M&I Bank $100 Cash Back Checking Account Bonus Offer

M&I Bank is offering a $100 banking bonus when you open an M&I Cash Back Checking account and make qualifying purchases, valid through October 31, 2010.

Just open a new M&I Bank Cash Back Checking account and make 5 qualifying purchases with your M&I Bank Check Card within the first 45 days to receive a $100 cash bonus.

This offer is available in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Nevada, and Wisconsin.

Check out this $100 M&I Bank Special Cash Award Offer and open your account online to be eligible for this promotion.

M&I Bank Bonus Details

To receive your $100 bonus, you must click on the Apply Now button on the promotional page and open the account online.

You must make 5 qualifying purchases with your M&I Bank Check Card within the first 45 days after account opening.

Your account will be reviewed 45 days after opening.

The $100 cash award will be paid within 2 weeks of that review if the requirement above has been met.

This offer applies to new accounts opened with new money not currently on deposit with M&I Bank.

There is a limit of 1 award per household every 12 months.

This offer cannot be combined with other offers.

Qualifying purchases include all signature-based purchases processed over the Visa network.

Purchases authorized with a PIN or ATM transaction do not apply.

The cash back bonus will be credited to your account at the end of your statement cycle.

There is a $10 monthly maintenance fee for the M&I Bank Cash Back Checking account, but this fee can be avoided if you meet 1 of the following qualifications:

  • Make 3 transactions per statement cycle.
  • Maintain a $1,000 minimum average daily balance in the account.
  • There is no fee if you are under the age of 25.

Review more details on the M&I Cash Back Checking Rewards Program from our M&I Bank review.

Take advantage of this M&I Bank promotional bonus offer when you open a Cash Back Checking account today.

You may also be interested in these additional Banking Deals for more cash bank rewards.

Sign up for your M&I Bank checking account today to receive a $100 bonus after making only 5 check card purchases.


  1. says

    Hello Jamie,

    It is my understanding that you do not need a promotional code to qualify for this particular bonus offer, like you do for some other M&I Bank bonuses.

    The terms for this offer indicate:

    “To receive your $100 you must click on the Apply Now button and proceed to open the account online, and make five qualifying purchases…”

    So even though there is a promotional code field included after you click Apply Now, you only need to click Apply Now and proceed to open the account online to qualify.

    Here’s an example of past M&I bonus terms, which you can find through our “review” link in the above article:

    “To receive your $100 you must provide the promotion code listed on the back of the postcard you received when you open the account online and make five qualifying purchases…”

    So you can see that these terms specifically indicate that you must provide the promotional code, while the current bonus in the above article does not indicate the bonus code is required.

    I found this promotion through an Adsense advertisement, which also seems to confirm that no code would be required, because they would otherwise provide a code through their advertisement as well, not just advertise an offer that requires a code which potential customers don’t have.

    Anyway, this is my interpretation of the bonus, but I do believe the terms seem to indicate that no code is required.

    I will also contact M&I Bank customer service to try to confirm this and follow up with any further information.

    Thank you for commenting. Max

  2. says

    Hello again Jamie,

    Well, at least according to their customer service, I am incorrect.

    “Thank you for contacting M&I Bank regarding your inquiry.

    Please be advised that the website was created in response to a marketing initiative that had a code attached to it. If you did not receive the mailing, you would not be able to receive the bonus. However, you may still apply for the Cash Back accounts or one of the other checking accounts available on the application site.

    I sincerely appreciate the opportunity to assist you with your inquiry. If you have any further questions, please feel free to contact us at mibank@mibank.com. As an alternative, you may contact a Personal Banker, 24 hours a day, seven days a week at 1-888-464-5463.”

    I provided them with the specific promotional link in the above article, taken from the Adsense advertisement, and this was their response.

    So according to customer service, you are correct that you would need a promo code to qualify.

    However, their response doesn’t really make sense to me, since this promo was advertised on Adsense, and it’s possible that the customer service representative is mistaking this promo page with other similar offers, which I outlined in my previous response.

    Either way, there’s no guarantee at this point, and I apologize for any confusion this may have caused.

    Thank you, Max

  3. says

    Hello Jamie,

    I just emailed you an M&I Bank bonus code that I received in the mail, so that you can use it to ensure that you qualify for the $100 bonus offer.

    If you don’t receive my email for whatever reason, please email me at MaximizingMoney@gmail.com, so that I can reply to that email address with the code.

    Thank you and good luck. Max

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