BMO Harris Bank is offering $200 (increased from $150) in personal checking account bonuses when you set up a direct deposit, valid through January 22, 2016.
BMO Harris has more than 600 branches throughout Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Nevada, Florida, Washington, and Wisconsin, which is where you must live if you want to apply for a personal checking account.
BMO Harris Bank $200 Personal Checking Account Bonus
You’ll get a $200 cash bonus for opening a new BMO Harris Everyday Checking, BMO Harris Select Checking, or BMO Harris Portfolio Checking account with a recurring direct deposit of $300 or more that is established within 60 days of account opening.
This offer is valid for a new BMO Harris personal checking account opened between July 27, 2015, and January 22, 2016.
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You can open an account online or request a coupon via email, and you must present the coupon that you receive when opening your account in person at a branch.
BMO Harris Bank Promotional Details
This offer is limited to 1 bonus per account.
This offer not available to existing BMO Harris personal checking account customers (including all signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months of opening a new account as part of this promotion.
Direct Deposit Details
In order to receive the incentive, you must establish a qualified direct deposit.
A qualified direct deposit is a recurring direct deposit of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency.
In order to qualify for the cash bonus, each direct deposit must be in an amount of $300 or more, and the first direct deposit must occur within 60 days of account opening.
Bonus Payout Details
The cash incentive will be deposited into your new personal BMO Harris checking account approximately 120 days after account opening.
Your account must be open and in good standing on the payment date to receive the cash bonus.
BMO Harris Bank Checking Fee Waiver Details
It’s important to note that these checking accounts do have monthly maintenance fees, but you can avoid these fees by meeting certain requirements, so read the fine print closely before opening an account.
BMO Harris Everyday Checking – $10 monthly maintenance fee is waived: with incoming external deposits totaling $500 or more during the statement period; on accounts with a $1,000 minimum daily ledger balance; if you are a college student and request a student fee waiver; or other methods available.
BMO Harris Select Checking – $15 monthly maintenance fee is waived: if you are a BMO Harris home equity customer; on accounts with a $5,000 minimum daily ledger balance; or other methods available.
BMO Harris Portfolio Checking – $25 monthly maintenance fee is waived: if you are a BMO Harris mortgage customer; if you are a BMO Harris home equity customer; on accounts with a $25,000 minimum daily ledger balance; or other methods available.
Review the rest of our Bank Account Bonus Promotions for more national banking deals.
Open a BMO Harris Bank personal checking account to qualify for $200 in cash rewards.