Citibank Checking Relationship up to $500 Bonus

Citibank is now offering up to $500 in bonuses when you start your Citibank Checking Relationship by March 15, 2014.

Updated 3/27/2014: These offers are currently not available, but we will update this page when a new promotion begins.

There are 3 special promotions available:

1st Promo – Earn up to $500 with a new Regular Checking account in the Citigold Account Package.

2nd Promo – Earn up to $250 with a new Regular Checking account in the Citibank Account Package.

3rd Promo – For new and existing Citigold Account Package members, earn triple the interest for up to $500 in bonus interest.

Take advantage of these special bonus offers from Citibank today.

Up to $500 Citigold Account Package Bonus

Visit this $500 Citigold Package Promotion to apply online today.

Up to $500 Citigold Account Package Bonus

1. Open a new Regular Checking account in the Citigold Account Package by March 15, 2014, using code CZJA.

2. For the initial $250, you must complete 1 qualifying bill payment followed by another qualifying bill payment the next calendar month within 60 days after account opening.

3. Earn an additional $250 after you deposit $50,000 or more in new-to-bank funds into your Citigold checking account within 60 days after account opening.

To be eligible for the additional $250 offer, you must first complete the new account opening and bill payment requirements.

Up to $250 Citibank Account Package Bonus

Visit this $250 Citibank Package Promotion to apply online today.

Up to $250 Citibank Account Package Bonus

1. Open a new Regular Checking account in the Citibank Account Package by March 15, 2014, using code CZJA.

2. For the initial $125, you must complete 1 qualifying bill payment followed by another qualifying bill payment the next calendar month within 60 days after account opening.

3. Earn an additional $125 after you deposit $15,000 or more in new-to-bank funds into your Citigold checking account within 60 days after account opening.

To be eligible for the additional $125 offer, you must first complete the new account opening and bill payment requirements.

Promotional Details for New Citigold and Citibank Account Packages

The cash bonus will be credited to the new checking account within 90 days from the end of the month in which you complete all offer requirements.

Qualifying Bill Payments

Qualifying bill payments are those made using Citibank Online, Citi Mobile, or CitiPhone Banking.

Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts of Citibank affiliates do not qualify as bill payments for this offer.

Eligibility Requirements

These offers are for new checking customers only.

If you have received a bonus reward for opening a new Citibank consumer checking account within the past 2 years, you will not be eligible to receive a bonus associated with this offer.

Up to $500 Bonus Interest for Citigold Accounts

Visit this $500 Citigold Interest Bonus to enroll today.

Up to $500 Bonus Interest for Citigold Accounts

1. Enroll at your local branch or call 1-866-422-0595 and mention code CS6J for details.

2. Fund a new or existing Citibank Savings Plus Account with a minimum of $25,000 new-to-bank funds by March 15, 2014.

3. Maintain a minimum balance of at least $25,000 throughout the next 3 monthly statement periods, and you can earn triple the interest on your savings for this bonus period, for up to a $500 bonus.

The bonus interest will be credited to the Savings Plus Account within 90 days from the end of the statement period in which you complete the requirements stated in this offer.

Citigold Bonus Interest Promotional Details

A checking account in the Citigold Account Package is required.

The bonus will be equal to twice the interest paid up to $500 on the Citibank Savings Plus Account for the 3 full statement periods after the minimum deposit is made.

For example, if the funding requirement is met on 1/16/2014, and the statement period for the Citibank Savings Plus Account ends on 1/31/2014, you will earn bonus interest equal to twice the amount of interest paid on the account for the next 3 statement periods, for up to $500.

The bonus interest plus the regular interest paid on the account will equal up to 3 times the interest earned for the 3 applicable statement periods.

This offer cannot be combined with any other offer in the same promotion period.

This offer is limited to 1 reward per customer and account only.

Avoiding Citibank Monthly Banking Fees

Please note that you must maintain a substantial minimum balance in the Citigold and Citibank accounts in order to avoid paying monthly maintenance fees.

However, you can avoid the Basic Banking account monthly fee by making 1 direct deposit and 1 bill payment per statement period.

Citigold Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $50,000 in deposits and retirement balances OR $100,000 in combined average monthly balances in deposits, retirement, investments, credit cards, and loans/lines of credit excluding first mortgage, otherwise a $30 monthly service fee is applied.

Citibank Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $15,000 in eligible linked products, otherwise a monthly service fee of $20 is applied. Eligible linked products are linked deposits, loans, mortgages, credit cards, retirement and investment accounts.

Basic Banking Package – Monthly service fee is waived if the following transactions are completed: maintain a combined average monthly balance of $1,500 in either your Basic checking or your linked Basic Savings Account OR if you make 1 Direct Deposit AND 1 Bill Payment each monthly statement period, otherwise a $10 monthly service fee is applied. Qualifying bill payments are those made using Citibank Online, Citi Mobile or CitiPhone Banking. Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates do not qualify as bill payments for this offer. Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension, or government payments (such as Social Security) by your employer or an outside agency.

These minimum balance requirements and monthly account fees may vary between different states, so please check the account details for your specific state before opening an account.

It’s also important to note that the value of rewards from redeemed points will be reported to the IRS as miscellaneous income on Form 1099-MISC, as required by applicable law.

Take advantage of this Citibank Checking Relationship bonus offer to earn up to $500 in free rewards.

Review these other Banking Bonuses for more checking account and savings account promotions.

Sign up for your new Citi checking account bonus today.

Comments

  1. really citi really says

    need to have at least $50,000 in checking account every month for the Citigold AND $20,000 in your checking account every month for the Citibank account

  2. Dave says

    I’m doing this deal. You don’t need to keep those amount in your account…you only need to keep those amounts to avoid fees, and as ridiculous as their fees are, they don’t add up to over $400.

    Still, it’s pretty disgusting to post this deal here without mentioning the penalty for having a low balance, which *is* quite substantial (like $15-20 a month or something)?

  3. says

    Hello Dave,

    We have added a note to the above article about the minimum balance requirements and account maintenance fees.

    These fees and balance requirements seem like they may vary between different states, so we did not give any specifics at this time.

    For instance, in Wisconsin, The Citibank Account has a $15,000 minimum balance requirement to avoid a $20 monthly fee, and The Citigold Account has at least a $50,000 minimum balance requirement to avoid a $30 monthly fee.

    Everyone should definitely check the specific details in your state before opening an account.

    I apologize for any inconvenience.

    Thank you for your comments. Max

    • says

      Hello matz,

      The $500 Citigold and $250 Citibank account package offers are for new checking customers only.

      However, you may qualify for the $500 Citigold interest bonus with your existing account.

      You can review the enrollment details in the above article if you are interested.

      Thanks for leaving the comment. Max

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