BMO Harris Bank is offering $150 in personal checking account bonuses when you set up a direct deposit, valid through July 30, 2015.
Updated 4/2/2015: There was previously a BMO Harris Bank personal checking promotion for either $150 or $200, depending on which checking account you opened, which was set to expire on December 31, 2015, but that offer expired early, and now this $150 offer is available at this time.
BMO Harris has more than 600 branches throughout Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Nevada, Florida, Washington, and Wisconsin, which is where you must live if you want to apply for a personal checking account.
BMO Harris Bank $150 Personal Checking Account Bonus
You’ll get a $150 cash bonus for opening a new BMO Harris Everyday Checking, BMO Harris Select Checking, or BMO Harris Portfolio Checking account with a recurring direct deposit of $300 or more that is established within 60 days of account opening.
This offer is valid for a new BMO Harris personal checking account opened between March 23, 2015, and July 30, 2015.
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You can open an account online or request a coupon via email, and you must present the coupon that you receive when opening your account in person at a branch.
BMO Harris Bank Promotional Details
A minimum opening deposit of $100 is required.
This offer not available to existing BMO Harris checking customers or those who have closed an account within the past 60 days or closed an account with a negative balance.
You may receive only 1 BMO Harris checking account-related bonus per calendar year per household (all persons living at the same address at account opening).
Direct Deposit Details
In order to receive the incentive, you must establish a qualified direct deposit.
A qualified direct deposit is a recurring direct deposit of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency.
In order to qualify for the cash bonus, each direct deposit must be in an amount of $300 or more and the deposits must occur within 60 days of account opening.
Bonus Payout Details
The cash incentive will be deposited into your new personal BMO Harris checking account approximately 120 days after account opening.
Your checking account must remain open for a minimum of 6 months, or the incentive will be debited from the account at closing.
BMO Harris Bank Checking Fee Waiver Details
It’s important to note that these checking accounts do have monthly maintenance fees, but you can avoid these fees by meeting certain requirements, so read the fine print closely before opening an account.
BMO Harris Everyday Checking – $10 monthly maintenance fee is waived: with incoming external deposits totaling $500 or more during the statement period; on accounts with a $1,000 minimum daily ledger balance; if you are a college student and request a student fee waiver; or other methods available.
BMO Harris Select Checking – $15 monthly maintenance fee is waived: if you are a BMO Harris home equity customer; on accounts with a $5,000 minimum daily ledger balance; or other methods available.
BMO Harris Portfolio Checking – $25 monthly maintenance fee is waived: if you are a BMO Harris mortgage customer; if you are a BMO Harris home equity customer; on accounts with a $25,000 minimum daily ledger balance; or other methods available.
Review the rest of our Bank Account Bonus Promotions for more national banking deals.
Open a BMO Harris Bank personal checking account to qualify for $150 in cash rewards.