U.S. Bank $125 Bonus for Consumer Checking Accounts – Open Nationwide

Power Up Your Home with U.S. Bank to earn $125 when you open a new consumer checking account and set up a direct deposit OR make 2 online bill pay transactions, valid through August 10, 2015.

I just found this U.S. Bank promotion being advertised while searching Google, and I’m especially excited to post about this offer, because this deal is available nationally, they only perform a soft pull, and you can fund your new account with a credit card for up to $500.

Updated June 28, 2015: This offer was also available in 2014, when it was called “Power Up Your Summer,” and it is back again for 2015 and called “Power Up Your Home.” In 2014, you could get a $150 bonus, while you can only get $125 in 2015. Also in 2015, you can no longer qualify with the Easy Checking account.

U.S. Bank Accounts Available throughout U.S.A.

According to the customer service rep that I chatted with, people are welcome to apply for a checking or savings account with U.S. Bank from any state, so this offer should be open nationally.

Soft Pull to Open U.S. Bank Checking Account

The rep also indicated that when you open a checking account, U.S. Bank will perform a soft pull to verify your identity and address, and it will not show on your credit report.

Use Credit Card to Fund U.S. Bank Checking Account

The rep also said that you can absolutely use a credit card to fund a new account (up to $500), including a U. S. Bank credit card, and it will process faster.

The opening deposit limit is $500, and if you use a U. S. Bank credit card, the opening deposit will NOT be considered a cash advance and will NOT have the higher APR.

You can also fund new accounts using another bank account, debit card, or credit card from another issuer, and the limit for all options is $500.

After the opening deposit, you can make regular deposits into the account either by visiting the branch, from another bank electronically, or if you want to deposit cash from a U.S. bank credit card (or another issuer’s card), it will be a cash advance at a higher APR rate in the future (at least for U.S. Bank cards).

4 Steps To Get $125 Bonus

1. Visit the U.S. Bank Promotional Page and click on the “Click Here” button to get a Promo Code in Step #1.

2. Return to the promotional page and enter your Promo Code in Step #1.

3. Open your new U.S. Bank Silver, Gold, or Platinum Checking Package by August 10, 2015 (online, in branch, or by phone).

4. To receive your cash bonus, complete 1 or more direct deposits totaling at least $500 within 60 days OR complete 2 or more online bill pay transactions within 60 days.

You’ll also be entered for a chance to win $50,000 with the U.S. Bank Power Up Your Home Sweepstakes.

U.S. Bank Promotional Details

The checking account bonus will be deposited into your new checking account within 60 days of direct deposit or Bill Pay verification, as long as your account is open.

This offer may not be combined with any other checking account bonus offers, is not valid if you have received a checking account bonus in 2015, or if you have an existing U.S. Bank Consumer Checking Account or Package.

U.S. Bank Checking Fees

A minimum deposit of $25 is required to open a U.S. Bank Checking Account.

For the Silver Checking Package, the fee is waived when you have a U.S. Bank Package Money Market Savings account and either a combined monthly direct deposit totaling $1,000 OR you maintain an average account balance of $1,500.

For the Gold Checking Package, the fee is waived when you have an open U.S. Bank personal loan, line of credit, or credit card account.

For the Platinum Checking Package, the fee is waived when you have $25,000 in combined personal deposits, investments, and/or credit balances OR if you have a relationship with U.S. Bank Trust Services.

Take advantage of this U.S. Bank promotional offer for a $125 bank bonus when you open a new personal checking account from U.S. Bank.

You may also be interested in these additional Banking Bonus Offers.


  1. john mccann says

    So far,so good. Called the 800 # and spoke with a very courteous and knowledgeable lady. I had an account with them before about 5 years ago and still qualify.

    • john mccann says

      UPDATE: After opening the account I received my $150 bonus in one week. Only had to complete 3 online bill pays of $5 each. Waitin’ to win that car!

  2. Julia says

    Thank you for posting this great offer. I opened an acct for myself, my dad, and my mom. I hope we qualify if we live in the same household. We opened our accts online and received acct numbers right away. The application was super easy. Will update once we get our bonuses. Thanks again!

  3. JIMMY says

    Holy cow. I opened my account online with $500. transfer from another bank. I used the promo code “150powr” even though my zip code said I was eligible for a $50. promo bonus. I.received the VISA debit card and PIN a week later, and a week after that, my $150. was credited to my new account. I have yet to make any bill pay. Maybe the Bill Pay is no longer a requirement? Thanks MAX!

  4. Kevin S says

    I did a promo on a saving account, got the first $50 debit card, forgot about the card and it became worthless. I did get a second $50 debit card and drained it, ASAP. Similar bs on a (US Bank) Master Card gift card I purchased for a catalina at a grocery store. One can’t open a second checking account and receive the $125 bonus.

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