Ready in 2 Days).
- Kiavi Funds Mortgages for Real Estate Professionals and Makes Them Available to You as Fractional Notes, Meaning You Can Buy a Portion of the Mortgage.
- Choose Individual Notes Based on Risk and Return Levels or Let AutoInvest do the Work for You by Selecting a Conservative, Aggressive, or All-Notes Strategy.
- Put as Little as $1,000 into Each Investment using AutoInvest or $5,000 Per Loan for Manual Accounts.
- Borrowers Will Repay the Loans You’re Invested in on a Monthly Basis, and You Will Receive a Share of Each Payment for the Portion of Each Loan that You’re Invested In..
- Your Loan will be Fully Paid Back in 12 Months or Less.
- If Anything Goes Wrong, LendingHome Will Take Care of All Servicing Needs and, if Needed, Foreclosure — Your Investment is Backed by a Real Asset.
- Once the Loan has been Repaid, All Funds will be Returned Directly into Your Online Account, Where you can Withdraw Them or Reinvest to Keep Earning Returns.
Take advantage of Kiavi to get simple access to home loans for borrowers, or get great returns on home mortgage investments for investors, plus get a $350 Visa Gift Card when you close your first loan.
You may also be interested in other real estate loan marketplaces like Groundfloor for more options to obtain a mortgage or invest in real estate.
DASTIN KARTOUM says
Great product!!!
One concern I have had about the offer is there is not an incentive for investors.
Real estate investment platforms are good, but has a real estate investor I want cashflow.
These real estate platforms are good because funds are backed by a tangible asset in case of a foreclosure, but the time it takes for legal work, etc, there is an inherited risk that is not accounted for in the rate of return.
The investment market has many opportunities right now, and a gain of 7-15% just might not cut it.
Great however, for marketers free lancers doing work for the company, in exchange for account credits that are automatically invested.
Otherwise, I’m not sure if this investment would-be worth the the time to actively transfer to and monitor.