Citibank is now offering new checking customers a $325 cash bonus when you open a Citi Checking Account and make at least 2 Enhanced Direct Deposits (includes ACH deposits from Zelle, PayPal and Venmo) that total $3,000 or more within 90 days, and your $325 bonus will be credited to your account within 30 calendar days after you have completed the activities.
Alternatively, Citibank will give you a $500 or $1,500 bonus when you open a new Citi Checking Account, deposit a minimum balance of $30,000 or $200,000 within 45 calendar days of account opening, and maintain the minimum balance for an additional 45 days from the 46th day.
With a Citibank Business Checking Account, you can earn $300, $750, $1,500, or $2,000 in bonus cash when you open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking Account, deposit at least $5,000, $20,000, $100,000, or $200,000 within 45 days of account opening, and maintain your balance for an additional 45 days from the 46th day.
To be eligible, you must have a home residential address in: AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
Check out these Citibank personal checking and business checking account promotions for a limited time when you open your account today.
If you don’t have the qualifying funds to deposit, then you may be interested in these alternative promotions from Chase Bank and PNC Bank instead.
Citibank $325 Personal Checking Bonus
1. Visit this Citibank $325 Personal Checking Promotion to open a new Citi Checking account.
2. Deposit at least 2 Enhanced Direct Deposits that have a combined total of $3,000 or more directly into your new checking account within 90 calendar days from account opening.
3. An Enhanced Direct Deposit is an ACH deposit of payroll, pension, Social Security, government benefits and other payments to your checking account that also includes Zelle incoming payments and other funds from person-to-person payments when transferred through the ACH Network using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, debit card funding transfers, and P2P payment transfers sent to a Citibank debit card do not qualify as EDDs. Any funds transferred from another financial institution or P2P provider through an instant transfer service will also not qualify.
4. The cash bonus will be deposited into your Citibank checking account within 30 calendar days after you complete all required activities.
Citibank $500-$1,500 Personal Checking Bonus
1. Visit this Citibank $500-$1,500 Personal Checking Promotion to open a new Citibank checking account in an eligible account package.
2. Deposit new-to-Citibank funds into your new checking account within 45 days of account opening: Earn $500 bonus with $30,000 minimum deposit or $1,500 bonus with $200,000 minimum deposit.
3. The balance of deposited new funds on your 45 day will determine your maximum eligible cash bonus.
4. Maintain the required minimum balance in your eligible account for an additional 45 days from the 46th day.
5. The cash bonus will be deposited into your Citibank checking account within 30 calendar days after you complete all required activities.
Citibank $300-$2,000 Business Checking Offer
1. Visit this Citibank $300-$2,000 Business Checking Offer to submit information about your business and get contacted by a Citibank Business Specialist.
2. Open a new Citi Business (Analyzed), Streamlined, or Flexible Checking Account in your local Citibank branch.
3. Within 45 days of account opening, make a qualifying deposit in New-to-Citibank funds: Earn $300 bonus with $5,000 minimum deposit, $750 bonus with $20,000 deposit, $1,500 bonus with $100,000 deposit, or $2,000 bonus with $200,000 deposit.
4. Maintain the required minimum balance in your eligible account for an additional 45 days from the 46th day.
5. The cash bonus for which you qualify will be credited to your Citibank Business Checking Account within 30 days from the end of the month in which you complete all Citi Checking Offer requirements.
Citibank Member-Get-Member Referral Bonuses
If you are a Citibank checking account member, you can earn an additional cash bonus of up to $100 for each new member that you refer who opens an eligible Citibank checking account and completes the promotional requirements.
To participate in the Citibank Member-Get-Member Referral Program, you must ask a bank representative for more details in-person when you visit a Citibank branch location, as the offer is not available online or in your Citibank online banking account.
Once you enroll in a branch, you can refer your friends and family to open an eligible Citibank checking account by providing them with your referral certificate, and you’ll earn up to $100 for every qualified referral.
You’ll earn a $25 cash bonus for referring a new member to open a Basic Banking Package, $50 for a Citibank Account Package, and $100 for a Citigold Account Package.
In order for you to earn a bonus, your friends must present your referral certificate when they open a Citibank checking account package in-branch and complete the required activities to qualify for the Citibank promotional offer that they enroll in through your referral offer.
If you open your new Citibank checking account in-branch, make sure to ask them about the Citi Member-Get-Member Referral Program to earn additional cash bonuses when you refer your friends to open a Citibank Checking Account Package.
Take advantage of this Citibank Consumer Checking Account bonus offer to earn $325-$1,500 in free cash bonus rewards, or open a Citibank Business Checking Account to earn $300-$2,000 in bonus cash.
Find More Banking Bonuses
Check out more recent posts from our Banking Bonuses Category below.
- Monzo Mobile Banking $20 Sign-Up Bonus
- SoFi Checking $25-$325 Promotional Offer
- Mercury Business Banking $250 Bonus
- Langley FCU $50 Checking Bonus
- Financial Partners CU $100 Membership Bonus
- Affinity FCU $100 New Account Bonus
- Upgrade Rewards Checking $200-$400 Bonus
- Laurel Road Savings $50-$200 Bonus
- Chase Bank $100-$3,000 Promotional Offers
- Lively Health Savings Account $35 Bonus
Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.
chloe says
Even you fulfill the requirement that opening a checking account and keeping $15,000 for 60days, you have to wait for 0-90days to get the bonus. Called the customer service, they said you need to wait for at least 1-2 billing cycles (30-60days) to get the bonus. It means that you have to keep $15,000 for 90-120days in total, or even longer to get the bonus dollars. For other banks, they give the bonus dollars immediately after your required holdout period. No need to wait for 1-2 billing cycles. Very disappointed with Citi