Citibank Regular Checking Accounts $100 Bonus for New and Existing Customers

New and existing Citibank Regular Checking Account customers can earn up to $100 in bonus cash when you use Online Bill Pay, Mobile Check Deposit, and Outgoing Popmoney Transfers, valid when you enroll by July 31, 2014.

You can earn a monthly $10 cash bonus for each type of qualifying activity, including Online Bill Payments, Mobile Check Deposits, and Outgoing Popmoney Transfers, that posts to your Citibank Regular Checking Account during a calendar month from June 1, 2014, to December 31, 2014.

So you can earn up to $30 per month ($10 for each type of activity performed from the 3 options), for up to $100 in total.

Just visit this Citibank Regular Checking Account Promotional Page to enroll in this offer or to open your new account today.

How To Earn This $100 Citibank Bonus

1. Enroll in this offer by July 31, 2014.

2. Earn $10 per month for each different type of activity that you perform from the 3 options below within a given month, for up to a total of $30 per month if you perform all 3 activities in a single month.

  • Online Bill Payments
  • Mobile Check Deposits
  • Outgoing Popmoney Transfers

3. Use these digital services through December 31, 2014, to earn up to $100 in total bonus rewards.

Citibank Regular Checking Account $100 Promotional Details

You must have an open Citibank Regular Checking Account and enroll in this promotion by July 31, 2014, in order to participate.

You also need to be enrolled in 1 or more of the following 3 qualifying digital services: Citibank Mobile Check Deposit, Citibank Online Bill Payment, and Popmoney outgoing transfers.

Any digital activity must be posted after enrollment to count toward a bonus.

You can earn a monthly $10 cash bonus for each type of qualifying digital activity that posts to your Citibank Regular Checking Account during a calendar month from June 1, 2014, to December 31, 2014, for up to a maximum program payout of $100.

In June 2014, as an example, you can earn a $10 cash bonus for having 1 or more mobile check deposit transactions post, an additional $10 cash bonus for having at least 1 or more online bill payment transactions post, and an additional $10 cash bonus for having 1 or more outgoing Popmoney transactions post, for a total of $30 for the month of June 2014.

The total amount of the cash bonus earned during a calendar month will be credited to your Citibank Regular Checking Account within 60 days after the calendar month when the qualifying digital service transaction was posted to your Citibank Regular Checking Account.

This bonus offer is limited to 1 per customer and per account for a maximum total program payment of $100.

Avoiding Citibank Monthly Banking Fees

Please note that you must maintain a substantial minimum balance in the Citigold and Citibank accounts in order to avoid paying monthly maintenance fees.

However, you can avoid the Basic Banking account monthly fee by making 1 direct deposit and 1 bill payment per statement period.

Citigold Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $50,000 in deposits and retirement balances OR $100,000 in combined average monthly balances in deposits, retirement, investments, credit cards, and loans/lines of credit excluding first mortgage, otherwise a $30 monthly service fee is applied.

Citibank Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $15,000 in eligible linked products, otherwise a monthly service fee of $20 is applied. Eligible linked products are linked deposits, loans, mortgages, credit cards, retirement and investment accounts.

Basic Banking Package – Monthly service fee is waived if the following transactions are completed: maintain a combined average monthly balance of $1,500 in either your Basic checking or your linked Basic Savings Account OR if you make 1 Direct Deposit AND 1 Bill Payment each monthly statement period, otherwise a $10 monthly service fee is applied. Qualifying bill payments are those made using Citibank Online, Citi Mobile or CitiPhone Banking. Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates do not qualify as bill payments for this offer. Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension, or government payments (such as Social Security) by your employer or an outside agency.

These minimum balance requirements and monthly account fees may vary between different states, so please check the account details for your specific state before opening an account.

It’s also important to note that the value of rewards from redeemed points will be reported to the IRS as miscellaneous income on Form 1099-MISC, as required by applicable law.

Take advantage of this Citibank Checking bonus offer to earn up to $100 in free rewards.

Review these other Banking Bonuses for more checking account and savings account promotions.

Sign up for your new Citi checking account bonus today.

Comments

  1. really citi really says

    need to have at least $50,000 in checking account every month for the Citigold AND $20,000 in your checking account every month for the Citibank account

  2. Dave says

    I’m doing this deal. You don’t need to keep those amount in your account…you only need to keep those amounts to avoid fees, and as ridiculous as their fees are, they don’t add up to over $400.

    Still, it’s pretty disgusting to post this deal here without mentioning the penalty for having a low balance, which *is* quite substantial (like $15-20 a month or something)?

  3. says

    Hello Dave,

    We have added a note to the above article about the minimum balance requirements and account maintenance fees.

    These fees and balance requirements seem like they may vary between different states, so we did not give any specifics at this time.

    For instance, in Wisconsin, The Citibank Account has a $15,000 minimum balance requirement to avoid a $20 monthly fee, and The Citigold Account has at least a $50,000 minimum balance requirement to avoid a $30 monthly fee.

    Everyone should definitely check the specific details in your state before opening an account.

    I apologize for any inconvenience.

    Thank you for your comments. Max

    • says

      Hello matz,

      The $500 Citigold and $250 Citibank account package offers are for new checking customers only.

      However, you may qualify for the $500 Citigold interest bonus with your existing account.

      You can review the enrollment details in the above article if you are interested.

      Thanks for leaving the comment. Max

  4. AE says

    This is an awesome promotion – especially for those who already went in for the $250 account bonus offered previously this year – thank you again for the heads up!

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