0% Introductory Rate Credit Cards for Interest-Free Credit Card Purchases

Check out these top 0% introductory rate credit cards to make interest-free credit card purchases during the intro period.

These credit cards are great for financing large purchases or if you need some extra spending power and you plan to carry a balance.

All of these credit cards offer 0% Introductory Rates on Purchases, so you can pay off your purchases interest-free.

Plus, there are No Annual Fees for any of these card offers.

Some of these cards also provide reward programs, so you’ll save extra money and earn additional rewards on your purchases at the same time.

0% APR Purchases Consumer Cards

Check out these 0% APR intro rates on purchases for consumer credit cards, and apply online for these credit cards.

Citi® Diamond Preferred® Card – 0% Intro APR for 18 Months on Purchases and Balance Transfers

Apply for the Citi® Diamond Preferred® Card to receive a 0% intro APR on balance transfers and purchases for 18 months* with no annual fee*.

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

Read this Citi® Diamond Preferred® Card Review for more details on this 0% intro APR offer from Citibank.

Discover it®

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…no annual fee. No overlimit fee. No foreign transactions fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late*
  • Generous…5% cash back on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
  • Plus a Cash Back ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone
  • Human…talk to a real person any time with 100% U.S.-based service
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
  • 0% Intro APR on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions

Apply Now!

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website. Discover is a paid advertiser of MaximizingMoney.com.

These are some of the best 0% introductory offers that are currently available from top card issuers.

Come back soon for more 0% APR Loan Credit Cards.