Citibank Checking Accounts Offer up to $400 Bonus

Citibank is offering several new promotions for a $400 bonus with a new Citigold Account Package, a $100 bonus for a new Citibank Account Package, a $50 bonus for a new Basic Banking Package, and up to $400 with 3X interest for current Citibank customers.

Take advantage of these Citibank checking account promotional offers through October 31, 2014.

Citigold Account Package $400 Bonus

1. Visit this Citigold Account $400 Promo Page to apply online, visit a Citibank branch to apply in person, or call 1-866-422-1484 and mention code CZWB to apply by phone.

2. Open a new checking account in the Citigold Account Package by October 31, 2014.

3. Within 60 days after account opening, deposit a minimum of $50,000 in new-to-Citibank funds into the new checking account and complete a qualifying bill payment for 2 consecutive months.

4. The $400 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.

$100 Citibank Account Package Bonus

1. Visit the Citibank or Basic Checking Promo Page to apply online, visit a Citibank branch to apply in person, or call 1-866-422-1484 and mention code CZWB to apply by phone.

2. Open a new Regular Checking account in the Citibank Account Package by October 31, 2014.

3. Within 60 days after account opening, deposit a minimum of $15,000 in new-to-Citibank funds into the new checking account and complete a qualifying bill payment for 2 consecutive months.

4. The $100 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.

$50 Basic Banking Package Bonus

1. Visit the Citibank or Basic Checking Promo Page to apply online, visit a Citibank branch to apply in person, or call 1-866-422-1484 and mention code CZWB to apply by phone.

2. Open a new Regular Checking account in the Basic Banking Package by October 31, 2014.

3. Within 60 days after account opening, deposit a minimum of $1,500 in new-to-Citibank funds into the new checking account and complete a qualifying bill payment for 2 consecutive months.

4. The $50 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.

Terms for All New Checking Account Offers

New-to-Citibank funds are funds that are not currently held by Citibank or an affiliate of Citibank.

Qualifying bill payments are those made using Citibank Online, Citi Mobile, or CitiPhone Banking.

Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts of Citibank affiliates do not qualify as bill payments for this offer.

This offer is for new checking customers only.

Fiduciary accounts (including Trust or Estate accounts) and accounts owned by a business entity are not eligible.

If you have received a bonus reward for opening a new Citibank consumer checking account within the past 2 years, you will not be eligible to receive a bonus associated with this offer.

There is a limit of 1 of each offer per customer and account.

Current Checking Customers up to $400 Bonus Interest

1. Visit the Citibank 3X Interest Page and then visit your local branch or call 1-866-535-3909 to sign up for the offer.

2. Upgrade to the Citigold Account Package, if you don’t already have one.

3. Fund a new or existing Citibank Savings Plus Account with a minimum of $25,000 new-to-bank funds by October 31, 2014.

4. Maintain a minimum balance of at least $25,000 throughout the next 3 monthly statement periods, and you can earn triple the interest on your savings for this bonus period, up to a $400 bonus.

5. The bonus interest will be credited to the Savings Plus Account within 90 days from the end of the statement period in which the customer completes the qualifying requirements stated in this offer.

The bonus will be equal to twice the interest paid up to $400 on the Citibank Savings Plus Account for the 3 full statement periods after the minimum deposit is made.

Avoiding Citibank Monthly Banking Fees

Please note that you must maintain a substantial minimum balance in the Citigold and Citibank accounts in order to avoid paying monthly maintenance fees.

However, you can avoid the Basic Banking account monthly fee by making 1 direct deposit and 1 bill payment per statement period.

Citigold Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $50,000 in deposits and retirement balances OR $100,000 in combined average monthly balances in deposits, retirement, investments, credit cards, and loans/lines of credit excluding first mortgage, otherwise a $30 monthly service fee is applied.

Citibank Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $15,000 in eligible linked products, otherwise a monthly service fee of $20 is applied. Eligible linked products are linked deposits, loans, mortgages, credit cards, retirement and investment accounts.

Basic Banking Package – Monthly service fee is waived if the following transactions are completed: maintain a combined average monthly balance of $1,500 in either your Basic checking or your linked Basic Savings Account OR if you make 1 Direct Deposit AND 1 Bill Payment each monthly statement period, otherwise a $10 monthly service fee is applied. Qualifying bill payments are those made using Citibank Online, Citi Mobile or CitiPhone Banking. Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates do not qualify as bill payments for this offer. Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension, or government payments (such as Social Security) by your employer or an outside agency.

These minimum balance requirements and monthly account fees may vary between different states, so please check the account details for your specific state before opening an account.

It’s also important to note that the value of rewards from redeemed points will be reported to the IRS as miscellaneous income on Form 1099-MISC, as required by applicable law.

Take advantage of this Citibank Checking bonus offer to earn up to $400 in free rewards.

Review these other Banking Bonuses for more checking account and savings account promotions.

Sign up for your new Citi checking account bonus today.

Comments

  1. really citi really says

    need to have at least $50,000 in checking account every month for the Citigold AND $20,000 in your checking account every month for the Citibank account

  2. Dave says

    I’m doing this deal. You don’t need to keep those amount in your account…you only need to keep those amounts to avoid fees, and as ridiculous as their fees are, they don’t add up to over $400.

    Still, it’s pretty disgusting to post this deal here without mentioning the penalty for having a low balance, which *is* quite substantial (like $15-20 a month or something)?

  3. says

    Hello Dave,

    We have added a note to the above article about the minimum balance requirements and account maintenance fees.

    These fees and balance requirements seem like they may vary between different states, so we did not give any specifics at this time.

    For instance, in Wisconsin, The Citibank Account has a $15,000 minimum balance requirement to avoid a $20 monthly fee, and The Citigold Account has at least a $50,000 minimum balance requirement to avoid a $30 monthly fee.

    Everyone should definitely check the specific details in your state before opening an account.

    I apologize for any inconvenience.

    Thank you for your comments. Max

    • says

      Hello matz,

      The $500 Citigold and $250 Citibank account package offers are for new checking customers only.

      However, you may qualify for the $500 Citigold interest bonus with your existing account.

      You can review the enrollment details in the above article if you are interested.

      Thanks for leaving the comment. Max

  4. AE says

    This is an awesome promotion – especially for those who already went in for the $250 account bonus offered previously this year – thank you again for the heads up!

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