M1 Finance – Automated Investing Platform: $75 Sign-Up Bonus & $75 Referral Credits + New $50-$25,000 Transfer Promotion

M1 Finance automatically invests your money into a personalized portfolio of any stocks, bonds or ETFs that you choose, and with M1’s simple portfolio builder, you can choose your own investments, use intelligent automation, and build wealth over time.

To get a $75 bonus for opening a M1 Finance account, sign up through this $75 M1 Finance Referral Link and fund your new brokerage or retirement account with a minimum of $10,000 within 30 days.

After you fund your new M1 account, you must maintain that initial $10,000 qualifying deposit for 30 days to receive the $75 bonus (no actual investment is required, just the initial deposit).

M1 Finance accounts will waive the $3 monthly fee for billing cycles where you reach $10,000 or more in assets at least once, or have an active Personal Loan, or only have an Owner’s Rewards Card.

About M1 Finance Investment Platform

• M1 Finance is Free to Use with $10,000+ in Assets and Never Charges Trade Commissions ($3 Monthly Fee Applies to Accounts below $10,000 in Assets).
• Build Your Custom Portfolio by Picking the Investments You Want.
• Choose from Any Public Company or ETF.
• Select from Expert-Designed Template Portfolios.
• Deposit or Withdraw Money whenever You Want.
• Set Up Recurring Funding to Make Investing Automatic.
• Your Money Automatically Flows into Your Investment Portfolio with Each Deposit.
• Member of SIPC (Securities Investor Protection Corporation). Securities in accounts are protected up to $500,000.

M1 Finance $75 New User Bonus Credit

1. Sign up for a free account via this $75 M1 Finance Referral Link to get started.

2. Fund your account within 30 days with a $10,000 minimum for brokerage or retirement accounts.

3. Maintain your initial qualifying funding for 30 days from the date of deposit (no actual investment is required, just the initial deposit).

4. Once the referral qualifications are met, you will see your $75 bonus credit under “Settings > Promotions” in your account within 14 days.

If you open a retirement account, you must also open a non-retirement account to receive your referral credit.

How To Invest with M1 Finance

With an M1 Finance account, you can automatically invest in “Pies” (investment portfolios) that are based on your risk tolerance, time-frame, goals, and other factors.

To start investing, you simply create your own Pies and/or select from expert-designed Pies that are available for your investments.

You can select any type of investment Pie that you would like, and you can edit and change your Pie selections at any time.

If you want to diversify your funds, you can invest different percentages of your money into multiple Pies.

Whenever you fund your M1 Finance account, either through a 1-time or recurring deposit, your money will be automatically invested into the selection of Pies that you have chosen.

Types of M1 Investment Pies

• General Investing – Easily create a diversified portfolio and set it to your own personal risk tolerance.
• Plan for Retirement – Invest for your target retirement date in a portfolio that adjusts to your goals as you age.
• Responsible Investing – Sound financial options for the socially responsible investor.
• Income Earners – Choose a portfolio focused on dividends and income returns.
• Hedge Fund Followers – Mimic the investment strategies of some of the most successful investors and reputable hedge funds.
• Industries & Sectors – From Aerospace to BioTech and beyond, invest directly in the industries you believe are future winners.
• Just Stocks & Bonds – Build a diversified, low-cost portfolio with a simple balance of 2 ETFs, focused on stocks and bonds.
• Other Strategies – Explore additional investment strategies and find what’s right for you.

M1 Finance Owner’s Rewards Credit Card

Through the Owner’s Rewards Program, you can shop with select brands that you also invest in to get 10%, 5%, or 2.5% cash back based on your eligible portfolio, and you’ll get 1.5% standard rewards on all other purchases.

All of your rewards can be automatically invested into your M1 Finance portfolio to continue your investment growth.

There is no annual fee associated with the Owner’s Rewards Credit Card, but all cash back rewards earned on eligible purchases are subject to a maximum of $200 cash back per calendar month.

M1 Finance “Give $75, Get $75” Referral Program

When you participate in the M1 Finance Refer-A-Friend Program, you can give your friends a $75 bonus credit when they open and fund a new account with a minimum of $10,000.

Plus, you’ll earn a $75 bonus credit for each new user that you refer to M1 Finance who funds at least $10,000, so both parties benefit.

To qualify for the $75 bonuses, the new customer must open an M1 account and fund it with at least $10,000 within 30 days of account opening and maintain the $10,000 balance for at least 30 days after funding.

For every qualified referral, M1 Finance gives you each $75 to invest when your friend signs up and funds their portfolio with the $10,000 deposit requirement for at least 30 days.

In order to participate in the M1 Finance Referral Program, your M1 account must be funded, and you can earn up to $750 per year for a total of 10 referrals, although you can share unlimited bonuses with your friends.

How To Refer New Users to M1 Finance

1. Open your M1 Finance Dashboard (mobile) or click on your name (website).

2. Click “Refer & Earn” to start referring new members (this will only be visible if your account is funded).

3. Sign up for the referral program.

4. Choose your Payment Account where your referral bonuses will be paid.

5. Share your unique M1 Finance referral link with your friends, family, and associates.

6. You will receive a $75 referral bonus in your Payment Account within 14 days after your referee signs up and funds their M1 account.

7. Once the referral qualifications are met, you will see your $75 promotion under “Settings > Promotions.”

M1 Finance Referral Program Terms

• Offer valid only for new brokerage or IRA accounts with M1.
• To qualify for the bonus, referred new users must make an initial deposit of $10,000 for taxable accounts or $10,000 for IRAs within 30 days of sign-up and not withdraw that initial deposit for 30 days.
• Promotion is not valid with any other offers and is non-transferrable.
• Offer available to U.S. Residents only.
• Both you and anyone you refer will be required to have an open brokerage account to receive referral credits.
• Please note that your Payment Account must be an individual or joint taxable brokerage account (funding not required), but a Payment Account cannot be a retirement account, so if you opened a retirement account, you must also open a non-retirement account in order to receive your referral credits.

M1 $50-$25,000 Brokerage Transfer Bonus

M1 Finance offers ACAT transfer promotions on a regular basis where they’ll pay you a cash bonus to transfer your account holdings from another brokerage to M1 Finance, and since both existing and new M1 customers are eligible, you could open an account today to get the $75 sign-up bonus, and then participate in the ACAT transfer promotion to earn an additional $50-$25,000 bonus.

Through their latest offer, you’ll get an extra 0.5% on the amount transferred for up to $25,000 in bonus cash when you transfer $10,000+ from another brokerage account to M1 Finance.

For example, with the minimum $10,000 transfer requirement, you’ll earn a $50 bonus, and to maximize the highest $25,000 bonus, you’ll need to transfer $5,000,000.

Review this M1 $25,000 Brokerage Transfer Bonus for more details.

You can also stack this deal with the $75 sign-up bonus when you join M1 through a referral link first before initiating a brokerage transfer.

You may also be interested in other investment services like Acorns and Robinhood for more investment opportunities.