Mainvest – Small Business Investing: $20 Free Credit + $20 Referral Bonuses (EXPIRED)

Mainvest will cease operations on June 14, 2024, and no new campaigns will launch on the site with current offerings able to return funds or complete their rounds by May 31, 2024.

Mainvest lets you invest in small businesses across America with as little as $100 to earn 10%-25% returns, so that you can build a diversified portfolio of breweries, restaurants, coffee shops, bakeries, real estate companies, cannabis facilities, entertainment venues, and many other types of small businesses.

Plus, when you join for free via this $20 Mainvest Sign-Up Bonus Link and link your bank account, you will receive a $20 free credit to invest toward your first small business on Mainvest.

When you create a free Mainvest account, you can discover and invest in small brick-and-mortar businesses with no investor fees.

All of the businesses on Mainvest are vetted, and before being listed publicly on Mainvest, a business must raise at least $10,000 from 10 people they know personally, which results in a 96%+ repayment rate across the platform.

Mainvest collects quarterly revenue reports and updates, so that you can track your individual investments and easily manage your entire small business portfolio.

You’ll receive quarterly repayments on all of your investments, and you’ll have the opportunity to earn 10%-25% target potential returns, depending on the growth of the business and type of investment.

With both debt-based and equity-based investments available, you’ll either get your money back plus interest or earn a percentage of the business’ gross revenue.

Anyone can invest in Mainstreet, as long as you are 18 or older and have a U.S. bank account.

Mainvest $20 Free Credit for Investors

To get a $20 free credit, join via this Mainvest $20 Referral Bonus Link and link your bank account with Mainvest.

The $20 credit will be immediately added to your Mainvest account, and you can use the $20 credit toward your first small business investment on the Mainvest platform.

This offer is for new investors only, and you have 3 years to invest your $20 free credit before it expires.

How Mainvest Small Business Investing Works

Mainvest is a small business crowdfunding platform, where you can lend money to small businesses, and the small businesses offer you securities in exchange for your money.

Depending on the type of security being offer, either an equity security or a debt security, you will either receive a share of the business revenue or get paid back for your loan plus interest over time.

Most of the small business investments on Mainvest start at a $100 minimum, and you can pay for your investment by a direct transfer from your linked bank account.

Your money is held safely in an escrow account until the project is fully funded, and then it is distributed to the small business, or returned to you without any deduction if the project is not fully funded.

It’s absolutely free for investors to join Mainvest, and there are no investor fees on the Mainvest platform, as the fee is paid by the business.

Mainvest $20 Referral Bonus Rewards

Once you create a free Mainvest account, you can refer your friends to open a free Mainvest account, and you’ll both earn a $20 bonus credit.

For each of your referrals who opens a Mainvest account and links their bank account with Mainvest, you will both earn a $20 bonus credit.

To access your Mainvest referral link, just visit the Home section of your Dashboard within your Mainvest account.

All of the referral credits that you earn for sharing Mainvest can only be used toward small business investments on the platform, and they will expire within 3 years from the date you receive them if you don’t use them.

There is no limit to the number of investors that you can refer or the amount of free credits that you can earn.

In addition to referring new investors, you can also receive up to $5,000 in bonus credits for referring new small businesses that raise capital on Mainvest.

If you want to invest in American small businesses, join the free Mainvest platform, plus get a $20 free credit to use toward your first investment.

To invest in start-ups, you can try other crowdfunding platforms like FundersClub, Wefunder, Republic as well.