M&T Bank $150/$200 MyChoice Checking Account Promotion – New Online Coupon Code Request

I’ve just discovered a new way to get coupon codes for the $150 cash bonus when you add a qualifying direct deposit of at least $100 to your new M&T Bank MyChoice Checking account that is opened by September 30, 2015.

Updated August 4, 2015: There is a new promotion available for a $200 bonus with the same terms as the $150 offer (see below for details).

M&T Bank has branches located throughout New York, New Jersey, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, and Washington D.C.

You can either open your account online (offer not available in all areas) or you can request your coupon code by email to redeem in person at your nearest M&T Bank branch location.

To qualify for the $150 bonus, you must open a new MyChoice Checking account before September 30, 2015, and receive a minimum of 1 direct deposit in the amount of at least $100 within 90 days of account opening.

To apply online or request your coupon, just visit bank.mtb.com/digitalcoupon and either enter your ZIP code to see if it’s available in your area or enter your email address to request a coupon code via email.

I discovered this link through an online advertising campaign that M&T Bank is running, and it’s the first time I’ve ever seen this link available to request an M&T Bank coupon code via email.

You simply click “Email My Coupon” on the promotional page and then complete the form.

You will then receive your coupon code via email, which you can print and redeem at your nearest M&T Bank branch.

Otherwise, you can simply enter your ZIP code on the promotional page to open your account online today and have the coupon code automatically applied to your new MyChoice Checking account.

MyChoice Checking does have a $6.95 monthly service charge, but you can avoid the charge by meeting 1 of these qualifications:

1. Have total direct deposits of $200 or more per monthly service charge cycle.

2. Make 10 or more debit card purchases or payments per monthly service charge cycle.

3. Keep an average balance of $500 or more throughout your monthly service charge cycle.

Take advantage of this M&T Bank promotion when you open a MyChoice Checking account today.

$200 MyChoice Checking Account Bonus Offer

This alternative offer will give you a $200 bonus when you open a new MyChoice Checking account by September 12, 2015, and set up a qualifying direct deposit of $100 or more.

You must use the Promotional Code QM when you open your account online or when you call 1-800-724-3222.

Thank you goes to Doctor Of Credit for posting about this offer.

More M&T Bank Promotions

$100 M&T Bank Credit Card Offer – Get an extra $100 reward with a new credit card from M&T Bank.

$500 M&T Securities IRA Offer – Get up to $500 in cash rewards when you rollover or transfer an IRA to M&T Securities.

Review these other Bank Promotional Offers for more checking account offers.

Sign up for an M&T checking account to get a $150 bonus reward when you set up a direct deposit.


  1. Ashish says

    I opened the account yesterday then called M&T to confirm I was enrolled under the $100 bonus promo. They advised that even though I lived in NC I was not eligible for it because it was limited to an undisclosed area. Nothing in the T&C’s say where the offer is limited to.

    Dont do this bonus as it will probably not work and end up being more trouble than its worth. The rep also said that if you close an account within 180 days there is a $49 fee. No where did it say that… Awful customer service.

    • Crystal says

      I opened the My Choice checking account mainly for the $100 cash bonus reward. Then I realized that there are several M&T banks in my area. I have one closer than my primary bank and close to my job. It says that the account will be credited with the $100 reward within 90 days, so I was pleasantly surprised when my first direct deposit posted and so did the reward! I procrastinated on getting my direct deposit changed but Im glad they give you 90 days. This was an easy process and I’m very satisfied with this account.

    • says

      Hello D.D. Baller,

      According to the customer service representative that I chatted with, you should be able to open an account online if you live in any state.

      Hope this helps and thanks for the comment. Max

      • D.D. Baller says

        Hi Max,

        After reading other banking blogs, many people mentioned that MT & T Bank will not honor the bonus if your zip code is not near one of their branches. I also spoke with an online representative and she told me Oregon does not qualify.

        • says

          Interesting. Thanks for the feedback. I’ve updated the above article to reflect this information. I also updated the list of states where they have branches based on information take from their website. I appreciate your help.

  2. Nate says

    Just wanted to add that I did not receive the flyer, live in Oregon and I was able to get the bonus offer. It posted the day after my direct deposit hit.
    Thanks for helping me find some more free money Max!

  3. Julia says

    They told me my state doesn’t qualify. I live in UT. I sent them an email prior to opening account. So not all states in the list qualify.

  4. David says

    I go after a lot of these bank bonus, and M&T is the absolute worst. I closed my account before transfering funds because I don’t trust them with a penny.

  5. Chuck says

    Well I open an account under these rules and did it at a branch of M&T 4 miles from me. My first DD went in this month. I will keep checking for my bonus of 150.00. Opened the account in late March so expect bonus in June. We will see.

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