BMO Harris Bank $200 Personal Checking Bonus

BMO Harris Bank is offering up to $200 in personal checking account bonuses when you set up a direct deposit, valid through September 30, 2014.

BMO Harris has more than 600 branches throughout Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Nevada, Florida, Washington, and Wisconsin, which is where you must live if you want to apply for a personal checking account.

BMO Harris Bank $200 Personal Checking Account Bonus

You’ll get up to a $200 cash bonus for opening a BMO Harris Everyday Checking, Select Checking, or Portfolio Checking account with a recurring direct deposit of $300 or more.

This offer is valid for a new BMO Harris personal checking account opened between February 24, 2014, and September 30, 2014.

Check out this BMO Harris Personal Checking Bonus for more details.

Just make sure to enter Promo Code Summerckg4 when applying online.

You can also mention the code if you apply by phone or print the promotional page to apply in person.

BMO Harris Bank Promotional Details

A minimum opening deposit of $100 is required.

This offer not available to existing BMO Harris checking customers or those who have closed an account within the past 60 days or closed an account with a negative balance.

You may receive only 1 BMO Harris checking account-related bonus per calendar year per household (all persons living at the same address at account opening).

Direct Deposit Details

In order to receive the incentive, you must establish a qualified direct deposit.

A qualified direct deposit is a recurring direct deposit of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency.

In order to qualify for the cash bonus, each direct deposit must be in an amount of $300 or more and the deposits must occur within 60 days of account opening.

Personal Checking Account Details

An incentive of $150 will be awarded for a new BMO Harris Everyday Checking account meeting the terms of the offer.

An incentive of $200 will be awarded for a new BMO Harris Select Checking account or a BMO Harris Portfolio Checking account meeting the terms of the offer.

The cash incentive will be deposited into your new personal BMO Harris checking account approximately 120 days after account opening.

Your checking account must remain open for a minimum of 6 months, or the incentive will be debited from the account at closing.

It’s important to note that these checking accounts do have monthly maintenance fees, but you can avoid these fees by meeting certain requirements, so read the fine print closely before opening an account.

Review the rest of our Bank Account Bonus Promotions for more national banking deals.

Open a BMO Harris Bank personal checking account to qualify for up to $200 in cash rewards.

Comments

  1. Will says

    Anybody know if this is a soft or hard inquiry? What is considered a direct deposit (other than the usual employment salary).

    • AE says

      Chexsystems inquiry only (in my local Florida Branch anyway) no hard pull for my everyday checking account.

      I have used my real payroll DD as I did not want to chance any issues with the $150 bonus. So I do not know about what counts as DD other than their clearly detailed statement that it has to be a payroll legit DD.

      Make sure to read the fine print on maintenance fees very closely:

      BMO Harris Everyday Checking account has a monthly maintenance fee of $10. The fee will not be charged if ANY ONE of the following occurs during the statement period:

      This account has Incoming External Deposits totaling $500 or more.
      The minimum daily Ledger Balance in this account is $1,000 or more.

      Your BMO Harris Select Checking account meets its $10,000 minimum Combined Balance requirement, and you have requested we link this account to your BMO Harris Select Checking account to receive benefits under Relationship Waiver. (Monthly maintenance fee waiver is limited to one (1) BMO Harris Everyday Checking account.)

      Your BMO Harris Portfolio Checking account meets its $25,000 minimum Combined Balance requirement, and you have requested we link this account to your BMO Harris Portfolio Checking account to receive benefits under Relationship Waiver. (Monthly maintenance fee waiver is limited to a total of two (2) BMO Harris Everyday Checking accounts.)

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