TD Ameritrade has been acquired by Charles Schwab Corporation, so you may wish to check out these Charles Schwab Investment Account Promotions to earn extra cash rewards from Charles Schwab.
TD Ameritrade offers commission-free online trading when you open a brokerage account or retirement investment account.
Check out TD Ameritrade to get commission-free trades on U.S. exchange listed stocks and ETFs.
About TD Ameritrade Brokerage Accounts
TD Ameritrade is one of the best online brokers offering investment and retirement accounts with commission-free trades.
Commission-Free Trades
TD Ameritrade now offers $0 commissions on online stock and ETF trades.
Commission-free trades applies to U.S. exchange-listed stocks and ETFs.
Investment Choices
You can open a TD Ameritrade Individual or Joint brokerage account to pursue your financial goals as well as a TD Ameritrade IRA for investing toward your retirement.
You can trade and invest how you want with access to a variety of investment choices, including equities, bonds, CDs, non-proprietary mutual funds, forex trading, and more to diversity your portfolio.
Trading Tools and Education
TD Ameritrade provides everything you need to make smart investment decisions, such as personal guidance, powerful trading tools, and retirement resources.
Their experienced, licensed representatives are available for personal support via phone, email, online, and in-person.
TD Ameritrade offers web, mobile, and downloadable platforms to provide you with everything you need to research stocks, place trades, and manage your portfolio.
You’ll even have access to live-streaming CNBC stock market updates, real-time price quotes, market insights, and more whenever you need it.
In addition, you can utilize educational resources including individual videos, investing courses, and customized learning curriculums from TD Ameritrade and their affiliate, Investools.
You’ll also get fresh research from independent third parties like Morningstar, CFRA (formerly S&P Capital IQ), Jaywalk, and TheStreet.
TD Ameritrade offers everything you need to make smarter investment decisions and reach your long-term financial goals.
TD Ameritrade SEP IRA Tax-Deferred Contributions for Sole Proprietors
The TD Ameritrade SEP IRA allows sole proprietors to make tax-deferred contributions toward your retirement while reducing your tax liability on your business income.
There is no minimum initial deposit required to open a TD Ameritrade SEP IRA, and there are no maintenance fees for retirement accounts.
Visit this TD Ameritrade IRA Account to open a new IRA today.
Is a TD Ameritrade SEP IRA Right For You?
The TD Ameritrade SEP IRA is a good option if you want to actively invest your retirement savings, because you’ll get access to the TD Ameritrade trading platform and various investment options.
However, SEP IRAs work like Traditional IRAs where you make contributions on a pretax basis and it grows tax-deferred, but you are then taxed at your ordinary income tax rate when you withdraw your money.
For that reason, the SEP IRA is really a better option if you want to reduce your business income tax liability, but it is not for those who want to actively invest and earn tax-free income on investments over the long-term.
The Individual 401(k) is another investment option for sole proprietors that comes in both a Traditional and Roth version, and the Roth version would allow you to contribute after-tax dollars, so that your money grows tax-free, which makes for a better option if you plan to actively invest your retirement savings.
More About SEP IRAs
A Simplified Employee Pension (SEP) IRA is for self-employed individuals and for use by small companies for qualified employees to receive employer contributions.
You must be a self-employed individual, a sole proprietor, in a partnership, or a small business owner to open an SEP IRA.
There are no specific annual funding requirements, so you can make flexible contributions on a yearly basis, or you can contribute nothing in any given year if you like.
An SEP IRA must be established and funded prior to your tax return due date, plus any extension, while an Individual 401(k) must be established and funded by December 31st.
Consider a TD Ameritrade SEP IRA to reduce your tax liability and actively invest your retirement savings.
Take advantage of commission-free online trading when you open a new Brokerage Account or Individual Retirement Account with TD Ameritrade.
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